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ActiveMLS #9163428

717 Whispering Oaks DR, Salado TX 76571

Salado, TX 76571 · Mill Creek Sec 3

Single Family Residence for sale in Mill Creek Sec 3

3Bedrooms
2Bathrooms
1,830Square Ft
0.38Acres
2Garage
1975Year Built
1 / 34
$420,000
3D tour

Overview

Property Description

ONE OF THE MOST CHARMING HOUSES IN SALADO ON ONE OF THE MOST BEAUTIFUL STREETS IN SALADO! No cookie cutter house here! Enjoy cruising around Salado in your golf cart from this timeless home on the east side of I35. Open floorplan with high ceiling in living area and wood burning fireplace. Coffee bar with sink and storage. This 3 bedroom/2 bath house has been updated with a beautiful kitchen using quartz countertops, Cafe electric induction cooktop, and Bosch dishwasher. Updated/remodeled laundry room with mudroom (2024). Also updated front door, rear sliding doors, roof (2026), and some exterior siding (2026). Recently replaced windows on entire home. Carpet replaced (2024) with stain master pet protect upgraded carpet in primary bedroom and one secondary bedroom. In addition, all lighting and fixtures have been updated within last few years. Garage has epoxy floors and is oversized to hold 2 cars plus a golf cart. This house is clean, clean, clean and well-maintained. The backyard is an oasis with roomy deck, gorgeous landscaping, firepit, and an outbuilding with lots of storage. Large circle drive for plenty of guest parking. And maybe best of all - BIG, BEAUTIFUL TREES! Mill Creek Golf Course is a short ride away in your golf cart. Tax amount shown is without exemptions.

Financial Info
Price
$420,000
$ / Sqft
$230
HOA
None
Tax Rate
2.88%
Est. Taxes
$10,495
Tax Year
2026
Exemptions
Homestead, Over 65
Legal Info
Address
717 Whispering Oaks DR
County
Bell
City
Salado
State
TX
Zip
76571
Subdivision
Mill Creek Sec 3
Legal Description
MILL CREEK SECTION 3, BLOCK 014, LOT 0004
Parcel
0373860000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Microwave, Electric Water Heater
Laundry
Inside, Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Bar, Breakfast Bar, Ceiling Fan(s), High Ceilings, Quartz Counters, Electric Dryer Hookup, Walk-In Closet(s), Washer Hookup, None, Window Coverings
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1975 / Resale
Square Feet
1,830 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Oversized, Paved
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, Wood Siding
Acres
0.38
Lot Description
Back Yard, Front Yard, Landscaped, Level, Near Golf Course, Public Maintained Road, Sprinkler - Automatic, Sprinkler - In-ground, Trees-Large (Over 40 Ft)
Restrictions
Covenant, Deed Restrictions
Flood Plain
See Remarks
View
Neighborhood
Water Access
No
Waterfront
No
Area
SH
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Not Available, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Gutters Partial, Private Yard, Deck, Porch
Pool On Property
No
Area Amenities
Golf

Price history

Days on market
$420,000
List price
0
Price reductions
Active
Since Oct 26, 2026
Property history1 event
DateEventPriceChange
Oct 26, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Salado ISD
Elementary
Thomas Arnold
Middle
Salado
High
Salado

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $420,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,349 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,349

Principal & interest
$2,124
Property taxes
$875
Homeowners insurance
$350

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$336,000$3,756$21,729$332,244
2$332,244$4,007$21,478$328,237
3$328,237$4,275$21,210$323,962
4$323,962$4,562$20,923$319,400
5$319,400$4,867$20,618$314,533
6$314,533$5,193$20,292$309,340
7$309,340$5,541$19,944$303,799
8$303,799$5,912$19,573$297,886
9$297,886$6,308$19,177$291,578
10$291,578$6,731$18,754$284,848
  • Year 1$332,244
    Principal paid
    $3,756
    Interest paid
    $21,729
    Starting balance
    $336,000
  • Year 2$328,237
    Principal paid
    $4,007
    Interest paid
    $21,478
    Starting balance
    $332,244
  • Year 3$323,962
    Principal paid
    $4,275
    Interest paid
    $21,210
    Starting balance
    $328,237
  • Year 4$319,400
    Principal paid
    $4,562
    Interest paid
    $20,923
    Starting balance
    $323,962
  • Year 5$314,533
    Principal paid
    $4,867
    Interest paid
    $20,618
    Starting balance
    $319,400
  • Year 6$309,340
    Principal paid
    $5,193
    Interest paid
    $20,292
    Starting balance
    $314,533
  • Year 7$303,799
    Principal paid
    $5,541
    Interest paid
    $19,944
    Starting balance
    $309,340
  • Year 8$297,886
    Principal paid
    $5,912
    Interest paid
    $19,573
    Starting balance
    $303,799
  • Year 9$291,578
    Principal paid
    $6,308
    Interest paid
    $19,177
    Starting balance
    $297,886
  • Year 10$284,848
    Principal paid
    $6,731
    Interest paid
    $18,754
    Starting balance
    $291,578
First 10 of 30 years

Nearby

Courtesy of Century 21 Bill Bartlett · (254) 947-5050

Listings courtesy of ACTRIS as distributed by MLS GRID.