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109 Harborside Dr 101 8592030Edit search
ActiveMLS #8592030

109 Harborside DR # 101, San Marcos TX 78666

San Marcos, TX 78666 · Kissing Tree Villas Condo

Townhouse for sale in Kissing Tree Villas Condo

2Bedrooms
2 full / 1 halfBathrooms
1,742Square Ft
13.95Acres
2Garage
2020Year Built
Price Reduced
1 / 25
$323,000$324,500
3D tour

Overview

Property Description

Great value at this price, lowest price per sq ft in this area. Owner Agent. Perfectly situated between Austin and San Antonio in the charming town of San Marcos, Kissing Tree is a 55+ community nestled in the Texas Hill Country. This has been a profitable rental property since 2020. With a history of good long term tenants. Perfect property for investment/1031 exchange or just retirement. This lovely home offers a primary suite and adjoining bathroom on the main floor, along with a laundry room and an additional half bath. The kitchen is bright and beautiful, complete with stainless steel appliances, a gas range, microwave, and refrigerator. Upstairs, you'll discover an expansive living area, another bedroom, a full bath, and a versatile flex room. Living in Kissing Tree provides an array of benefits, including access to 2 pools, a fitness center, pickleball, biergarten, horseshoes, planned social activities, a putting green, hike and bike trails, golf, and much more!

Financial Info
Price
$323,000
$ / Sqft
$185
HOA
Yes - Mandatory / $437 / Monthly
HOA Name
Kissing Tree
HOA Includes
Common Area Maintenance, Security
Tax Rate
2.0709%
Est. Taxes
$7,965
Tax Year
2025
Exemptions
None
Legal Info
Address
109 Harborside DR # 101
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Kissing Tree Villas Condo
Legal Description
KISSING TREE VILLAS CONDOMINIUMS, UNIT 3, 1.11% COMMON AREA INTEREST
Parcel
1543010000000033
Interior Features
Floor
Tile
Num Living
2
Dining
1
Appliances
Microwave, Oven, Free-Standing Range, Refrigerator, Washer/Dryer
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Primary Bedroom on Main, 24 Hour Security, Gated with Guard, Security Guard, None
General Info
Beds
2 Total / 1 Main Level / 1 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Townhouse
Stories
2
Year Built
2020 / Resale
Square Feet
1,742 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Guest
Foundation
Slab
Roof
Composition, Shingle
Construction
See Remarks, Frame, HardiPlank Type, Masonry – Partial
Acres
13.95
Lot Description
See Remarks
Restrictions
Adult 55+
Flood Plain
No
View
Golf Course, Hill Country, Pond
Water Access
No
Waterfront
No
Area
HS
Utility Info
Water
Public
Sewer
Private Sewer
Utilities
See Remarks, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
See Remarks, Private Entrance, Restricted Access, Tennis Court(s), Front Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Business Center, Clubhouse, Cluster Mailbox, Common Grounds, Conference/Meeting Room, Controlled Access, Fitness Center, Golf, Lounge, Park, Pet Amenities, Picnic Area, Planned Social Activities, Pool, Putting Green, Restaurant, Sidewalks, Spa/Hot Tub, Street Lights, Tennis Court(s)

Rooms

Rooms5 rooms

Main level

  • Primary Bathroom

    Dual Vanity, Full Bath, Walk-in Shower

  • Kitchen

    Breakfast Bar, Center Island, CRWN, Open to Family Room

  • Primary Bedroom

    Walk-In Closet(s)

Second level

  • Bonus Room

    None

  • Bedroom

    None

Price history

Members only
Days on market
−$1,500 (−0.5%)
$324,500 → $323,000
1
Price reduction
Active
Since Apr 8, 2026
Price trend
List priceApr 2026 → Jun 2026
Property history2 events
DateEventPriceChange
Jun 26, 2026Price Decrease$323,000−$1,500 (−0.5%)
Apr 30, 2026New Listing

Taxes

General Information
Owner
DEGRAFFENRIED, SUSAN
Legal
KISSING TREE VILLAS CONDOMINIUMS, UNIT 3, 1.11% COMMON AREA INTEREST
Geo ID
1543010000000033
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,965
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$76,390$253,413$329,803$329,803

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
SanMarcosCONSISD
Elementary
Hernandez
Middle
Miller
High
San Marcos

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $323,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,566 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,566

Principal & interest
$1,633
Property taxes
$664
Homeowners insurance
$269

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$258,400$2,888$16,711$255,512
2$255,512$3,082$16,518$252,430
3$252,430$3,288$16,311$249,142
4$249,142$3,508$16,091$245,634
5$245,634$3,743$15,856$241,891
6$241,891$3,994$15,605$237,897
7$237,897$4,261$15,338$233,636
8$233,636$4,547$15,052$229,089
9$229,089$4,851$14,748$224,238
10$224,238$5,176$14,423$219,062
  • Year 1$255,512
    Principal paid
    $2,888
    Interest paid
    $16,711
    Starting balance
    $258,400
  • Year 2$252,430
    Principal paid
    $3,082
    Interest paid
    $16,518
    Starting balance
    $255,512
  • Year 3$249,142
    Principal paid
    $3,288
    Interest paid
    $16,311
    Starting balance
    $252,430
  • Year 4$245,634
    Principal paid
    $3,508
    Interest paid
    $16,091
    Starting balance
    $249,142
  • Year 5$241,891
    Principal paid
    $3,743
    Interest paid
    $15,856
    Starting balance
    $245,634
  • Year 6$237,897
    Principal paid
    $3,994
    Interest paid
    $15,605
    Starting balance
    $241,891
  • Year 7$233,636
    Principal paid
    $4,261
    Interest paid
    $15,338
    Starting balance
    $237,897
  • Year 8$229,089
    Principal paid
    $4,547
    Interest paid
    $15,052
    Starting balance
    $233,636
  • Year 9$224,238
    Principal paid
    $4,851
    Interest paid
    $14,748
    Starting balance
    $229,089
  • Year 10$219,062
    Principal paid
    $5,176
    Interest paid
    $14,423
    Starting balance
    $224,238
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.