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1312 Terra St 4100114Edit search
ActiveMLS #4100114

1312 Terra ST, Round Rock TX 78665

Round Rock, TX 78665 · Indian Ridge Sec 01A

Single Family Residence for sale in Indian Ridge Sec 01A

3Bedrooms
2Bathrooms
1,507Square Ft
0.15Acres
2Garage
1995Year Built
Price Reduced
1 / 16
$274,990$339,990

Overview

Property Description

Welcome to your dream home! This inviting 3-bedroom, 2-bath residence offers flexible living with one bedroom that’s perfect as a home office or guest room. Enjoy the comfort of carpeted bedrooms and living areas, complemented by durable tile throughout the main spaces. Nestled in a neighborhood full of mature trees, this home boasts a serene, picturesque setting while still being part of a vibrant, amenity-rich community. Families will love the playgrounds, pools, trails, and gathering spaces — there’s something for everyone to enjoy. With its excellent layout, beautiful surroundings, and unbeatable price, this home is ideal for first-time buyers, growing families, or anyone looking for comfort and convenience in Round Rock. Don’t miss the chance to make it yours!

Financial Info
Price
$274,990
$ / Sqft
$182
HOA
Yes - Mandatory / $45 / Quarterly
HOA Name
Terra Vista HOA
HOA Includes
Maintenance Grounds
Tax Rate
1.6%
Est. Taxes
$5,794.64
Tax Year
2025
Exemptions
None
Legal Info
Address
1312 Terra ST
County
Williamson
City
Round Rock
State
TX
Zip
78665
Subdivision
Indian Ridge Sec 01A
Legal Description
INDIAN RIDGE SEC 1A, BLOCK E, LOT 17
Parcel
164139000E0017
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Pantry
Appliances
See Remarks
Laundry
Inside, Laundry Room
Master Main
Yes
Fireplaces
1
Fireplace Description
Great Room
Interior Features
Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, See Remarks, Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1995 / Resale
Square Feet
1,507 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Composition
Construction
Brick
Acres
0.15
Lot Description
Back Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
RRE
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Public Sewer
Utilities
Electricity Available, Underground Utilities, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
No Exterior Steps, Private Yard, Rear Porch
Pool On Property
No
Area Amenities
Clubhouse, Common Grounds, Park, Picnic Area, Planned Social Activities, Playground, Pool, Sport Court(s)/Facility

Price history

Members only
Days on market
−$65,000 (−19.1%)
$339,990 → $274,990
3
Price reductions
Active
Since Mar 30, 2026
Price trend
List priceMar 2026 → Aug 2026
Property history4 events
DateEventPriceChange
Aug 1, 2026Price Decrease$274,990−$25,000 (−8.3%)
Jun 25, 2026Price Decrease$299,990−$25,000 (−7.7%)
May 6, 2026Price Decrease$324,990−$15,000 (−4.4%)
Mar 30, 2026New Listing

Taxes

General Information
Legal
INDIAN RIDGE SEC 1A, BLOCK E, LOT 17
Geo ID
164139000E0017
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,794.64
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$74,500$211,574$286,074$286,074

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Round Rock ISD
Elementary
Caldwell Heights
Middle
Hopewell
High
Stony Point

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $274,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,102 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,102

Principal & interest
$1,390
Property taxes
$483
Homeowners insurance
$229

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$219,992$2,459$14,227$217,533
2$217,533$2,624$14,062$214,910
3$214,910$2,799$13,887$212,110
4$212,110$2,987$13,699$209,123
5$209,123$3,187$13,499$205,937
6$205,937$3,400$13,286$202,536
7$202,536$3,628$13,058$198,909
8$198,909$3,871$12,815$195,038
9$195,038$4,130$12,556$190,907
10$190,907$4,407$12,279$186,501
  • Year 1$217,533
    Principal paid
    $2,459
    Interest paid
    $14,227
    Starting balance
    $219,992
  • Year 2$214,910
    Principal paid
    $2,624
    Interest paid
    $14,062
    Starting balance
    $217,533
  • Year 3$212,110
    Principal paid
    $2,799
    Interest paid
    $13,887
    Starting balance
    $214,910
  • Year 4$209,123
    Principal paid
    $2,987
    Interest paid
    $13,699
    Starting balance
    $212,110
  • Year 5$205,937
    Principal paid
    $3,187
    Interest paid
    $13,499
    Starting balance
    $209,123
  • Year 6$202,536
    Principal paid
    $3,400
    Interest paid
    $13,286
    Starting balance
    $205,937
  • Year 7$198,909
    Principal paid
    $3,628
    Interest paid
    $13,058
    Starting balance
    $202,536
  • Year 8$195,038
    Principal paid
    $3,871
    Interest paid
    $12,815
    Starting balance
    $198,909
  • Year 9$190,907
    Principal paid
    $4,130
    Interest paid
    $12,556
    Starting balance
    $195,038
  • Year 10$186,501
    Principal paid
    $4,407
    Interest paid
    $12,279
    Starting balance
    $190,907
First 10 of 30 years

Nearby

Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.