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1322 Terra St 3650219Edit search
Active Under ContractMLS #3650219

1322 Terra ST, Round Rock TX 78665

Round Rock, TX 78665 · Indian Rdg Sec 01-A

Single Family Residence for sale in Indian Rdg Sec 01-A

3Bedrooms
2Bathrooms
1,707Square Ft
0.16Acres
2Garage
1996Year Built
1 / 21
$343,000$345,000

Overview

Property Description

OPEN HOUSE 08/22/2026 11-2! Welcome to 1322 Terra St, Round Rock, TX! This beautifully remodeled home is move-in ready. Featuring modern updates throughout while retaining its welcoming charm, the property offers comfortable living spaces, a split floor plan with an open and inviting kitchen/living area. Conveniently located near shopping, dining, parks, and major highways, this is a wonderful opportunity to own a beautifully updated home in a desirable Round Rock neighborhood. Thank you for showing!

Financial Info
Price
$343,000
$ / Sqft
$201
HOA
Yes - Mandatory / $10 / Monthly
HOA Name
Laurel Ridge HOA
HOA Includes
See Remarks
Tax Rate
1.7993%
Est. Taxes
$5,478.65
Tax Year
2026
Exemptions
None
Legal Info
Address
1322 Terra ST
County
Williamson
City
Round Rock
State
TX
Zip
78665
Subdivision
Indian Rdg Sec 01-A
Legal Description
INDIAN RIDGE SEC 1A, BLOCK E, LOT 12
Parcel
164139000E0012
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Exhaust Fan, Free-Standing Refrigerator, Stainless Steel Appliance(s)
Laundry
Inside, Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Gas, Living Room
Interior Features
Breakfast Bar, Ceiling Fan(s), Chandelier, Quartz Counters, Walk-In Closet(s), None, Double Pane Windows, ENERGY STAR Qualified Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1996 / Updated/Remodeled
Square Feet
1,707 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, HardiPlank Type
Acres
0.16
Lot Description
Corner Lot
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
RRE
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Natural Gas Available, Phone Available, Sewer Available, Water Available
Heat
Forced Air
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Wood
Exterior Features
Private Yard, Covered, Rear Porch
Pool On Property
No
Area Amenities
Park, Picnic Area, Playground, Sidewalks

Price history

Members only
Days on market
−$2,000 (−0.6%)
$345,000 → $343,000
1
Price reduction
Active Under Contract
Since Jul 31, 2026
Price trend
List priceJul 2026 → Aug 2026
Property history3 events
DateEventPriceChange
Sep 16, 2026Active Under Contract
Aug 22, 2026Price Decrease$343,000−$2,000 (−0.6%)
Jul 31, 2026New Listing

Taxes

General Information
Legal
INDIAN RIDGE SEC 1A, BLOCK E, LOT 12
Geo ID
164139000E0012
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$5,478.65
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$74,500$229,992$304,492$304,492

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Round Rock ISD
Elementary
Caldwell Heights
Middle
Hopewell
High
Stony Point

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $343,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,477 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,477

Principal & interest
$1,734
Property taxes
$457
Homeowners insurance
$286

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$274,400$3,067$17,746$271,333
2$271,333$3,272$17,540$268,061
3$268,061$3,492$17,321$264,569
4$264,569$3,725$17,087$260,843
5$260,843$3,975$16,838$256,869
6$256,869$4,241$16,572$252,627
7$252,627$4,525$16,288$248,102
8$248,102$4,828$15,984$243,274
9$243,274$5,152$15,661$238,122
10$238,122$5,497$15,316$232,626
  • Year 1$271,333
    Principal paid
    $3,067
    Interest paid
    $17,746
    Starting balance
    $274,400
  • Year 2$268,061
    Principal paid
    $3,272
    Interest paid
    $17,540
    Starting balance
    $271,333
  • Year 3$264,569
    Principal paid
    $3,492
    Interest paid
    $17,321
    Starting balance
    $268,061
  • Year 4$260,843
    Principal paid
    $3,725
    Interest paid
    $17,087
    Starting balance
    $264,569
  • Year 5$256,869
    Principal paid
    $3,975
    Interest paid
    $16,838
    Starting balance
    $260,843
  • Year 6$252,627
    Principal paid
    $4,241
    Interest paid
    $16,572
    Starting balance
    $256,869
  • Year 7$248,102
    Principal paid
    $4,525
    Interest paid
    $16,288
    Starting balance
    $252,627
  • Year 8$243,274
    Principal paid
    $4,828
    Interest paid
    $15,984
    Starting balance
    $248,102
  • Year 9$238,122
    Principal paid
    $5,152
    Interest paid
    $15,661
    Starting balance
    $243,274
  • Year 10$232,626
    Principal paid
    $5,497
    Interest paid
    $15,316
    Starting balance
    $238,122
First 10 of 30 years

Nearby

Courtesy of Networth Realty of Austin · (737) 236-8963

Listings courtesy of ACTRIS as distributed by MLS GRID.