540 Elm Creek RD, New Braunfels TX 78132
New Braunfels, TX 78132 · Elm Creek Ranch Estates 1
Single Family Residence for sale in Elm Creek Ranch Estates 1
Overview
Property Description
Rare Midcentury Modern ranchette on 3.68 private, oak-canopied acres in Elm Creek Ranch Estates! Set back on a long drive, this updated home offers true Texas Hill Country living with NO HOA-bring your RV, boat, and toys! Thoughtfully designed for comfort and easy country living. The light-filled interior boasts a warm sunken living room with a focal fireplace and floor-to-ceiling windows framing nature views. The chef's kitchen combines classic charm with sparkling new quartz countertops and seamlessly connects to the dining area. Spacious primary suite includes dual private vanities and two closets. One of the large secondary bedrooms features French doors, perfectly suited for an office, game room, or bonus space. An oversized garage offers 3-car capacity and workshop space. Your private backyard retreat awaits for you to enjoy sipping ice tea and barbeques nestled among the mature oaks and stargazing at night. And ample room to build a pool or workshop. Minutes to Historic Gruene, Downtown New Braunfels, Landa Park, Canyon Lake, HEB, and NBISD schools. Exceptional country privacy with easy access to San Antonio!
Financial Info
- Price
- $499,500
- $ / Sqft
- $282
- HOA
- Voluntary
- HOA Name
- Elm Creek Ranch Estates POA
- HOA Includes
- See Remarks
- Tax Rate
- 1.3911%
- Est. Taxes
- $6,821
- Tax Year
- 2026
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 540 Elm Creek RD
- County
- Comal
- City
- New Braunfels
- State
- TX
- Zip
- 78132
- Subdivision
- Elm Creek Ranch Estates 1
- Legal Description
- ELM CREEK RANCH ESTATES 1, LOT 1-Z, LIFE ESTATE LIFE ESTATE
- Parcel
- 25554
Interior Features
- Floor
- See Remarks, Concrete
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Free-Standing Electric Oven, Free-Standing Electric Range, RNGHD, Electric Water Heater, Water Softener Owned
- Laundry
- Inside, Laundry Closet
- Master Bed
- Double Vanity, Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Wood Burning
- Interior Features
- Bar, Bookcases, Built-in Features, Ceiling Fan(s), Beamed Ceilings, Chandelier, Quartz Counters, Double Vanity, Dry Bar, Electric Dryer Hookup, Entrance Foyer, French Doors, Interior Steps, Primary Bedroom on Main, Recessed Lighting, Washer Hookup, None, See Remarks
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1978 / Resale
- Square Feet
- 1,769 / Public Records
- Garages
- 3
- Garage Desc
- Attached, Boat, Door-Multi, Driveway, Garage, Garage Door Opener, Garage Faces Front, Oversized, RV Access/Parking, Unpaved
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Masonry – All Sides
- Acres
- 3.69
- Lot Description
- Back Yard, Garden, Level, Pie Shaped Lot, Private, Many Trees
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- CM
Utility Info
- Water
- Well
- Sewer
- Septic Tank
- Utilities
- Above Ground, Cable Available, Electricity Available, Electricity Connected, Internet-Cable, Water Connected
- Heat
- Central, Electric, Heat Pump, Zoned
- A C
- Central Air, Multi Units
Exterior Features
- Fence
- Block, Cross Fenced, Wire
- Exterior Features
- See Remarks, Garden, Gray Water System, No Exterior Steps, Private Yard, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Kitchen
Quartz Counters, Galley Type Kitchen, See Remarks
- Living Room
Midcentury sunken living room
Beamed Ceilings, Ceiling Fan(s), Recessed Lighting
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- New Braunfels ISD
- Elementary
- Lamar
- Middle
- Oakrun
- High
- New Braunfels
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,510 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,510
- Principal & interest
- $2,526
- Property taxes
- $568
- Homeowners insurance
- $416
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $399,600 | $4,466 | $25,842 | $395,134 | |
| 2 | $395,134 | $4,766 | $25,543 | $390,368 | |
| 3 | $390,368 | $5,085 | $25,224 | $385,283 | |
| 4 | $385,283 | $5,425 | $24,884 | $379,858 | |
| 5 | $379,858 | $5,789 | $24,520 | $374,069 | |
| 6 | $374,069 | $6,176 | $24,133 | $367,893 | |
| 7 | $367,893 | $6,590 | $23,719 | $361,303 | |
| 8 | $361,303 | $7,031 | $23,278 | $354,272 | |
| 9 | $354,272 | $7,502 | $22,807 | $346,770 | |
| 10 | $346,770 | $8,005 | $22,304 | $338,765 |
- Year 1$395,134
- Principal paid
- $4,466
- Interest paid
- $25,842
- Starting balance
- $399,600
- Year 2$390,368
- Principal paid
- $4,766
- Interest paid
- $25,543
- Starting balance
- $395,134
- Year 3$385,283
- Principal paid
- $5,085
- Interest paid
- $25,224
- Starting balance
- $390,368
- Year 4$379,858
- Principal paid
- $5,425
- Interest paid
- $24,884
- Starting balance
- $385,283
- Year 5$374,069
- Principal paid
- $5,789
- Interest paid
- $24,520
- Starting balance
- $379,858
- Year 6$367,893
- Principal paid
- $6,176
- Interest paid
- $24,133
- Starting balance
- $374,069
- Year 7$361,303
- Principal paid
- $6,590
- Interest paid
- $23,719
- Starting balance
- $367,893
- Year 8$354,272
- Principal paid
- $7,031
- Interest paid
- $23,278
- Starting balance
- $361,303
- Year 9$346,770
- Principal paid
- $7,502
- Interest paid
- $22,807
- Starting balance
- $354,272
- Year 10$338,765
- Principal paid
- $8,005
- Interest paid
- $22,304
- Starting balance
- $346,770
Nearby
Courtesy of Keller Williams Heritage · (210) 493-3030
Listings courtesy of ACTRIS as distributed by MLS GRID.