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ActiveMLS #5965231

115 Callado CIR, San Marcos TX 78666

San Marcos, TX 78666 · WHISPER

Single Family Residence for sale in WHISPER

4Bedrooms
3Bathrooms
2,576Square Ft
0.15Acres
2Garage
2021Year Built
Price Reduced
1 / 33
$310,000$325,000

Overview

Property Description

Beautifully maintained home with a thoughtfully designed floor plan featuring a first-floor primary suite with a large walk-in closet and spacious walk-in shower, plus a secondary bedroom ideal for a guest room, home office, or in-law suite, with a full bath and laundry room conveniently located just down the hall. The second floor offers two additional bedrooms and a generous game room, providing flexible living space for a variety of lifestyles. Built-in speakers in the primary suite, downstairs flex bedroom, covered rear porch, and garage make entertaining effortless, while the home also includes a tankless water heater and water softener. The open kitchen is well appointed with granite countertops, stainless steel appliances, under-cabinet accent lighting, convenient under-cabinet electrical outlets, and a water purification system. Ideally located near shopping, dining, and entertainment in both Kyle and San Marcos.

Financial Info
Price
$310,000
$ / Sqft
$120
HOA
Yes - Mandatory / $38.5 / Monthly
HOA Name
WHISPER HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.4094%
Est. Taxes
$7,660.74
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
115 Callado CIR
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
WHISPER
Legal Description
WHISPER MIXED USE SUBDIVISION PHASE 1B, BLOCK E, LOT 17
Parcel
115 CALLADO CIRCLE
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Gas Range, Stainless Steel Appliance(s), Vented Exhaust Fan, Tankless Water Heater, Water Softener Owned
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Quartz Counters, Double Vanity, Electric Dryer Hookup, In-Law Floorplan, Interior Steps, Kitchen Island, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Sound System, Walk-In Closet(s), Washer Hookup, Wired for Sound, Prewired, Security System, Smoke Detector(s), Blinds
General Info
Beds
4 Total / 2 Main Level / 2 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
2,576 / Builder
Garages
2
Garage Desc
Attached, Concrete, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, Frame, HardiPlank Type, Masonry – Partial, Stone
Acres
0.15
Lot Description
Back Yard, Corner Lot, Curbs, Front Yard, Interior Lot, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Side Yard
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Gate, Privacy, Wood
Exterior Features
Gutters Full, Covered, Porch, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Curbs, Playground, Pool, Sidewalks, Street Lights

Price history

Days on market
−$15,000 (−4.6%)
$325,000 → $310,000
1
Price reduction
Active
Since Sep 9, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 15, 2026Price Decrease$310,000−$15,000 (−4.6%)
Sep 9, 2026New Listing

Taxes

General Information
Owner
ORTEGA, ALFRED & JESSY M
Legal
WHISPER MIXED USE SUBDIVISION PHASE 1B, BLOCK E, Lot 17
Geo ID
119412000E017002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,660.74
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$68,680$306,320$375,000$349,747

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $310,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,464 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,464

Principal & interest
$1,568
Property taxes
$638
Homeowners insurance
$258

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$248,000$2,772$16,038$245,228
2$245,228$2,958$15,853$242,270
3$242,270$3,156$15,655$239,115
4$239,115$3,367$15,443$235,748
5$235,748$3,593$15,218$232,155
6$232,155$3,833$14,977$228,322
7$228,322$4,090$14,721$224,232
8$224,232$4,364$14,447$219,869
9$219,869$4,656$14,154$215,213
10$215,213$4,968$13,843$210,245
  • Year 1$245,228
    Principal paid
    $2,772
    Interest paid
    $16,038
    Starting balance
    $248,000
  • Year 2$242,270
    Principal paid
    $2,958
    Interest paid
    $15,853
    Starting balance
    $245,228
  • Year 3$239,115
    Principal paid
    $3,156
    Interest paid
    $15,655
    Starting balance
    $242,270
  • Year 4$235,748
    Principal paid
    $3,367
    Interest paid
    $15,443
    Starting balance
    $239,115
  • Year 5$232,155
    Principal paid
    $3,593
    Interest paid
    $15,218
    Starting balance
    $235,748
  • Year 6$228,322
    Principal paid
    $3,833
    Interest paid
    $14,977
    Starting balance
    $232,155
  • Year 7$224,232
    Principal paid
    $4,090
    Interest paid
    $14,721
    Starting balance
    $228,322
  • Year 8$219,869
    Principal paid
    $4,364
    Interest paid
    $14,447
    Starting balance
    $224,232
  • Year 9$215,213
    Principal paid
    $4,656
    Interest paid
    $14,154
    Starting balance
    $219,869
  • Year 10$210,245
    Principal paid
    $4,968
    Interest paid
    $13,843
    Starting balance
    $215,213
First 10 of 30 years

Nearby

Courtesy of TAGcity Real Estate · (512) 577-9790

Listings courtesy of ACTRIS as distributed by MLS GRID.