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ActiveMLS #6440765

1007 Saddle Bluff DR, Salado TX 76571

Salado, TX 76571 · Mill Creek Spgs P

Single Family Residence for sale in Mill Creek Spgs P

4Bedrooms
2Bathrooms
2,656Square Ft
0.61Acres
3Garage
2019Year Built
Price Reduced
1 / 37
$589,000$609,000

Overview

Property Description

Why build custom when you can buy custom? Skip the stress of construction and move right into this beautifully built home at 1007 Saddle Bluff. Located in the prestigious Mill Creek Golf Community in the charming village of Salado, Texas, this 4-bedroom, 2-bath home offers comfort, space, and quality throughout. You’ll love the updated RidgeCore flooring installed throughout the home (March 2024), with durable surfaces in all main areas and polished concrete in wet spaces. The roof was replaced in November 2024 for added peace of mind. A 3-car garage with built-in cabinets (installed March 2021) provides excellent storage. The open, airy living area is warm and inviting, flowing seamlessly into the kitchen featuring an oversized pantry—perfect for everyday living and entertaining. Breakfast nook for enjoying great meals. You have a great flex room which could be used for formal dining, home base office or game room. The spacious primary suite is a true retreat, offering room for a California King and additional furniture with ease. The en-suite bath feels like a spa, complete with dual vanities, a soaking tub, and a large walk-in shower. The closet space is exceptional. On the opposite side of the home, you’ll find three generously sized secondary bedrooms and a full bath—ideal for family or guests. Step outside to a large backyard featuring an above-ground pool. You have a shed at can store combustibles safely from the house. A zero-turn mower is included with an acceptable offer. The expansive backyard is your palette for outdoor living—a garden, those outdoor gatherings, or simply a peaceful retreat under the covered porch with a gentle hum of the ceiling fan. This is a move in ready home. From the upgraded finishes to the thoughtful layout, this home is full of details you need to see in person. Schedule your appointment today.

Financial Info
Price
$589,000
$ / Sqft
$222
HOA
None
Tax Rate
1.602%
Est. Taxes
$5,899.05
Tax Year
2025
Exemptions
None
Legal Info
Address
1007 Saddle Bluff DR
County
Bell
City
Salado
State
TX
Zip
76571
Subdivision
Mill Creek Spgs P
Legal Description
MILL CREEK SPRINGS PHASE VIII, BLOCK 003, LOT 0007, 0.609AC
Parcel
0828390304
Interior Features
Floor
Concrete, No Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Pantry
Appliances
Dishwasher, Dryer, Electric Range, Microwave, Range, Refrigerator, Washer
Laundry
Inside, Laundry Room
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Masonry, Raised Hearth, Stone
Interior Features
Ceiling Fan(s), Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Open Floorplan, Pantry, Study/Home Office, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2019 / Resale
Square Feet
2,656 / Public Records
Garages
3
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
Cement Siding, Stone
Acres
0.61
Lot Description
Curbs, Landscaped
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
SH
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Available, Water Available
Heat
Central
A C
Ceiling Fan(s), Electric
Exterior Features
Fence
Privacy
Exterior Features
Private Yard, Covered, Patio
Pool On Property
Yes
Area Amenities
None

Rooms

Rooms6 rooms

Main level

  • Bedroom

    Ceiling Fan(s)

  • Primary Bathroom

    Separate Shower

  • Bedroom

    Ceiling Fan(s)

  • Bedroom

    Ceiling Fan(s)

  • Bathroom

    Full Bath

First level

  • Primary Bedroom

    Ceiling Fan(s), Walk-In Closet(s)

Price history

Members only
Days on market
−$30,000 (−4.8%)
$619,000 → $589,000
3
Price reductions
Active
Since Mar 27, 2026
Price trend
List priceMar 2026Jun 2026
Property history3 events
DateEventPriceChange
Jun 18, 2026Price Decrease$589,000−$10,000 (−1.7%)
May 11, 2026Price Decrease$599,000−$10,000 (−1.6%)
Mar 27, 2026Price Decrease$609,000−$10,000 (−1.6%)

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Salado ISD
Elementary
Thomas Arnold
Middle
Salado
High
Salado

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $589,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,961 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,961

Principal & interest
$2,978
Property taxes
$492
Homeowners insurance
$491

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$471,200$5,267$30,473$465,933
2$465,933$5,619$30,120$460,314
3$460,314$5,996$29,744$454,318
4$454,318$6,397$29,342$447,921
5$447,921$6,826$28,914$441,095
6$441,095$7,283$28,457$433,812
7$433,812$7,771$27,969$426,041
8$426,041$8,291$27,449$417,750
9$417,750$8,846$26,893$408,904
10$408,904$9,439$26,301$399,465
  • Year 1$465,933
    Principal paid
    $5,267
    Interest paid
    $30,473
    Starting balance
    $471,200
  • Year 2$460,314
    Principal paid
    $5,619
    Interest paid
    $30,120
    Starting balance
    $465,933
  • Year 3$454,318
    Principal paid
    $5,996
    Interest paid
    $29,744
    Starting balance
    $460,314
  • Year 4$447,921
    Principal paid
    $6,397
    Interest paid
    $29,342
    Starting balance
    $454,318
  • Year 5$441,095
    Principal paid
    $6,826
    Interest paid
    $28,914
    Starting balance
    $447,921
  • Year 6$433,812
    Principal paid
    $7,283
    Interest paid
    $28,457
    Starting balance
    $441,095
  • Year 7$426,041
    Principal paid
    $7,771
    Interest paid
    $27,969
    Starting balance
    $433,812
  • Year 8$417,750
    Principal paid
    $8,291
    Interest paid
    $27,449
    Starting balance
    $426,041
  • Year 9$408,904
    Principal paid
    $8,846
    Interest paid
    $26,893
    Starting balance
    $417,750
  • Year 10$399,465
    Principal paid
    $9,439
    Interest paid
    $26,301
    Starting balance
    $408,904
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty Lone St · (512) 868-1771

Listings courtesy of ACTRIS as distributed by MLS GRID.