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ActiveMLS #4747317

157 Werner DR, San Marcos TX 78666

San Marcos, TX 78666 · Cottonwood Creek Ph 3 Unit 2

Single Family Residence for sale in Cottonwood Creek Ph 3 Unit 2

5Bedrooms
3 full / 1 halfBathrooms
2,662Square Ft
0.34Acres
2Garage
2019Year Built
1 / 19
$360,000

Overview

Property Description

LARGE YARD 0.34 ACRES! OWNER FINANCING AVAILABLE!!! This home is also available for rent, so it will not last long!! Spacious, Move-In Ready Home on a Rare Oversized Lot in Cottonwood Creek! Beautifully maintained 5-bedroom, 3.5-bathroom home offering 2,662 square feet of living space on a rare 0.34-acre lot in the sought-after Cottonwood Creek community. Built in 2019, this home blends modern design with exceptional functionality. Inside you will find an open-concept layout featuring high ceilings, abundant natural light, and a spacious kitchen that overlooks the dining and living areas — ideal for entertaining. The primary suite is located on the main floor, offering privacy and convenience, with an en-suite bathroom and large walk-in closet. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and a versatile second living area — perfect as a game room, media space, or home office setup. Outside, enjoy the expansive backyard with plenty of room to play, garden, or even add a pool — a rare find in this neighborhood! Located just minutes from San Marcos schools, shopping, restaurants, Texas State University, and easy access to I-35, this home offers both comfort and convenience.

Financial Info
Price
$360,000
$ / Sqft
$135
HOA
Yes - Mandatory / $113 / Semi-Annually
HOA Name
Cottonwood Creek at Monterrey Oaks
HOA Includes
See Remarks
Tax Rate
2.07%
Est. Taxes
$7,489
Tax Year
2025
Exemptions
See Remarks
Legal Info
Address
157 Werner DR
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Cottonwood Creek Ph 3 Unit 2
Legal Description
COTTONWOOD CREEK PHASE 3 UNIT 2, BLOCK R, LOT 14
Parcel
112057000R014003
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Microwave, Free-Standing Gas Range, Water Softener Owned
Laundry
Main Level
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), See Remarks, Blinds
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2019 / Resale
Square Feet
2,662 / Public Records
Garages
2
Garage Desc
Attached, Garage, Garage Faces Front
Foundation
Slab
Roof
Shingle
Construction
Masonry – Partial, Stone
Acres
0.34
Lot Description
Back Yard, Cul-De-Sac
Restrictions
See Remarks
Flood Plain
See Remarks
View
City, Neighborhood
Water Access
No
Waterfront
No
Area
HS
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Available, Solar
Heat
Natural Gas, Solar
A C
Electric
Exterior Features
Fence
Fenced, Wood
Exterior Features
Private Yard, See Remarks
Pool On Property
No
Area Amenities
Playground

Price history

Members only
Days on market
$360,000
List price
0
Price reductions
Active
Since Sep 4, 2026
Property history1 event
DateEventPriceChange
Sep 4, 2026New Listing

Taxes

General Information
Owner
JB3 SERVICES LLC
Legal
COTTONWOOD CREEK PHASE 3 UNIT 2, BLOCK R, Lot 14
Geo ID
112057000R014003
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,489
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$71,690$271,280$342,970$342,970

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
SanMarcosCONSISD
Elementary
Bowie
Middle
Goodnight
High
San Marcos

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $360,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,744 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,744

Principal & interest
$1,820
Property taxes
$624
Homeowners insurance
$300

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$288,000$3,219$18,625$284,781
2$284,781$3,435$18,410$281,346
3$281,346$3,665$18,180$277,682
4$277,682$3,910$17,934$273,772
5$273,772$4,172$17,672$269,600
6$269,600$4,451$17,393$265,148
7$265,148$4,749$17,095$260,399
8$260,399$5,068$16,777$255,331
9$255,331$5,407$16,437$249,924
10$249,924$5,769$16,075$244,155
  • Year 1$284,781
    Principal paid
    $3,219
    Interest paid
    $18,625
    Starting balance
    $288,000
  • Year 2$281,346
    Principal paid
    $3,435
    Interest paid
    $18,410
    Starting balance
    $284,781
  • Year 3$277,682
    Principal paid
    $3,665
    Interest paid
    $18,180
    Starting balance
    $281,346
  • Year 4$273,772
    Principal paid
    $3,910
    Interest paid
    $17,934
    Starting balance
    $277,682
  • Year 5$269,600
    Principal paid
    $4,172
    Interest paid
    $17,672
    Starting balance
    $273,772
  • Year 6$265,148
    Principal paid
    $4,451
    Interest paid
    $17,393
    Starting balance
    $269,600
  • Year 7$260,399
    Principal paid
    $4,749
    Interest paid
    $17,095
    Starting balance
    $265,148
  • Year 8$255,331
    Principal paid
    $5,068
    Interest paid
    $16,777
    Starting balance
    $260,399
  • Year 9$249,924
    Principal paid
    $5,407
    Interest paid
    $16,437
    Starting balance
    $255,331
  • Year 10$244,155
    Principal paid
    $5,769
    Interest paid
    $16,075
    Starting balance
    $249,924
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.