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428 Nova Zembla 5657596Edit search
Active Under ContractMLS #5657596

428 Nova Zembla, New Braunfels TX 78130

New Braunfels, TX 78130 · Elley West Un 1

Single Family Residence for sale in Elley West Un 1

3Bedrooms
2Bathrooms
1,494Square Ft
0.12Acres
2Garage
2021Year Built
1 / 24
$230,000

Overview

Property Description

Sun-filled spaces and an effortless open layout create a home that lives as beautifully as it looks. Natural light pours across updated vinyl wood flooring, while the expansive kitchen features granite countertops and a large island with seating- perfect for gathering and everyday living. A dedicated front office offers flexibility for work or creative space. Thoughtfully designed for comfort and flow, this home also includes 3 bedrooms and 2 full baths. Ideally located near local parks, dining, and outdoor recreation, you’ll enjoy both peaceful living and easy access to everything New Braunfels has to offer.

Financial Info
Price
$230,000
$ / Sqft
$154
HOA
Yes - Mandatory / $218 / Annually
HOA Name
Elley Crossing HOA
HOA Includes
See Remarks
Tax Rate
1.4%
Est. Taxes
$3,621
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
428 Nova Zembla
County
Guadalupe
City
New Braunfels
State
TX
Zip
78130
Subdivision
Elley West Un 1
Legal Description
ELLEY WEST #1 BLOCK 11 LOT 8 .12 AC
Parcel
1G0898101100800000
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Refrigerator
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Double Vanity, Kitchen Island, Open Floorplan, Primary Bedroom on Main, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
1,494 / Public Records
Garages
2
Garage Desc
None
Foundation
Slab
Roof
Shingle
Construction
None
Acres
0.12
Lot Description
Level
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
GU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Internet-Cable
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced
Exterior Features
None, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$230,000
List price
0
Price reductions
Active Under Contract
Since Mar 6, 2026
Property history2 events
DateEventPriceChange
Mar 13, 2026Active Under Contract
Mar 6, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Clear Spring
Middle
Canyon Middle
High
Canyon

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $230,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,657 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,657

Principal & interest
$1,163
Property taxes
$302
Homeowners insurance
$192

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$184,000$2,057$11,899$181,943
2$181,943$2,194$11,762$179,749
3$179,749$2,341$11,615$177,408
4$177,408$2,498$11,458$174,910
5$174,910$2,665$11,291$172,244
6$172,244$2,844$11,112$169,400
7$169,400$3,034$10,922$166,366
8$166,366$3,238$10,718$163,128
9$163,128$3,454$10,502$159,674
10$159,674$3,686$10,270$155,988
  • Year 1$181,943
    Principal paid
    $2,057
    Interest paid
    $11,899
    Starting balance
    $184,000
  • Year 2$179,749
    Principal paid
    $2,194
    Interest paid
    $11,762
    Starting balance
    $181,943
  • Year 3$177,408
    Principal paid
    $2,341
    Interest paid
    $11,615
    Starting balance
    $179,749
  • Year 4$174,910
    Principal paid
    $2,498
    Interest paid
    $11,458
    Starting balance
    $177,408
  • Year 5$172,244
    Principal paid
    $2,665
    Interest paid
    $11,291
    Starting balance
    $174,910
  • Year 6$169,400
    Principal paid
    $2,844
    Interest paid
    $11,112
    Starting balance
    $172,244
  • Year 7$166,366
    Principal paid
    $3,034
    Interest paid
    $10,922
    Starting balance
    $169,400
  • Year 8$163,128
    Principal paid
    $3,238
    Interest paid
    $10,718
    Starting balance
    $166,366
  • Year 9$159,674
    Principal paid
    $3,454
    Interest paid
    $10,502
    Starting balance
    $163,128
  • Year 10$155,988
    Principal paid
    $3,686
    Interest paid
    $10,270
    Starting balance
    $159,674
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.