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ActiveMLS #3383226

644 Cypress RDG, McQueeney TX 78123

McQueeney, TX 78123 · Zipp - Koepsel

Single Family Residence for sale in Zipp - Koepsel

3Bedrooms
2Bathrooms
2,000Square Ft
0.53Acres
2Garage
1952Year Built
Price Reduced
1 / 40
$639,000$899,000
3D tour

Overview

Property Description

NEW PRICE & SELLER IS MOTIVATED!! Enjoy waterfront living on beautiful Lake Placid with full river access, expansive water views, and endless opportunities for boating, fishing, paddleboarding, or simply relaxing by the water. Whether you're looking for a weekend getaway, full-time residence, or investment property, this waterfront retreat offers the best of lake living. Currently operating as an active short-term rental, the home is also located outside the floodplain, so flood insurance is not required—a rare advantage for waterfront property. Experience 112 feet of improved Lake Placid frontage in McQueeney. Stone pathways, tiered patios, and multiple seating areas lead to the shoreline. The boathouse features a single boat lift, double jet ski lift, and an upper deck for relaxing, fishing, or enjoying the view. A waterside fire pit, detached two-car garage with workshop, storage building with electricity, and an additional storage building provide plenty of space for lake equipment and outdoor gear. The renovated mid-century stucco home with a metal roof offers three bedrooms, two baths, and beautiful waterfront views. The kitchen features granite countertops, stainless steel appliances, and a walk-in pantry. The living room is anchored by a wood-burning stone fireplace. The primary suite includes an office area, sliding glass doors to the backyard, and a private bath with a walk-in shower and double vanity. The home may be purchased fully furnished and decorated, creating a truly turnkey lake retreat or short-term rental opportunity. Note - property is also available for longer term lease beginning September for $3,500/month.

Financial Info
Price
$639,000
$ / Sqft
$320
HOA
None
Tax Rate
2.33%
Est. Taxes
$12,753.64
Tax Year
2025
Exemptions
None
Legal Info
Address
644 Cypress RDG
County
Guadalupe
City
McQueeney
State
TX
Zip
78123
Subdivision
Zipp - Koepsel
Legal Description
LOT: 26 & 27 BLK: ADDN: ZIPP-KOEPSEL .5327 ACS
Parcel
1G3740000002600000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Electric Range, Refrigerator, Washer/Dryer, Electric Water Heater
Laundry
Laundry Closet
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Ceiling Fan(s), Granite Counters, Entrance Foyer, In-Law Floorplan, Pantry, Walk-In Closet(s), None, Blinds, Window Treatments
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1952 / Resale
Square Feet
2,000 / Public Records
Garages
2
Garage Desc
Detached, Garage
Foundation
Slab
Roof
Metal
Construction
Stucco
Acres
0.53
Lot Description
Sloped Down, Sprinkler - Back Yard, Sprinklers In Front, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Deed Restrictions
Flood Plain
Partial
View
River
Water Access
Yes
Waterfront
Yes
Area
GU
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Internet-Cable, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link, Partial, Wood
Exterior Features
Boat Dock - Private, Boat Lift, Exterior Steps, Covered, Deck, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$260,000 (−28.9%)
$899,000 → $639,000
11
Price reductions
Active
Since Oct 5, 2025
Price trend
List priceOct 2025 → Oct 2026
Property history12 events
DateEventPriceChange
Oct 30, 2026Price Decrease$639,000−$10,000 (−1.5%)
Oct 22, 2026Price Decrease$649,000−$25,999 (−3.9%)
Oct 2, 2026Price Decrease$674,999−$24,001 (−3.4%)
Aug 31, 2026Price Decrease$699,000−$40,000 (−5.4%)
Aug 13, 2026Price Decrease$739,000−$10,000 (−1.3%)
Aug 2, 2026Price Decrease$749,000−$6,000 (−0.8%)
Jul 10, 2026Price Decrease$755,000−$20,000 (−2.6%)
Jun 5, 2026Price Decrease$775,000−$24,000 (−3%)
Apr 27, 2026Price Decrease$799,000−$50,000 (−5.9%)
Apr 14, 2026Price Decrease$849,000−$21,000 (−2.4%)
Feb 25, 2026Price Decrease$870,000−$29,000 (−3.2%)
Oct 5, 2025New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Seguin ISD
Elementary
McQueeney
Middle
Briesemeister
High
Seguin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $639,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,827 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,827

Principal & interest
$3,231
Property taxes
$1,063
Homeowners insurance
$533

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$511,200$5,714$33,060$505,486
2$505,486$6,096$32,677$499,390
3$499,390$6,505$32,269$492,885
4$492,885$6,940$31,833$485,945
5$485,945$7,405$31,368$478,539
6$478,539$7,901$30,872$470,638
7$470,638$8,430$30,343$462,208
8$462,208$8,995$29,779$453,213
9$453,213$9,597$29,176$443,616
10$443,616$10,240$28,534$433,376
  • Year 1$505,486
    Principal paid
    $5,714
    Interest paid
    $33,060
    Starting balance
    $511,200
  • Year 2$499,390
    Principal paid
    $6,096
    Interest paid
    $32,677
    Starting balance
    $505,486
  • Year 3$492,885
    Principal paid
    $6,505
    Interest paid
    $32,269
    Starting balance
    $499,390
  • Year 4$485,945
    Principal paid
    $6,940
    Interest paid
    $31,833
    Starting balance
    $492,885
  • Year 5$478,539
    Principal paid
    $7,405
    Interest paid
    $31,368
    Starting balance
    $485,945
  • Year 6$470,638
    Principal paid
    $7,901
    Interest paid
    $30,872
    Starting balance
    $478,539
  • Year 7$462,208
    Principal paid
    $8,430
    Interest paid
    $30,343
    Starting balance
    $470,638
  • Year 8$453,213
    Principal paid
    $8,995
    Interest paid
    $29,779
    Starting balance
    $462,208
  • Year 9$443,616
    Principal paid
    $9,597
    Interest paid
    $29,176
    Starting balance
    $453,213
  • Year 10$433,376
    Principal paid
    $10,240
    Interest paid
    $28,534
    Starting balance
    $443,616
First 10 of 30 years

Nearby

Courtesy of The Damron Group REALTORS · (512) 392-7653

Listings courtesy of ACTRIS as distributed by MLS GRID.