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ActiveMLS #4138477

404 Settlers Valley DR, Pflugerville TX 78660

Pflugerville, TX 78660 · Settlers Ridge Sec 04 Ph 02

Single Family Residence for sale in Settlers Ridge Sec 04 Ph 02

4Bedrooms
2Bathrooms
2,007Square Ft
0.21Acres
2Garage
1995Year Built
New
1 / 31
$398,000
3D tour

Overview

Property Description

Located in Pflugerville, this 1-story home blends modern upgrades with low-maintenance living. From the moment you arrive, the front xeriscape offers curb appeal and water-conscious design, setting the stage for the updated interior. With 2,007 square feet of thoughtfully planned living space in Settlers Ridge community, the home features a desirable mother-in-law layout with 4 bedrooms and 2 full baths. At the heart of the home, the inviting den serves as the perfect gathering space, centered around a cozy fireplace and view of the backyard. The open-concept kitchen is anchored by rich granite countertops, a central island, gas stove, large curved bar and a walk-in pantry. Retreat to the beautifully remodeled primary bathroom, which offers a sleek, spa-like atmosphere to unwind at the end of the day. Dual sinks, a built-in storage closet, separate toilet area with upgraded bidet and walk-in closet with drawers and shelves. Step outside into your own sanctuary. The backyard is a gardener’s paradise, featuring established gardens that provide a vibrant backdrop for outdoor dining, weekend relaxation, or morning coffee. Combining modern updates, seamless single-story living, solar, and a spectacular outdoor layout in a fantastic Pflugerville location, this home is a must-see.

Financial Info
Price
$398,000
$ / Sqft
$198
HOA
None
Tax Rate
2.2285%
Est. Taxes
$8,316
Tax Year
2026
Exemptions
Homestead, Over 65
Legal Info
Address
404 Settlers Valley DR
County
Travis
City
Pflugerville
State
TX
Zip
78660
Subdivision
Settlers Ridge Sec 04 Ph 02
Legal Description
LOT 10 BLK J SETTLERS RIDGE SEC 4 PHS 2
Parcel
02683811100000
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Free-Standing Range
Laundry
In Hall, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Gas
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Entrance Foyer, French Doors, In-Law Floorplan, Kitchen Island, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Carbon Monoxide Detector(s), Prewired, Smoke Detector(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1995 / Resale
Square Feet
2,007 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick Veneer, Masonry – Partial
Acres
0.21
Lot Description
Landscaped, Trees-Medium (20 Ft - 40 Ft), Trees-Small (Under 20 Ft), Xeriscape
Restrictions
City Restrictions, Development Type
Flood Plain
No
View
Garden
Water Access
No
Waterfront
No
Area
PF
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Available, Phone Available, Sewer Available, Solar, Water Available
Heat
Central, Electric, Fireplace(s), Solar
A C
Central Air, Electric
Exterior Features
Fence
Privacy, Wood
Exterior Features
Garden, Gutters Partial, Covered, Patio
Pool On Property
No
Area Amenities
Common Grounds, Curbs, Playground, Sidewalks

Price history

Days on market
$398,000
List price
0
Price reductions
Active
Since Nov 5, 2026
Property history1 event
DateEventPriceChange
Nov 5, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 370322

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF PFLUGERVILLE0.535000$313,191$1,675.57
PFLUGERVILLE ISDTax ceiling applied1.106900$154,091$0.00
TRAVIS CO ESD NO 20.092765$363,191$336.91
TRAVIS COUNTY0.375845$143,290$538.55
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$91,559$108.06
Ordinary property tax estimate2.228533$2,659.09

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025—2.228533$2,881.23
2024—2.196014$2,627.85
2023—2.128047$2,231.83
2022—2.242823$3,309.90
2021—2.433479$3,498.50
2020—2.493265$3,523.60

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Schools

School Info
District
Pflugerville ISD
Elementary
Timmerman
Middle
Pflugerville
High
Pflugerville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $398,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,038 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,038

Principal & interest
$2,013
Property taxes
$693
Homeowners insurance
$332

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$318,400$3,559$20,591$314,841
2$314,841$3,797$20,353$311,044
3$311,044$4,051$20,099$306,992
4$306,992$4,323$19,827$302,670
5$302,670$4,612$19,538$298,057
6$298,057$4,921$19,229$293,136
7$293,136$5,251$18,899$287,885
8$287,885$5,602$18,548$282,283
9$282,283$5,978$18,172$276,305
10$276,305$6,378$17,772$269,927
  • Year 1$314,841
    Principal paid
    $3,559
    Interest paid
    $20,591
    Starting balance
    $318,400
  • Year 2$311,044
    Principal paid
    $3,797
    Interest paid
    $20,353
    Starting balance
    $314,841
  • Year 3$306,992
    Principal paid
    $4,051
    Interest paid
    $20,099
    Starting balance
    $311,044
  • Year 4$302,670
    Principal paid
    $4,323
    Interest paid
    $19,827
    Starting balance
    $306,992
  • Year 5$298,057
    Principal paid
    $4,612
    Interest paid
    $19,538
    Starting balance
    $302,670
  • Year 6$293,136
    Principal paid
    $4,921
    Interest paid
    $19,229
    Starting balance
    $298,057
  • Year 7$287,885
    Principal paid
    $5,251
    Interest paid
    $18,899
    Starting balance
    $293,136
  • Year 8$282,283
    Principal paid
    $5,602
    Interest paid
    $18,548
    Starting balance
    $287,885
  • Year 9$276,305
    Principal paid
    $5,978
    Interest paid
    $18,172
    Starting balance
    $282,283
  • Year 10$269,927
    Principal paid
    $6,378
    Interest paid
    $17,772
    Starting balance
    $276,305
First 10 of 30 years

Nearby

Courtesy of Comfort Realty LLC · (512) 791-7990

Listings courtesy of ACTRIS as distributed by MLS GRID.