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ActiveMLS #7740414

3744 Top Rock LN, Round Rock TX 78681

Round Rock, TX 78681 · Stone Oak At Round Rock

Single Family Residence for sale in Stone Oak At Round Rock

4Bedrooms
2 full / 1 halfBathrooms
2,753Square Ft
0.18Acres
2Garage
1996Year Built
Price Reduced
1 / 31
$414,900$432,500
3D tour

Overview

Property Description

BEST PRICE PER SQ.FT. IN THE AREA!! DON'T MISS THIS ONE - SELLER OFFERING UP TO 1% IN CONCESSIONS AND $10K FLOORING CREDIT (OR $10K TOWARDS YOUR FAVORITE FLOORING TO BE INSTALLED BY CLOSING). New roof and new windows in 2024; fresh exterior paint. This beautiful home features a bright, open-concept layout designed for both daily living and entertaining. The seamless flow between the kitchen, living, and dining areas creates an inviting space filled with natural light. Thoughtful finishes, clean lines, and a neutral palette make it easy to personalize and feel right at home. The kitchen serves as the heart of the home, offering ample counter space, a large kitchen island, and plenty of storage—ideal for cooking, hosting, or simply gathering with family and friends. The primary suite provides a relaxing retreat with a spacious layout, bonus sitting area, walk-in closet, and an en-suite bath designed for comfort and convenience. Additional bedrooms offer flexibility for guests, a home office, or growing households. Step outside to enjoy a private backyard space with no rear neighbors, perfect for relaxing, entertaining, or enjoying the Texas weather year-round. Whether it’s morning coffee on the patio or weekend gatherings, the outdoor area adds valuable living space with beautiful greenbelt views. With its functional floor plan, comfortable living spaces, and convenient Round Rock location, 3744 Top Rock Ln presents an excellent opportunity for those seeking a well-rounded home in a prime area.

Financial Info
Price
$414,900
$ / Sqft
$151
HOA
Yes - Mandatory / $40 / Monthly
HOA Name
Stone Oak HOA
HOA Includes
Common Area Maintenance
Tax Rate
1.799%
Est. Taxes
$7,158
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
3744 Top Rock LN
County
Williamson
City
Round Rock
State
TX
Zip
78681
Subdivision
Stone Oak At Round Rock
Legal Description
Stone Oak At Round Rock Sec 1 (Amended), Block G, Lot 23
Parcel
165551000G0023
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Free-Standing Range
Laundry
Laundry Room, Main Level
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, Interior Steps, Multiple Dining Areas, Multiple Living Areas, Pantry, Walk-In Closet(s), None, Blinds, Double Pane Windows, Screens
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1996 / Resale
Square Feet
2,753 / Public Records
Garages
2
Garage Desc
Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, Frame, HardiPlank Type
Acres
0.18
Lot Description
Back to Park/Greenbelt, Interior Lot, Level, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Park/Greenbelt
Water Access
No
Waterfront
No
Area
RRW
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Privacy, Wire, Wood
Exterior Features
Private Yard, Patio, Porch
Pool On Property
No
Area Amenities
Curbs, Park, Playground, Pool, Sidewalks

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Center Island, Eat In Kitchen, Open to Family Room

Second level

  • Primary Bedroom

    Ceiling Fan(s), Sitting/Study Room

  • Primary Bathroom

    Walk-In Closet(s)

Price history

Members only
Days on market
−$17,600 (−4.1%)
$432,500 → $414,900
2
Price reductions
Active
Since Jul 18, 2026
Price trend
List priceJul 2026 → Aug 2026
Property history3 events
DateEventPriceChange
Aug 27, 2026Price Decrease$414,900−$10,000 (−2.4%)
Aug 11, 2026Price Decrease$424,900−$7,600 (−1.8%)
Jul 18, 2026New Listing

Taxes

General Information
Legal
S6294 - Stone Oak At Round Rock Sec 1 (amended), BLOCK G, Lot 23
Geo ID
165551000G0023
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,158
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$81,000$332,810$413,810$413,810

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Round Rock ISD
Elementary
Chandler Oaks
Middle
Walsh
High
Stony Point

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $414,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,041 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,041

Principal & interest
$2,098
Property taxes
$597
Homeowners insurance
$346

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$331,920$3,710$21,466$328,210
2$328,210$3,958$21,217$324,252
3$324,252$4,224$20,952$320,028
4$320,028$4,506$20,669$315,522
5$315,522$4,808$20,367$310,714
6$310,714$5,130$20,045$305,583
7$305,583$5,474$19,702$300,110
8$300,110$5,840$19,335$294,269
9$294,269$6,231$18,944$288,038
10$288,038$6,649$18,527$281,389
  • Year 1$328,210
    Principal paid
    $3,710
    Interest paid
    $21,466
    Starting balance
    $331,920
  • Year 2$324,252
    Principal paid
    $3,958
    Interest paid
    $21,217
    Starting balance
    $328,210
  • Year 3$320,028
    Principal paid
    $4,224
    Interest paid
    $20,952
    Starting balance
    $324,252
  • Year 4$315,522
    Principal paid
    $4,506
    Interest paid
    $20,669
    Starting balance
    $320,028
  • Year 5$310,714
    Principal paid
    $4,808
    Interest paid
    $20,367
    Starting balance
    $315,522
  • Year 6$305,583
    Principal paid
    $5,130
    Interest paid
    $20,045
    Starting balance
    $310,714
  • Year 7$300,110
    Principal paid
    $5,474
    Interest paid
    $19,702
    Starting balance
    $305,583
  • Year 8$294,269
    Principal paid
    $5,840
    Interest paid
    $19,335
    Starting balance
    $300,110
  • Year 9$288,038
    Principal paid
    $6,231
    Interest paid
    $18,944
    Starting balance
    $294,269
  • Year 10$281,389
    Principal paid
    $6,649
    Interest paid
    $18,527
    Starting balance
    $288,038
First 10 of 30 years

Nearby

Courtesy of Berkshire Hathaway TX Realty · (512) 483-6000

Listings courtesy of ACTRIS as distributed by MLS GRID.