21202 Derby Day Ave, Pflugerville TX 78660
Pflugerville, TX 78660 · The Ridge at Steeds Crossing SEC 1
Single Family Residence for sale in The Ridge at Steeds Crossing SEC 1
Overview
Property Description
Welcome home to this irresistibly charming two-bedroom, one-bathroom cottage in one of Central Texas's fastest-growing and most loveable small towns. From the moment you pull into the driveway, you'll feel it: that rare, hard-to-find sense of home. Step inside to discover a bright, open living space with warm natural light that spills across cozy interiors all day long. The kitchen is perfectly sized for weekend cooking sessions, holiday baking, and slow Saturday mornings with coffee in hand. Both bedrooms offer peaceful retreats, with just enough space to make them your own. And the bathroom? Freshly appointed and full of charm — the kind you actually enjoy getting ready in. The backyard is your private outdoor oasis — ideal for a fire pit on cool Texas evenings, a garden bed, or a place for your fur babies to run. Two backyard sheds will make any hobby or storage needs a reality. Indoor HVAC unit replaced in '24. Whether you're a first-time buyer, a downsizer, or someone who simply wants a warm place to call their own, this one is special. Homes like this don't sit long.
Financial Info
- Price
- $227,000
- $ / Sqft
- $225
- HOA
- Yes - Mandatory / $65 / Semi-Annually
- HOA Name
- Steeds Crossing HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.2285%
- Est. Taxes
- $4,920
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 21202 Derby Day Ave
- County
- Travis
- City
- Pflugerville
- State
- TX
- Zip
- 78660
- Subdivision
- The Ridge at Steeds Crossing SEC 1
- Legal Description
- Lot 31, BLK C, The Ridge at Steeds Crossing SEC 1
- Parcel
- 02935501290000
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Dishwasher, Microwave, Free-Standing Gas Range, Tankless Water Heater
- Laundry
- In Unit, Laundry Closet, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Chandelier, Corain Counters, Double Vanity, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, None
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1997 / Resale
- Square Feet
- 1,007 / Public Records
- Garages
- 1
- Garage Desc
- Attached, Door-Single, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Asphalt, Composition, Shingle
- Construction
- Brick Veneer, Frame, HardiPlank Type, Masonry – Partial
- Acres
- 0.11
- Lot Description
- Level, Trees-Small (Under 20 Ft)
- Restrictions
- City Restrictions, Zoning
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- PF
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Natural Gas Available, Sewer Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Full, Gate, Perimeter, Privacy, Wood
- Exterior Features
- None
- Pool On Property
- No
- Area Amenities
- Curbs
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 13, 2026 | Price Decrease | $227,000−$5,000 (−2.2%) | −$5,000 (−2.2%) |
| Aug 14, 2026 | Price Decrease | $232,000−$7,000 (−2.9%) | −$7,000 (−2.9%) |
| Jul 9, 2026 | Price Decrease | $239,000−$11,000 (−4.4%) | −$11,000 (−4.4%) |
| Jun 18, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Pflugerville ISD
- Elementary
- Dearing
- Middle
- Kelly Lane
- High
- Hendrickson
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,747 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,747
- Principal & interest
- $1,148
- Property taxes
- $410
- Homeowners insurance
- $189
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $181,600 | $2,030 | $11,744 | $179,570 | |
| 2 | $179,570 | $2,166 | $11,608 | $177,404 | |
| 3 | $177,404 | $2,311 | $11,463 | $175,094 | |
| 4 | $175,094 | $2,466 | $11,308 | $172,628 | |
| 5 | $172,628 | $2,631 | $11,143 | $169,998 | |
| 6 | $169,998 | $2,807 | $10,967 | $167,191 | |
| 7 | $167,191 | $2,995 | $10,779 | $164,196 | |
| 8 | $164,196 | $3,195 | $10,579 | $161,001 | |
| 9 | $161,001 | $3,409 | $10,365 | $157,591 | |
| 10 | $157,591 | $3,638 | $10,136 | $153,953 |
- Year 1$179,570
- Principal paid
- $2,030
- Interest paid
- $11,744
- Starting balance
- $181,600
- Year 2$177,404
- Principal paid
- $2,166
- Interest paid
- $11,608
- Starting balance
- $179,570
- Year 3$175,094
- Principal paid
- $2,311
- Interest paid
- $11,463
- Starting balance
- $177,404
- Year 4$172,628
- Principal paid
- $2,466
- Interest paid
- $11,308
- Starting balance
- $175,094
- Year 5$169,998
- Principal paid
- $2,631
- Interest paid
- $11,143
- Starting balance
- $172,628
- Year 6$167,191
- Principal paid
- $2,807
- Interest paid
- $10,967
- Starting balance
- $169,998
- Year 7$164,196
- Principal paid
- $2,995
- Interest paid
- $10,779
- Starting balance
- $167,191
- Year 8$161,001
- Principal paid
- $3,195
- Interest paid
- $10,579
- Starting balance
- $164,196
- Year 9$157,591
- Principal paid
- $3,409
- Interest paid
- $10,365
- Starting balance
- $161,001
- Year 10$153,953
- Principal paid
- $3,638
- Interest paid
- $10,136
- Starting balance
- $157,591
Nearby
Courtesy of Starsky Owen Realty · (512) 240-2405
Listings courtesy of ACTRIS as distributed by MLS GRID.