491 Lone Oak RD, New Braunfels TX 78132
New Braunfels, TX 78132 · Encino Hills
Single Family Residence for sale in Encino Hills
Overview
Property Description
A rare opportunity to own a fully improved horse property just minutes from New Braunfels. Tucked away on a quiet dead-end road, this property offers privacy, usability & a true country feel while still being minutes from town. Mature oaks provide abundant shade throughout, creating a comfortable setting for both horses & people. The 4 bedroom, 2 bath stone home features updated bathrooms, kitchen & flooring, along with granite countertops, fireplace & a 2-car garage. A spacious family room opens to a deck with jacuzzi overlooking the arena — the perfect place to unwind after a day of riding. Roof replaced approximately 4 years ago & both HVAC systems within the last 3 years, plus upgraded spray foam insulation for efficiency. Fully fenced & cross-fenced with an electric gated entrance & thoughtfully designed for both everyday function & entertaining. The lighted arena is paired with a barn featuring 8 stalls with 20-foot runs, fans, feeders & automatic waterers. A covered lean-to provides 4 additional stalls, multiple paddocks & plenty of room for trailer parking & hookups. A 28x40 metal building serves as a shop with office, full bath & heated/cooled space, plus a 50-amp RV hookup. This versatile space could also function as a guest suite, office, gym, studio or nightly rental setup. An additional half bath is conveniently located near the RV hookups & covered pavilion/event area. Additional covered storage accommodates RVs, horse trailers, boats or equipment, & the improved road base allows easy access throughout. The insulated cookhouse overlooks the arena & opens to an elevated viewing patio, while the covered BBQ & sitting area creates the perfect place for gathering & spectating. Outdoor amenities include a covered back patio, above-ground pool & gazebo with hot tub — all complementing the lifestyle this property offers. Turnkey, functional & ready for both everyday living & hosting — this is a standout horse property in a prime location.
Financial Info
- Price
- $1,200,000
- $ / Sqft
- $548
- HOA
- None
- Tax Rate
- 1.53%
- Est. Taxes
- $2,100
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 491 Lone Oak RD
- County
- Comal
- City
- New Braunfels
- State
- TX
- Zip
- 78132
- Subdivision
- Encino Hills
- Legal Description
- ENCINO HILLS (A-216 A-317 A-344 A-527 A-808 A-825 A-926), TRACT 6, ACRES 5.026
- Parcel
- 160274000600
Interior Features
- Floor
- Tile
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters
- Appliances
- Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Down Draft, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Electric Water Heater
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, Multiple Living Areas, Natural Woodwork, Primary Bedroom on Main, Washer Hookup, None, Screens
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1980 / Resale
- Square Feet
- 2,191 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Garage
- Foundation
- Slab
- Roof
- Metal
- Construction
- Stone
- Acres
- 5.03
- Lot Description
- Agricultural, Cul-De-Sac, Farm, Front Yard, Landscaped, Level, Many Trees
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Hill Country, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- CM
Utility Info
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Cross Fenced, Gate, Perimeter
- Exterior Features
- Garden, RV Hookup, Front Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| May 24, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- New Braunfels ISD
- Elementary
- Veramendi
- Middle
- Oakrun
- High
- New Braunfels
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$7,243 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $7,243
- Principal & interest
- $6,068
- Property taxes
- $175
- Homeowners insurance
- $1,000
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $960,000 | $10,730 | $62,084 | $949,270 | |
| 2 | $949,270 | $11,449 | $61,365 | $937,821 | |
| 3 | $937,821 | $12,216 | $60,599 | $925,606 | |
| 4 | $925,606 | $13,034 | $59,781 | $912,572 | |
| 5 | $912,572 | $13,907 | $58,908 | $898,665 | |
| 6 | $898,665 | $14,838 | $57,976 | $883,828 | |
| 7 | $883,828 | $15,832 | $56,983 | $867,996 | |
| 8 | $867,996 | $16,892 | $55,922 | $851,104 | |
| 9 | $851,104 | $18,023 | $54,791 | $833,081 | |
| 10 | $833,081 | $19,230 | $53,584 | $813,851 |
- Year 1$949,270
- Principal paid
- $10,730
- Interest paid
- $62,084
- Starting balance
- $960,000
- Year 2$937,821
- Principal paid
- $11,449
- Interest paid
- $61,365
- Starting balance
- $949,270
- Year 3$925,606
- Principal paid
- $12,216
- Interest paid
- $60,599
- Starting balance
- $937,821
- Year 4$912,572
- Principal paid
- $13,034
- Interest paid
- $59,781
- Starting balance
- $925,606
- Year 5$898,665
- Principal paid
- $13,907
- Interest paid
- $58,908
- Starting balance
- $912,572
- Year 6$883,828
- Principal paid
- $14,838
- Interest paid
- $57,976
- Starting balance
- $898,665
- Year 7$867,996
- Principal paid
- $15,832
- Interest paid
- $56,983
- Starting balance
- $883,828
- Year 8$851,104
- Principal paid
- $16,892
- Interest paid
- $55,922
- Starting balance
- $867,996
- Year 9$833,081
- Principal paid
- $18,023
- Interest paid
- $54,791
- Starting balance
- $851,104
- Year 10$813,851
- Principal paid
- $19,230
- Interest paid
- $53,584
- Starting balance
- $833,081
Nearby
Courtesy of Kustom Real Estate · (210) 865-6864
Listings courtesy of ACTRIS as distributed by MLS GRID.