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ActiveMLS #9838847

208 Maple DR, Mountain City TX 78610

Mountain City, TX 78610 · Mountain City Oaks Sec 4

Single Family Residence for sale in Mountain City Oaks Sec 4

3Bedrooms
2Bathrooms
2,277Square Ft
0.65Acres
2Garage
1985Year Built
Price Reduced
1 / 30
$519,000$565,000

Overview

Property Description

NEW PRICE! SELLER TO PAY $5K CLOSING CREDIT TOWARDS INTEREST RATE BUYDOWN FOR A 6.5% RATE & $2,624/mo P&I PAYMENT (Conditions apply)! Set on 0.65 wooded acres in established Mountain City Oaks, this 2,277 SqFt single-story home backs directly to a private ranch with zero rear neighbors. Inside, the layout offers 3 bedrooms, 2 full baths, a formal dining room, a bright breakfast area overlooking the backyard, and a large bonus room that easily functions as a second living space, media room, or playroom. The main living room is anchored by high beamed ceilings and a wood-burning fireplace. Step outside to a shaded backyard under towering oaks featuring an in-ground pool, expansive covered patio, poolside gazebo, and detached 2-car garage. Major mechanical upgrades are already complete: brand-new HVAC, solar panels, solar screens, and a whole-house water softener. Enjoy a low 1.89% tax rate and no HOA with quick access to the Austin corridor.

Financial Info
Price
$519,000
$ / Sqft
$228
HOA
None
Tax Rate
1.89%
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
208 Maple DR
County
Hays
City
Mountain City
State
TX
Zip
78610
Subdivision
Mountain City Oaks Sec 4
Legal Description
MOUNTAIN CITY OAKS SEC 4 LOT 13 BLK 10 GEO#90621578
Parcel
1156401000013002
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Free-Standing Range
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
2
Fireplace Description
Family Room, Living Room, Wood Burning
Interior Features
Beamed Ceilings, High Ceilings, Multiple Dining Areas, Multiple Living Areas, Primary Bedroom on Main, None, Solar Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1985 / Resale
Square Feet
2,277 / Public Records
Garages
2
Garage Desc
Detached, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides, Frame, Stone
Acres
0.65
Lot Description
Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
See Remarks, City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Full, Privacy
Exterior Features
Private Yard, See Remarks, Covered, Front Porch, Patio
Pool On Property
Yes
Area Amenities
None

Price history

Days on market
−$46,000 (−8.1%)
$565,000 → $519,000
4
Price reductions
Active
Current status
Price trend
List priceJul 2026 → Oct 2026
Property history5 events
DateEventPriceChange
Oct 31, 2026Price Decrease$519,000−$10,000 (−1.9%)
Oct 14, 2026Price Decrease$529,000−$10,000 (−1.9%)
Sep 16, 2026Price Decrease$539,000−$10,000 (−1.8%)
Aug 20, 2026Price Decrease$549,000−$16,000 (−2.8%)
Jul 23, 2026New Listing

Taxes

General Information
Owner
BILLINGS KEVIN J
Legal
MOUNTAIN CITY OAKS SEC 4 LOT 13 BLK 10 GEO#90621578
Geo ID
1156401000013002
Acreage
0.65
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$161,070$335,170$496,240$496,240

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Laura B Negley
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $519,000
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,057 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,057, incomplete: some costs are unavailable

Principal & interest
$2,624
Property taxes
Unavailable
Homeowners insurance
$433

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$415,200$4,641$26,851$410,559
2$410,559$4,952$26,541$405,608
3$405,608$5,283$26,209$400,324
4$400,324$5,637$25,855$394,687
5$394,687$6,015$25,478$388,673
6$388,673$6,417$25,075$382,255
7$382,255$6,847$24,645$375,408
8$375,408$7,306$24,186$368,103
9$368,103$7,795$23,697$360,308
10$360,308$8,317$23,175$351,990
  • Year 1$410,559
    Principal paid
    $4,641
    Interest paid
    $26,851
    Starting balance
    $415,200
  • Year 2$405,608
    Principal paid
    $4,952
    Interest paid
    $26,541
    Starting balance
    $410,559
  • Year 3$400,324
    Principal paid
    $5,283
    Interest paid
    $26,209
    Starting balance
    $405,608
  • Year 4$394,687
    Principal paid
    $5,637
    Interest paid
    $25,855
    Starting balance
    $400,324
  • Year 5$388,673
    Principal paid
    $6,015
    Interest paid
    $25,478
    Starting balance
    $394,687
  • Year 6$382,255
    Principal paid
    $6,417
    Interest paid
    $25,075
    Starting balance
    $388,673
  • Year 7$375,408
    Principal paid
    $6,847
    Interest paid
    $24,645
    Starting balance
    $382,255
  • Year 8$368,103
    Principal paid
    $7,306
    Interest paid
    $24,186
    Starting balance
    $375,408
  • Year 9$360,308
    Principal paid
    $7,795
    Interest paid
    $23,697
    Starting balance
    $368,103
  • Year 10$351,990
    Principal paid
    $8,317
    Interest paid
    $23,175
    Starting balance
    $360,308
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.