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ActiveMLS #3555141

3421 Chisholm TRL, Salado TX 76571

Salado, TX 76571 · Mill Creek Sec 10

Single Family Residence for sale in Mill Creek Sec 10

4Bedrooms
3 full / 1 halfBathrooms
5,604Square Ft
0.34Acres
3Garage
1998Year Built
Price Reduced
1 / 40
$775,000$835,000

Overview

Property Description

This custom brick estate in Salado's established Mill Creek community offers traditional charm and an abundance of living space. Spanning over 5,000 square feet, the floor plan unfolds generously across two levels with two distinct downstairs living areas, two dining spaces, a sunroom, and an upstairs loft so expansive it functions as a destination of its own. Whether you're hosting a crowd or simply spreading out, there's room for it all. The kitchen offers plenty of prep and serving space, as well as a wet bar. The laundry room was built for functionality with a full sink, folding counters, dedicated cabinetry, hanging space, a refrigerator nook, and even a laundry chute connecting directly to the upper level. The primary suite is anchored by a closet that rivals most bedrooms in scale and includes a dedicated cedar closet. Upstairs, an oversized bedroom, full bath, a sprawling living area, and a large separate storage room offer flexibility that's rare to find. Plantation shutters frame peaceful views of the fifth fairway of Mill Creek Golf Course: a backdrop that makes the everyday feel a little more like a getaway. Throughout the home, elegant crown molding, built-ins, and a central vacuum speak to the care and craftsmanship that went into the original build. Out front, a circle drive, classic red brick, columned front porch, and three-car garage offer the kind of practical elegance that matches everything to be found inside. And when you're ready to explore, this golf cart-friendly community puts downtown Salado just a short ride away.

Financial Info
Price
$775,000
$ / Sqft
$138
HOA
None
Tax Rate
2.0249%
Est. Taxes
$19,670
Tax Year
2026
Exemptions
None
Legal Info
Address
3421 Chisholm TRL
County
Bell
City
Salado
State
TX
Zip
76571
Subdivision
Mill Creek Sec 10
Legal Description
MILL CREEK SECTION 10, BLOCK 001, LOT 0005, (ENHANCED LIFE ESTATE)
Parcel
0374035712
Interior Features
Floor
Carpet, Tile, Wood
Num Living
4
Dining
2
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Built-In Oven(s), Cooktop, Dishwasher, Double Oven
Laundry
Inside, Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Masonry, Raised Hearth, Wood Burning
Interior Features
Bar, Bookcases, Breakfast Bar, Built-in Features, Cedar Closet(s), Ceiling Fan(s), Coffered Ceiling(s), Central Vacuum, Crown Molding, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Study/Home Office, Wet Bar, None, Shutters
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1998 / Resale
Square Feet
5,604 / Appraiser
Garages
3
Garage Desc
Attached, Circular Driveway, Door-Multi, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Wood Siding
Acres
0.34
Lot Description
Front Yard, Near Golf Course, Backs To Golf Course, Public Maintained Road
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Golf Course, Panoramic
Water Access
No
Waterfront
No
Area
SH
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
See Remarks, Electricity Connected, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric, Wall/Window Unit(s)
Exterior Features
Fence
None
Exterior Features
Gutters Full, Lighting, Glass Enclosed, Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$60,000 (−7.2%)
$835,000 → $775,000
2
Price reductions
Active
Since Jun 25, 2026
Price trend
List priceJun 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 10, 2026Price Decrease$775,000−$20,000 (−2.5%)
Jul 15, 2026Price Decrease$795,000−$40,000 (−4.8%)
Jun 25, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Salado ISD
Elementary
Thomas Arnold
Middle
Salado
High
Salado

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $775,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,204 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,204

Principal & interest
$3,919
Property taxes
$1,639
Homeowners insurance
$646

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$620,000$6,930$40,096$613,070
2$613,070$7,394$39,632$605,676
3$605,676$7,889$39,137$597,787
4$597,787$8,418$38,608$589,369
5$589,369$8,981$38,045$580,388
6$580,388$9,583$37,443$570,805
7$570,805$10,225$36,801$560,581
8$560,581$10,909$36,117$549,671
9$549,671$11,640$35,386$538,031
10$538,031$12,419$34,606$525,612
  • Year 1$613,070
    Principal paid
    $6,930
    Interest paid
    $40,096
    Starting balance
    $620,000
  • Year 2$605,676
    Principal paid
    $7,394
    Interest paid
    $39,632
    Starting balance
    $613,070
  • Year 3$597,787
    Principal paid
    $7,889
    Interest paid
    $39,137
    Starting balance
    $605,676
  • Year 4$589,369
    Principal paid
    $8,418
    Interest paid
    $38,608
    Starting balance
    $597,787
  • Year 5$580,388
    Principal paid
    $8,981
    Interest paid
    $38,045
    Starting balance
    $589,369
  • Year 6$570,805
    Principal paid
    $9,583
    Interest paid
    $37,443
    Starting balance
    $580,388
  • Year 7$560,581
    Principal paid
    $10,225
    Interest paid
    $36,801
    Starting balance
    $570,805
  • Year 8$549,671
    Principal paid
    $10,909
    Interest paid
    $36,117
    Starting balance
    $560,581
  • Year 9$538,031
    Principal paid
    $11,640
    Interest paid
    $35,386
    Starting balance
    $549,671
  • Year 10$525,612
    Principal paid
    $12,419
    Interest paid
    $34,606
    Starting balance
    $538,031
First 10 of 30 years

Nearby

Courtesy of Century 21 Bill Bartlett · (254) 947-5050

Listings courtesy of ACTRIS as distributed by MLS GRID.