ActiveMLS #8263574
820 Cardenas ST, San Marcos TX 78666
San Marcos, TX 78666 · Alto
Single Family Residence for sale in Alto
$309,810
$268,310
3Bedrooms
2Bathrooms
1,644Square Ft
0.12Acres
2Garage
2025Year Built
Price Reduced
1 / 19$268,310$309,810
Overview
Property Description
NEW CONSTRUCTION BY CENTEX HOMES! Available September 2026! The Rayburn, a move in ready home, features an open floorplan with three bedrooms plus a cook’s kitchen with an island.
Financial Info
- Price
- $268,310
- $ / Sqft
- $163
- HOA
- Yes - Mandatory / $600 / Annually
- HOA Name
- Alto
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.23%
- Est. Taxes
- $7,704.86
- Tax Year
- 2024
- Exemptions
- None
Legal Info
- Address
- 820 Cardenas ST
- County
- Hays
- City
- San Marcos
- State
- TX
- Zip
- 78666
- Subdivision
- Alto
- Legal Description
- 820 Cardenas St San Marcos, TX 78666
- Parcel
- 820 Cardenas St San Marcos, TX 78666
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Cooktop, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Cooktop, Microwave, Stainless Steel Appliance(s), Gas Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Wired for Data, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2025 / New
- Square Feet
- 1,644 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Faces Front, Garage Faces Rear
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type
- Acres
- 0.12
- Lot Description
- Interior Lot, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- HS
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Internet-Cable, Natural Gas Available, Phone Available, Sewer Available, Water Available
- Heat
- Central, ENERGY STAR Qualified Equipment, Natural Gas
- A C
- Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Exterior Features
- Fence
- Back Yard, Fenced, Privacy, Wood
- Exterior Features
- None
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds
Price history
Members only
Days on market
−$41,500 (−13.4%)
$309,810 → $268,310
1
Price reduction
Active
Since Aug 20, 2026
Price trend
List priceAug 2026 → Sep 2026
Property history2 events
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 2, 2026 | Price Decrease | $268,310−$41,500 (−13.4%) | −$41,500 (−13.4%) |
| Aug 20, 2026 | New Listing | — |
Taxes
Tax data isn’t available for this property’s county yet.
Schools
School Info
- District
- SanMarcosCONSISD
- Elementary
- Dezavala
- Middle
- Goodnight
- High
- San Marcos
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $268,310
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$2,223 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,223
- Principal & interest
- $1,357
- Property taxes
- $642
- Homeowners insurance
- $224
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $214,648 | $2,399 | $13,881 | $212,249 | |
| 2 | $212,249 | $2,560 | $13,721 | $209,689 | |
| 3 | $209,689 | $2,731 | $13,549 | $206,958 | |
| 4 | $206,958 | $2,914 | $13,366 | $204,043 | |
| 5 | $204,043 | $3,109 | $13,171 | $200,934 | |
| 6 | $200,934 | $3,318 | $12,963 | $197,616 | |
| 7 | $197,616 | $3,540 | $12,741 | $194,077 | |
| 8 | $194,077 | $3,777 | $12,504 | $190,300 | |
| 9 | $190,300 | $4,030 | $12,251 | $186,270 | |
| 10 | $186,270 | $4,300 | $11,981 | $181,970 |
- Year 1$212,249
- Principal paid
- $2,399
- Interest paid
- $13,881
- Starting balance
- $214,648
- Year 2$209,689
- Principal paid
- $2,560
- Interest paid
- $13,721
- Starting balance
- $212,249
- Year 3$206,958
- Principal paid
- $2,731
- Interest paid
- $13,549
- Starting balance
- $209,689
- Year 4$204,043
- Principal paid
- $2,914
- Interest paid
- $13,366
- Starting balance
- $206,958
- Year 5$200,934
- Principal paid
- $3,109
- Interest paid
- $13,171
- Starting balance
- $204,043
- Year 6$197,616
- Principal paid
- $3,318
- Interest paid
- $12,963
- Starting balance
- $200,934
- Year 7$194,077
- Principal paid
- $3,540
- Interest paid
- $12,741
- Starting balance
- $197,616
- Year 8$190,300
- Principal paid
- $3,777
- Interest paid
- $12,504
- Starting balance
- $194,077
- Year 9$186,270
- Principal paid
- $4,030
- Interest paid
- $12,251
- Starting balance
- $190,300
- Year 10$181,970
- Principal paid
- $4,300
- Interest paid
- $11,981
- Starting balance
- $186,270
First 10 of 30 years
Nearby
Courtesy of ERA Experts · (512) 270-4765
Listings courtesy of ACTRIS as distributed by MLS GRID.