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ActiveMLS #9698988

404 Spiny Lizard LN, San Marcos TX 78666

San Marcos, TX 78666 · Trace Sub Sec A Pa 1A Ph A-2

Single Family Residence for sale in Trace Sub Sec A Pa 1A Ph A-2

2Bedrooms
2 full / 1 halfBathrooms
1,158Square Ft
0.11Acres
0Garage
2019Year Built
Price Reduced
1 / 29
$237,000$245,000

Overview

Property Description

Welcome home to this charming 2BD/2.5BA Craftsman in the desirable Trace community! Situated on a corner lot, this home features an open-concept living and dining area, modern kitchen with quartz counters, stainless steel appliances, and an oversized peninsula island. Enjoy abundant natural light, a spacious backyard, inviting front porch, and upstairs balcony. The spacious primary suite offers a walk-in closet and stand-up shower, while the secondary bedroom and full bath provide comfort for guests or family. No carpet—vinyl plank flooring throughout, replaced in 2023. Roof replaced and fence stained in 2025. Community amenities include a pool, playground, sand volleyball, half basketball court, and cabana with grills. Conveniently located near schools, shopping, and major routes to Austin, New Braunfels, and San Antonio. BONUS: Appliances include dishwasher, oven/stove, water softener, and AC UV sanitizer system. This home is a great opportunity for a primary residence, investment, or second home!

Financial Info
Price
$237,000
$ / Sqft
$205
HOA
Yes - Mandatory / $85 / Monthly
HOA Name
Goodwin
HOA Includes
Common Area Maintenance
Tax Rate
1.9727%
Est. Taxes
$4,620
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
404 Spiny Lizard LN
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Trace Sub Sec A Pa 1A Ph A-2
Legal Description
TRACE SUB SEC A PA 1A PHASE A-2, BLOCK H, LOT 1, ACRES 0.11
Parcel
118886000H001003
Interior Features
Floor
Laminate, No Carpet
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Gas Cooktop, Microwave, Vented Exhaust Fan, Electric Water Heater, Water Softener Owned
Laundry
Main Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Interior Steps, Recessed Lighting, Stackable W/D Connections, Walk-In Closet(s), Smoke Detector(s), See Remarks
General Info
Beds
2 Total / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2019 / Resale
Square Feet
1,158 / Public Records
Garage Desc
Garage Faces Rear, Off Street, Reserved
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type
Acres
0.11
Lot Description
Alley Access, Corner Lot, Curbs, Sprinkler - Automatic, Sprinkler - In-ground, Sprinkler - Rain Sensor, Trees-Small (Under 20 Ft), See Remarks
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HS
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD), Public Sewer
Utilities
Electricity Available, Natural Gas Available, Phone Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
See Remarks
Exterior Features
See Remarks, Covered
Pool On Property
No
Area Amenities
Clubhouse, Controlled Access, Playground, Pool

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Stone Counters, Open to Family Room

  • Dining Room

    Kitchn - Breakfast Area

Second level

  • Primary Bedroom

    Walk-In Closet(s), Walk-in Shower

Price history

Days on market
−$8,000 (−3.3%)
$245,000 → $237,000
2
Price reductions
Active
Since Sep 1, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 20, 2026Price Decrease$237,000−$2,000 (−0.8%)
Sep 23, 2026Price Decrease$239,000−$6,000 (−2.4%)
Sep 1, 2026New Listing

Taxes

General Information
Owner
SINDER JENNIFER D
Legal
TRACE SUB SEC A PA 1A PHASE A-2, BLOCK H, Lot 1, ACRES 0.11
Geo ID
118886000H001003
Acreage
0.11
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$4,620
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$66,380$154,480$220,860$220,860

Source: Hays County

Schools

School Info
District
SanMarcosCONSISD
Elementary
Rodriguez (San Marcos ISD)
Middle
Miller
High
San Marcos

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $237,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,781 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,781

Principal & interest
$1,198
Property taxes
$385
Homeowners insurance
$198

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$189,600$2,119$12,262$187,481
2$187,481$2,261$12,120$185,220
3$185,220$2,413$11,968$182,807
4$182,807$2,574$11,807$180,233
5$180,233$2,747$11,634$177,486
6$177,486$2,930$11,450$174,556
7$174,556$3,127$11,254$171,429
8$171,429$3,336$11,045$168,093
9$168,093$3,560$10,821$164,533
10$164,533$3,798$10,583$160,736
  • Year 1$187,481
    Principal paid
    $2,119
    Interest paid
    $12,262
    Starting balance
    $189,600
  • Year 2$185,220
    Principal paid
    $2,261
    Interest paid
    $12,120
    Starting balance
    $187,481
  • Year 3$182,807
    Principal paid
    $2,413
    Interest paid
    $11,968
    Starting balance
    $185,220
  • Year 4$180,233
    Principal paid
    $2,574
    Interest paid
    $11,807
    Starting balance
    $182,807
  • Year 5$177,486
    Principal paid
    $2,747
    Interest paid
    $11,634
    Starting balance
    $180,233
  • Year 6$174,556
    Principal paid
    $2,930
    Interest paid
    $11,450
    Starting balance
    $177,486
  • Year 7$171,429
    Principal paid
    $3,127
    Interest paid
    $11,254
    Starting balance
    $174,556
  • Year 8$168,093
    Principal paid
    $3,336
    Interest paid
    $11,045
    Starting balance
    $171,429
  • Year 9$164,533
    Principal paid
    $3,560
    Interest paid
    $10,821
    Starting balance
    $168,093
  • Year 10$160,736
    Principal paid
    $3,798
    Interest paid
    $10,583
    Starting balance
    $164,533
First 10 of 30 years

Nearby

Courtesy of ListingSpark · (877) 897-7275

Listings courtesy of ACTRIS as distributed by MLS GRID.