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ActiveMLS #8977375

3816 Top Rock LN, Round Rock TX 78681

Round Rock, TX 78681 · Stone Oak At Round Rock Sec 04

Single Family Residence for sale in Stone Oak At Round Rock Sec 04

3Bedrooms
2 full / 1 halfBathrooms
2,005Square Ft
0.14Acres
2Garage
1999Year Built
Price Reduced
1 / 31
$330,000$395,000

Overview

Property Description

Beautiful 3-bed, 2.5-bath, 2-story brick home located in a TOP-RATED SCHOOL community with easy access to I-35 and US-183! Move-in ready with excellent natural light, this home features newly installed luxury vinyl and carpet flooring, brand-new appliances and recent paint throughout. The versatile formal living/flex room off the entry is ideal for a home office or playroom, while the spacious family room with a cozy fireplace flows seamlessly into the kitchen for effortless everyday living and entertaining. Outside, the big, fenced backyard boasts an extended spacious deck perfect for outdoor dining and weekend barbecues, complemented by a mature shade tree and automated sprinkler systems in both the front and back yards. Families will love the exceptional educational opportunities, as this home is within walking distance to highly rated Chandler Oaks Elementary and zoned to prestigious Walsh Middle School.

Financial Info
Price
$330,000
$ / Sqft
$165
HOA
Yes - Mandatory / $400 / Annually
HOA Name
stone oak
HOA Includes
Common Area Maintenance
Tax Rate
1.7993%
Est. Taxes
$7,416.94
Tax Year
2026
Exemptions
None
Legal Info
Address
3816 Top Rock LN
County
Williamson
City
Round Rock
State
TX
Zip
78681
Subdivision
Stone Oak At Round Rock Sec 04
Legal Description
Stone Oak At Round Rock Sec 4, Block B, Lot 15
Parcel
165554000B0015
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Refrigerator, Washer
Laundry
Main Level
Master Main
No
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, High Ceilings, Multiple Dining Areas, Multiple Living Areas, None, Blinds, Screens
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1999 / Resale
Square Feet
2,005 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Shingle
Construction
Brick
Acres
0.14
Lot Description
Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
RRW
Utility Info
Water
Public
Sewer
See Remarks
Utilities
Electricity Available, Natural Gas Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
No Exterior Steps, None
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$65,000 (−16.5%)
$395,000 → $330,000
4
Price reductions
Active
Since Jun 11, 2026
Price trend
List priceJun 2026 → Oct 2026
Property history5 events
DateEventPriceChange
Oct 15, 2026Price Decrease$330,000−$5,000 (−1.5%)
Sep 17, 2026Price Decrease$335,000−$20,000 (−5.6%)
Aug 20, 2026Price Decrease$355,000−$30,000 (−7.8%)
Jul 8, 2026Price Decrease$385,000−$10,000 (−2.5%)
Jun 11, 2026New Listing

Taxes

General Information
Legal
S7037 - Stone Oak At Round Rock Sec 4, BLOCK B, Lot 15
Geo ID
165554000B0015
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,416.94
MLS tax year
2026
2026 Annual Tax Bill

Annual taxes billed are confirmed amounts from Williamson County’s tax records. These are billed charges, not taxes paid or the balance currently due. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2026$351,7351.913590$6,730.78

Source: Williamson County

Combined rates exclude PID placeholder rates. Amounts cover this collector only and may change after corrections. They do not predict a buyer’s future taxes. Any appraisal values shown come separately from CAD records.

County data checked Nov 1, 2026.

Source: Williamson County

Schools

School Info
District
Round Rock ISD
Elementary
Chandler Oaks
Middle
Walsh
High
Stony Point

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $330,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,562 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,562

Principal & interest
$1,669
Property taxes
$618
Homeowners insurance
$275

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$264,000$2,951$17,073$261,049
2$261,049$3,148$16,875$257,901
3$257,901$3,359$16,665$254,542
4$254,542$3,584$16,440$250,957
5$250,957$3,824$16,200$247,133
6$247,133$4,080$15,944$243,053
7$243,053$4,354$15,670$238,699
8$238,699$4,645$15,379$234,054
9$234,054$4,956$15,068$229,097
10$229,097$5,288$14,736$223,809
  • Year 1$261,049
    Principal paid
    $2,951
    Interest paid
    $17,073
    Starting balance
    $264,000
  • Year 2$257,901
    Principal paid
    $3,148
    Interest paid
    $16,875
    Starting balance
    $261,049
  • Year 3$254,542
    Principal paid
    $3,359
    Interest paid
    $16,665
    Starting balance
    $257,901
  • Year 4$250,957
    Principal paid
    $3,584
    Interest paid
    $16,440
    Starting balance
    $254,542
  • Year 5$247,133
    Principal paid
    $3,824
    Interest paid
    $16,200
    Starting balance
    $250,957
  • Year 6$243,053
    Principal paid
    $4,080
    Interest paid
    $15,944
    Starting balance
    $247,133
  • Year 7$238,699
    Principal paid
    $4,354
    Interest paid
    $15,670
    Starting balance
    $243,053
  • Year 8$234,054
    Principal paid
    $4,645
    Interest paid
    $15,379
    Starting balance
    $238,699
  • Year 9$229,097
    Principal paid
    $4,956
    Interest paid
    $15,068
    Starting balance
    $234,054
  • Year 10$223,809
    Principal paid
    $5,288
    Interest paid
    $14,736
    Starting balance
    $229,097
First 10 of 30 years

Nearby

Courtesy of Allegiant Realty · (512) 954-8548

Listings courtesy of ACTRIS as distributed by MLS GRID.