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ActiveMLS #5545491

123 Callado CIR, San Marcos TX 78666

San Marcos, TX 78666 · Whisper Mixed Use Sub Ph 1B

Single Family Residence for sale in Whisper Mixed Use Sub Ph 1B

4Bedrooms
2Bathrooms
1,800Square Ft
0.14Acres
2Garage
2021Year Built
1 / 35
$265,000

Overview

Property Description

From the welcoming stone-and-brick exterior to the light-filled living spaces, this single-story home invites you to settle in and stay awhile. With 4 bedrooms, 2 baths, and 1,796 square feet, the thoughtful layout offers room to gather and space to call your own. A wide foyer leads into the heart of the home, where the open kitchen flows seamlessly into the living and dining areas—making everyday conversations and get-togethers feel effortless. Granite countertops, stainless steel appliances, and a walk-in pantry bring style and convenience to the kitchen, while natural light adds warmth throughout. Tucked off the family room, the primary suite offers a comfortable retreat with a generous walk-in closet and walk-in shower. The remaining bedrooms are thoughtfully spaced for privacy and flexibility, whether you need room for guests, a home office, or your favorite hobbies. Step outside to enjoy your morning coffee with the sunrise or unwind at the end of the day beneath the covered patio overlooking the fenced backyard. With easy access to I-35 and shopping favorites—including H-E-B Plus!, Lowe’s, and Costco—approximately 10 minutes away, this home blends everyday comfort with convenient living. Come see how easily you could feel at home. Competitively priced to sell quickly. Seller is licensed real estate agent.

Financial Info
Price
$265,000
$ / Sqft
$147
HOA
Yes - Mandatory / $42.35 / Monthly
HOA Name
WHISPER HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.3094%
Est. Taxes
$7,241
Tax Year
2026
Exemptions
None
Legal Info
Address
123 Callado CIR
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Whisper Mixed Use Sub Ph 1B
Legal Description
WHISPER MIXED USE SUBDIVISION PHASE 1B, BLOCK E, LOT 19
Parcel
119412000E019002
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Gas Cooktop, Microwave, Oven, Range
Laundry
Inside, Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Granite Counters, Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
1,800 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Door Opener
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Radiant Barrier, Cement Siding, Stone
Acres
0.14
Lot Description
Interior Lot, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Water Connected
Heat
Central, Natural Gas
A C
Ceiling Fan(s)
Exterior Features
Fence
Wood
Exterior Features
Gutters Full, Covered, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Playground, Pool

Price history

Days on market
$265,000
List price
0
Price reductions
Active
Since Oct 24, 2026
Property history1 event
DateEventPriceChange
Oct 24, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Hemphill
Middle
Laura B Wallace
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $265,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,164 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,164

Principal & interest
$1,340
Property taxes
$603
Homeowners insurance
$221

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$212,000$2,370$13,710$209,630
2$209,630$2,528$13,552$207,102
3$207,102$2,698$13,382$204,405
4$204,405$2,878$13,202$201,526
5$201,526$3,071$13,009$198,455
6$198,455$3,277$12,803$195,179
7$195,179$3,496$12,584$191,682
8$191,682$3,730$12,350$187,952
9$187,952$3,980$12,100$183,972
10$183,972$4,247$11,833$179,725
  • Year 1$209,630
    Principal paid
    $2,370
    Interest paid
    $13,710
    Starting balance
    $212,000
  • Year 2$207,102
    Principal paid
    $2,528
    Interest paid
    $13,552
    Starting balance
    $209,630
  • Year 3$204,405
    Principal paid
    $2,698
    Interest paid
    $13,382
    Starting balance
    $207,102
  • Year 4$201,526
    Principal paid
    $2,878
    Interest paid
    $13,202
    Starting balance
    $204,405
  • Year 5$198,455
    Principal paid
    $3,071
    Interest paid
    $13,009
    Starting balance
    $201,526
  • Year 6$195,179
    Principal paid
    $3,277
    Interest paid
    $12,803
    Starting balance
    $198,455
  • Year 7$191,682
    Principal paid
    $3,496
    Interest paid
    $12,584
    Starting balance
    $195,179
  • Year 8$187,952
    Principal paid
    $3,730
    Interest paid
    $12,350
    Starting balance
    $191,682
  • Year 9$183,972
    Principal paid
    $3,980
    Interest paid
    $12,100
    Starting balance
    $187,952
  • Year 10$179,725
    Principal paid
    $4,247
    Interest paid
    $11,833
    Starting balance
    $183,972
First 10 of 30 years

Nearby

Courtesy of Andrew Clements Realty LLC · (512) 653-8537

Listings courtesy of ACTRIS as distributed by MLS GRID.