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313 Charles St 9585932Edit search
Active Under ContractMLS #9585932

313 Charles ST, Rockdale TX 76567

Rockdale, TX 76567 · Smith

Single Family Residence for sale in Smith

3Bedrooms
2Bathrooms
1,166Square Ft
0.24Acres
0Garage
1948Year Built
1 / 22
$239,998$250,000

Overview

Property Description

Updated home in a convenient Rockdale location with easy access to Hwy 79, local shopping, dining, and everyday conveniences. Inside, you’ll find refreshed spaces ready to enjoy. Step outside to a spacious backyard and covered back patio, offering a comfortable place to relax, entertain, grill, or enjoy a quiet evening outdoors. With its updates, usable outdoor space, and convenient location, 313 Charles Street is a great opportunity to own in Rockdale. Schedule your showing today!

Financial Info
Price
$239,998
$ / Sqft
$206
HOA
None
Tax Rate
1.1171%
Est. Taxes
$1,371.58
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
313 Charles ST
County
Milam
City
Rockdale
State
TX
Zip
76567
Subdivision
Smith
Legal Description
S22900 SMITH BLK 1 LOT 14
Parcel
11582
Interior Features
Floor
See Remarks
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen
Appliances
Dishwasher, Electric Water Heater
Laundry
Inside
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Electric Dryer Hookup, Eat-in Kitchen, No Interior Steps, Primary Bedroom on Main, None, Double Pane Windows, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1948 / Updated/Remodeled
Square Feet
1,166 / Public Records
Garage Desc
Concrete, Driveway
Foundation
Slab
Roof
Metal
Construction
Asbestos, HardiPlank Type
Acres
0.24
Lot Description
Back Yard, Curbs, Front Yard, Many Trees
Restrictions
City Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
MC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Heat
None
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Chain Link, Fenced
Exterior Features
Private Yard, None
Pool On Property
No
Area Amenities
Curbs, Underground Utilities

Price history

Members only
Days on market
−$10,002 (−4%)
$250,000 → $239,998
1
Price reduction
Active Under Contract
Since Jun 26, 2026
Price trend
List priceJun 2026 → Aug 2026
Property history3 events
DateEventPriceChange
Sep 16, 2026Active Under Contract
Aug 13, 2026Price Decrease$239,998−$10,002 (−4%)
Jun 26, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Rockdale ISD
Elementary
Rockdale
Middle
Rockdale
High
Rockdale

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $239,998
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,528 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,528

Principal & interest
$1,214
Property taxes
$114
Homeowners insurance
$200

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$191,998$2,146$12,417$189,852
2$189,852$2,290$12,273$187,563
3$187,563$2,443$12,120$185,120
4$185,120$2,607$11,956$182,513
5$182,513$2,781$11,781$179,732
6$179,732$2,968$11,595$176,764
7$176,764$3,166$11,396$173,598
8$173,598$3,378$11,184$170,219
9$170,219$3,605$10,958$166,615
10$166,615$3,846$10,717$162,769
  • Year 1$189,852
    Principal paid
    $2,146
    Interest paid
    $12,417
    Starting balance
    $191,998
  • Year 2$187,563
    Principal paid
    $2,290
    Interest paid
    $12,273
    Starting balance
    $189,852
  • Year 3$185,120
    Principal paid
    $2,443
    Interest paid
    $12,120
    Starting balance
    $187,563
  • Year 4$182,513
    Principal paid
    $2,607
    Interest paid
    $11,956
    Starting balance
    $185,120
  • Year 5$179,732
    Principal paid
    $2,781
    Interest paid
    $11,781
    Starting balance
    $182,513
  • Year 6$176,764
    Principal paid
    $2,968
    Interest paid
    $11,595
    Starting balance
    $179,732
  • Year 7$173,598
    Principal paid
    $3,166
    Interest paid
    $11,396
    Starting balance
    $176,764
  • Year 8$170,219
    Principal paid
    $3,378
    Interest paid
    $11,184
    Starting balance
    $173,598
  • Year 9$166,615
    Principal paid
    $3,605
    Interest paid
    $10,958
    Starting balance
    $170,219
  • Year 10$162,769
    Principal paid
    $3,846
    Interest paid
    $10,717
    Starting balance
    $166,615
First 10 of 30 years

Nearby

Courtesy of The Real Estate Social, LLC · (512) 309-4462

Listings courtesy of ACTRIS as distributed by MLS GRID.