644 Cypress RDG, McQueeney TX 78123
McQueeney, TX 78123 · Zipp - Koepsel
Single Family Residence for sale in Zipp - Koepsel
Overview
Property Description
NEW PRICE & SELLER IS MOTIVATED!! Enjoy waterfront living on beautiful Lake Placid with full river access, expansive water views, and endless opportunities for boating, fishing, paddleboarding, or simply relaxing by the water. Whether you're looking for a weekend getaway, full-time residence, or investment property, this waterfront retreat offers the best of lake living. Currently operating as an active short-term rental, the home is also located outside the floodplain, so flood insurance is not required—a rare advantage for waterfront property. Experience 112 feet of improved Lake Placid frontage in McQueeney. Stone pathways, tiered patios, and multiple seating areas lead to the shoreline. The boathouse features a single boat lift, double jet ski lift, and an upper deck for relaxing, fishing, or enjoying the view. A waterside fire pit, detached two-car garage with workshop, storage building with electricity, and an additional storage building provide plenty of space for lake equipment and outdoor gear. The renovated mid-century stucco home with a metal roof offers three bedrooms, two baths, and beautiful waterfront views. The kitchen features granite countertops, stainless steel appliances, and a walk-in pantry. The living room is anchored by a wood-burning stone fireplace. The primary suite includes an office area, sliding glass doors to the backyard, and a private bath with a walk-in shower and double vanity. The home may be purchased fully furnished and decorated, creating a truly turnkey lake retreat or short-term rental opportunity. Note - property is also available for longer term lease beginning September for $3,500/month.
Financial Info
- Price
- $699,000
- $ / Sqft
- $350
- HOA
- None
- Tax Rate
- 2.33%
- Est. Taxes
- $12,753.64
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 644 Cypress RDG
- County
- Guadalupe
- City
- McQueeney
- State
- TX
- Zip
- 78123
- Subdivision
- Zipp - Koepsel
- Legal Description
- LOT: 26 & 27 BLK: ADDN: ZIPP-KOEPSEL .5327 ACS
- Parcel
- 1G3740000002600000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Dishwasher, Electric Range, Refrigerator, Washer/Dryer, Electric Water Heater
- Laundry
- Laundry Closet
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Wood Burning
- Interior Features
- Ceiling Fan(s), Granite Counters, Entrance Foyer, In-Law Floorplan, Pantry, Walk-In Closet(s), None, Blinds, Window Treatments
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1952 / Resale
- Square Feet
- 2,000 / Public Records
- Garages
- 2
- Garage Desc
- Detached, Garage
- Foundation
- Slab
- Roof
- Metal
- Construction
- Stucco
- Acres
- 0.53
- Lot Description
- Sloped Down, Sprinkler - Back Yard, Sprinklers In Front, Trees-Medium (20 Ft - 40 Ft), Views
- Restrictions
- Deed Restrictions
- Flood Plain
- Partial
- View
- River
- Water Access
- Yes
- Waterfront
- Yes
- Area
- GU
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Internet-Cable, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Chain Link, Partial, Wood
- Exterior Features
- Boat Dock - Private, Boat Lift, Exterior Steps, Covered, Deck, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 31, 2026 | Price Decrease | $699,000−$40,000 (−5.4%) | −$40,000 (−5.4%) |
| Aug 13, 2026 | Price Decrease | $739,000−$10,000 (−1.3%) | −$10,000 (−1.3%) |
| Aug 2, 2026 | Price Decrease | $749,000−$6,000 (−0.8%) | −$6,000 (−0.8%) |
| Jul 10, 2026 | Price Decrease | $755,000−$20,000 (−2.6%) | −$20,000 (−2.6%) |
| Jun 5, 2026 | Price Decrease | $775,000−$24,000 (−3%) | −$24,000 (−3%) |
| Apr 27, 2026 | Price Decrease | $799,000−$50,000 (−5.9%) | −$50,000 (−5.9%) |
| Apr 14, 2026 | Price Decrease | $849,000−$21,000 (−2.4%) | −$21,000 (−2.4%) |
| Feb 25, 2026 | Price Decrease | $870,000−$29,000 (−3.2%) | −$29,000 (−3.2%) |
| Oct 5, 2025 | New Listing | — |
Taxes
Schools
School Info
- District
- Seguin ISD
- Elementary
- McQueeney
- Middle
- Briesemeister
- High
- Seguin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$5,181 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $5,181
- Principal & interest
- $3,535
- Property taxes
- $1,063
- Homeowners insurance
- $583
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $559,200 | $6,250 | $36,164 | $552,950 | |
| 2 | $552,950 | $6,669 | $35,745 | $546,281 | |
| 3 | $546,281 | $7,116 | $35,299 | $539,165 | |
| 4 | $539,165 | $7,592 | $34,822 | $531,573 | |
| 5 | $531,573 | $8,101 | $34,314 | $523,473 | |
| 6 | $523,473 | $8,643 | $33,771 | $514,830 | |
| 7 | $514,830 | $9,222 | $33,192 | $505,608 | |
| 8 | $505,608 | $9,840 | $32,575 | $495,768 | |
| 9 | $495,768 | $10,498 | $31,916 | $485,270 | |
| 10 | $485,270 | $11,202 | $31,213 | $474,068 |
- Year 1$552,950
- Principal paid
- $6,250
- Interest paid
- $36,164
- Starting balance
- $559,200
- Year 2$546,281
- Principal paid
- $6,669
- Interest paid
- $35,745
- Starting balance
- $552,950
- Year 3$539,165
- Principal paid
- $7,116
- Interest paid
- $35,299
- Starting balance
- $546,281
- Year 4$531,573
- Principal paid
- $7,592
- Interest paid
- $34,822
- Starting balance
- $539,165
- Year 5$523,473
- Principal paid
- $8,101
- Interest paid
- $34,314
- Starting balance
- $531,573
- Year 6$514,830
- Principal paid
- $8,643
- Interest paid
- $33,771
- Starting balance
- $523,473
- Year 7$505,608
- Principal paid
- $9,222
- Interest paid
- $33,192
- Starting balance
- $514,830
- Year 8$495,768
- Principal paid
- $9,840
- Interest paid
- $32,575
- Starting balance
- $505,608
- Year 9$485,270
- Principal paid
- $10,498
- Interest paid
- $31,916
- Starting balance
- $495,768
- Year 10$474,068
- Principal paid
- $11,202
- Interest paid
- $31,213
- Starting balance
- $485,270
Nearby
Courtesy of The Damron Group REALTORS · (512) 392-7653
Listings courtesy of ACTRIS as distributed by MLS GRID.