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ActiveMLS #3466703

7 River ST, Prairie Lea TX 78661

Prairie Lea, TX 78661 · O T Prairie Lea

Single Family Residence for sale in O T Prairie Lea

2Bedrooms
2Bathrooms
1,485Square Ft
0.17Acres
2Garage
1922Year Built
Price Reduced
1 / 40
$250,000$278,000

Overview

Property Description

Tucked away and peaceful, yet still close to everything—that combination is hard to find. That's exactly what you'll discover at this well-maintained home in Prairie Lea, where small-town charm meets everyday convenience. With easy access to Highway 80 and SH 130, commuting to San Marcos, Seguin, Lockhart, Luling, and beyond is a breeze. Just minutes from multiple access points to the scenic San Marcos River, you'll enjoy some of Central Texas' best kayaking, tubing, fishing, and outdoor recreation. The area's year-round river activities and small-town charm make this location attractive not only as a primary residence, but also as a weekend getaway or potential short-term rental investment, subject to local regulations. Step through the front door and you'll immediately notice how the space opens up in a way that just works. The open-concept living and dining area is filled with natural light, creating a warm and inviting atmosphere that's perfect for both everyday living and entertaining. The flexible floor plan features two bedrooms plus a bonus room that can easily serve as a third bedroom, home office, playroom, guest suite, or hobby room—adapting to your changing needs. Beyond its comfortable layout, this property offers compelling investment appeal. Located within a designated Texas Opportunity Zone, it may provide unique long-term investment advantages for qualified buyers. Combined with its proximity to the San Marcos River and its convenient location between several rapidly growing Central Texas communities, this property presents an excellent opportunity for homeowners and investors alike. Whether you're searching for a peaceful place to call home, a river-area retreat, or an investment property with multiple possibilities, this Prairie Lea gem offers the rare combination of comfort, flexibility, location, and long-term potential. If you've been waiting for a home that feels welcoming the moment you walk through the door, this just might be the one.

Financial Info
Price
$250,000
$ / Sqft
$168
HOA
None
Tax Rate
1.4846%
Est. Taxes
$4,330.43
Tax Year
2026
Exemptions
None
Legal Info
Address
7 River ST
County
Caldwell
City
Prairie Lea
State
TX
Zip
78661
Subdivision
O T Prairie Lea
Legal Description
O.T. PRAIRIE LEA, BLOCK 14, LOT PT 5 & 6, & A012 JOHN HENRY
Parcel
080000025400570
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Appliances
Dryer, Gas Range, Free-Standing Range, RNGHD, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer
Laundry
Inside, Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Built-in Features, Ceiling Fan(s), Crown Molding, Electric Dryer Hookup, No Interior Steps, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Washer Hookup, None, Double Pane Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1922 / Resale
Square Feet
1,485 / Public Records
Garages
2
Garage Desc
Garage, Garage Door Opener, Garage Faces Side
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
Wood Siding
Acres
0.17
Lot Description
Corner Lot, Few Trees, Level
Restrictions
None
Flood Plain
No
View
Neighborhood, Rural
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Above Ground, Electricity Connected, Propane
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Chain Link, Privacy
Exterior Features
Exterior Steps, Lighting, Private Yard, Covered, Front Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$28,000 (−10.1%)
$278,000 → $250,000
1
Price reduction
Active
Since Jul 16, 2026
Price trend
List priceJul 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 27, 2026Price Decrease$250,000−$28,000 (−10.1%)
Jul 16, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Prairie Lea ISD
Elementary
Prairie Lea
Middle
Prairie Lea
High
Prairie Lea

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $250,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,833 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,833

Principal & interest
$1,264
Property taxes
$361
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$200,000$2,235$12,934$197,765
2$197,765$2,385$12,784$195,379
3$195,379$2,545$12,625$192,834
4$192,834$2,715$12,454$190,119
5$190,119$2,897$12,272$187,222
6$187,222$3,091$12,078$184,131
7$184,131$3,298$11,871$180,832
8$180,832$3,519$11,650$177,313
9$177,313$3,755$11,415$173,559
10$173,559$4,006$11,163$169,552
  • Year 1$197,765
    Principal paid
    $2,235
    Interest paid
    $12,934
    Starting balance
    $200,000
  • Year 2$195,379
    Principal paid
    $2,385
    Interest paid
    $12,784
    Starting balance
    $197,765
  • Year 3$192,834
    Principal paid
    $2,545
    Interest paid
    $12,625
    Starting balance
    $195,379
  • Year 4$190,119
    Principal paid
    $2,715
    Interest paid
    $12,454
    Starting balance
    $192,834
  • Year 5$187,222
    Principal paid
    $2,897
    Interest paid
    $12,272
    Starting balance
    $190,119
  • Year 6$184,131
    Principal paid
    $3,091
    Interest paid
    $12,078
    Starting balance
    $187,222
  • Year 7$180,832
    Principal paid
    $3,298
    Interest paid
    $11,871
    Starting balance
    $184,131
  • Year 8$177,313
    Principal paid
    $3,519
    Interest paid
    $11,650
    Starting balance
    $180,832
  • Year 9$173,559
    Principal paid
    $3,755
    Interest paid
    $11,415
    Starting balance
    $177,313
  • Year 10$169,552
    Principal paid
    $4,006
    Interest paid
    $11,163
    Starting balance
    $173,559
First 10 of 30 years

Nearby

Courtesy of Lloyd Barnes Real Estate Team · (830) 875-5866

Listings courtesy of ACTRIS as distributed by MLS GRID.