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ActiveMLS #5979584

3228 Arroyo Bluff LN, Round Rock TX 78681

Round Rock, TX 78681 · Preserve At Stone Oak Ph 2 Sec 1

Single Family Residence for sale in Preserve At Stone Oak Ph 2 Sec 1

4Bedrooms
2Bathrooms
1,719Square Ft
0.16Acres
2Garage
2000Year Built
Price Reduced
1 / 37
$480,000$499,000
3D tour

Overview

Property Description

A full top-to-bottom remodel and a private saltwater pool rarely come together at this price in Round Rock, and this one-story ranch has both. Picture summer afternoons floating in your own sparkling pool, shaded by mature trees, while the rest of the city heads to the crowded public pools. Saltwater is gentler on skin and eyes than traditional chlorine and simpler to maintain, which means more time swimming and less time on upkeep. The mature trees add shade, privacy, and the kind of character that only comes with time, making the backyard a retreat you will use all year. Inside, the home feels brand new from the moment you walk in. The open layout lets the kitchen, dining, and living areas flow together, so whoever is cooking stays part of the conversation. The kitchen was completely redone with custom cabinetry and stone countertops, giving you generous prep space and storage that works as hard as it looks. Both bathrooms have been updated with the same care, and there is no carpet anywhere in the home, so the finishes stay clean, easy, and cohesive from room to room. Four bedrooms and two baths across 1,719 square feet on a single level give everyone room to spread out, with no stairs to climb. Use the fourth bedroom as a guest room, home office, or workout space, whatever fits your life. The home sits in an established neighborhood with tree-lined streets and a settled, welcoming feel. You are minutes from major shopping and dining, everyday errands are an easy drive, and the home is served by highly rated Round Rock ISD schools. Daily life stays simple, and the quiet is still there at the end of the day. Move-in ready, thoughtfully updated, and built around a backyard you will love coming home to, this Round Rock ranch brings comfort, style, and convenience together in one place.

Financial Info
Price
$480,000
$ / Sqft
$279
HOA
Yes - Mandatory / $39.7 / Monthly
HOA Name
Preserve @Stone Oak
HOA Includes
Common Area Maintenance
Tax Rate
1.799276%
Est. Taxes
$7,471.73
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
3228 Arroyo Bluff LN
County
Williamson
City
Round Rock
State
TX
Zip
78681
Subdivision
Preserve At Stone Oak Ph 2 Sec 1
Legal Description
S7252 - PRESERVE AT STONE OAK PH 2 SEC 1, BLOCK F, LOT 56
Parcel
165011000F0056
Interior Features
Floor
Tile, Vinyl, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Gas Range, Gas Water Heater, WaterSoftener
Laundry
In Hall, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Chandelier, Quartz Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Gas Dryer Hookup, Entrance Foyer, High Speed Internet, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Soaking Tub, Storage, Study/Home Office, Walk-In Closet(s), Wired for Data, Wired for Sound, Carbon Monoxide Detector(s), Security System Owned, Smoke Detector(s), Blinds, Double Pane Windows, Window Treatments
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2000 / Resale
Square Feet
1,719 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides
Acres
0.16
Lot Description
Back Yard, Curbs, Few Trees, Front Yard, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant
Flood Plain
No
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
RRW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
Gutters Full, Covered
Pool On Property
Yes
Area Amenities
Cluster Mailbox, Curbs, Park, Picnic Area, Playground, Pool

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Quartz Counters

  • Primary Bedroom

    Ceiling Fan(s)

  • Kitchen

    Breakfast Bar, Quartz Counters, Pantry, Recessed Lighting

Price history

Days on market
−$19,000 (−3.8%)
$499,000 → $480,000
1
Price reduction
Active
Since Sep 3, 2026
Price trend
List priceAug 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 28, 2026Price Decrease$480,000−$19,000 (−3.8%)
Sep 3, 2026Back On Market

Taxes

General Information
Legal
S7252 - Preserve At Stone Oak Ph 2 Sec 1, BLOCK F, Lot 56
Geo ID
165011000F0056
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,471.73
MLS tax year
2026
2026 Annual Tax Bill

Annual taxes billed are confirmed amounts from Williamson County’s tax records. These are billed charges, not taxes paid or the balance currently due. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2026$415,2641.913590$6,532.29

Source: Williamson County

Combined rates exclude PID placeholder rates. Amounts cover this collector only and may change after corrections. They do not predict a buyer’s future taxes. Any appraisal values shown come separately from CAD records.

County data checked Nov 1, 2026.

Source: Williamson County

Schools

School Info
District
Round Rock ISD
Elementary
Chandler Oaks
Middle
Walsh
High
Stony Point

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $480,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,450 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,450

Principal & interest
$2,427
Property taxes
$623
Homeowners insurance
$400

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$384,000$4,292$24,834$379,708
2$379,708$4,580$24,546$375,128
3$375,128$4,886$24,239$370,242
4$370,242$5,213$23,912$365,029
5$365,029$5,563$23,563$359,466
6$359,466$5,935$23,191$353,531
7$353,531$6,333$22,793$347,198
8$347,198$6,757$22,369$340,442
9$340,442$7,209$21,916$333,232
10$333,232$7,692$21,434$325,540
  • Year 1$379,708
    Principal paid
    $4,292
    Interest paid
    $24,834
    Starting balance
    $384,000
  • Year 2$375,128
    Principal paid
    $4,580
    Interest paid
    $24,546
    Starting balance
    $379,708
  • Year 3$370,242
    Principal paid
    $4,886
    Interest paid
    $24,239
    Starting balance
    $375,128
  • Year 4$365,029
    Principal paid
    $5,213
    Interest paid
    $23,912
    Starting balance
    $370,242
  • Year 5$359,466
    Principal paid
    $5,563
    Interest paid
    $23,563
    Starting balance
    $365,029
  • Year 6$353,531
    Principal paid
    $5,935
    Interest paid
    $23,191
    Starting balance
    $359,466
  • Year 7$347,198
    Principal paid
    $6,333
    Interest paid
    $22,793
    Starting balance
    $353,531
  • Year 8$340,442
    Principal paid
    $6,757
    Interest paid
    $22,369
    Starting balance
    $347,198
  • Year 9$333,232
    Principal paid
    $7,209
    Interest paid
    $21,916
    Starting balance
    $340,442
  • Year 10$325,540
    Principal paid
    $7,692
    Interest paid
    $21,434
    Starting balance
    $333,232
First 10 of 30 years

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Courtesy of RE/MAX Fine Properties · (512) 764-3667

Listings courtesy of ACTRIS as distributed by MLS GRID.