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ActiveMLS #8263574

820 Cardenas ST, San Marcos TX 78666

San Marcos, TX 78666 · Alto

Single Family Residence for sale in Alto

3Bedrooms
2Bathrooms
1,644Square Ft
0.12Acres
2Garage
2025Year Built
Price Reduced
1 / 22
$269,210$309,810

Overview

Property Description

NEW CONSTRUCTION BY CENTEX HOMES! Available September 2026! The Rayburn, a move in ready home, features an open floorplan with three bedrooms plus a cook’s kitchen with an island.

Financial Info
Price
$269,210
$ / Sqft
$164
HOA
Yes - Mandatory / $600 / Annually
HOA Name
Alto
HOA Includes
Common Area Maintenance
Tax Rate
2.23%
Est. Taxes
$7,704.86
Tax Year
2024
Exemptions
None
Legal Info
Address
820 Cardenas ST
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Alto
Legal Description
820 Cardenas St San Marcos, TX 78666
Parcel
820 Cardenas St San Marcos, TX 78666
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Cooktop, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Cooktop, Microwave, Stainless Steel Appliance(s), Gas Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Wired for Data, Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2025 / New
Square Feet
1,644 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Faces Front, Garage Faces Rear
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type
Acres
0.12
Lot Description
Interior Lot, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HS
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Internet-Cable, Natural Gas Available, Phone Available, Sewer Available, Water Available
Heat
Central, ENERGY STAR Qualified Equipment, Natural Gas
A C
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Exterior Features
Fence
Back Yard, Fenced, Privacy, Wood
Exterior Features
None
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds

Price history

Days on market
−$40,600 (−13.1%)
$309,810 → $269,210
1
Price reduction
Active
Since Aug 20, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 12, 2026Price Increase$269,210+$900 (+0.3%)
Sep 2, 2026Price Decrease$268,310−$41,500 (−13.4%)
Aug 20, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
SanMarcosCONSISD
Elementary
Dezavala
Middle
Goodnight
High
San Marcos

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $269,210
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,227 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,227

Principal & interest
$1,361
Property taxes
$642
Homeowners insurance
$224

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$215,368$2,407$13,928$212,961
2$212,961$2,568$13,767$210,392
3$210,392$2,740$13,595$207,652
4$207,652$2,924$13,411$204,728
5$204,728$3,120$13,215$201,608
6$201,608$3,329$13,007$198,279
7$198,279$3,552$12,784$194,728
8$194,728$3,790$12,546$190,938
9$190,938$4,043$12,292$186,895
10$186,895$4,314$12,021$182,581
  • Year 1$212,961
    Principal paid
    $2,407
    Interest paid
    $13,928
    Starting balance
    $215,368
  • Year 2$210,392
    Principal paid
    $2,568
    Interest paid
    $13,767
    Starting balance
    $212,961
  • Year 3$207,652
    Principal paid
    $2,740
    Interest paid
    $13,595
    Starting balance
    $210,392
  • Year 4$204,728
    Principal paid
    $2,924
    Interest paid
    $13,411
    Starting balance
    $207,652
  • Year 5$201,608
    Principal paid
    $3,120
    Interest paid
    $13,215
    Starting balance
    $204,728
  • Year 6$198,279
    Principal paid
    $3,329
    Interest paid
    $13,007
    Starting balance
    $201,608
  • Year 7$194,728
    Principal paid
    $3,552
    Interest paid
    $12,784
    Starting balance
    $198,279
  • Year 8$190,938
    Principal paid
    $3,790
    Interest paid
    $12,546
    Starting balance
    $194,728
  • Year 9$186,895
    Principal paid
    $4,043
    Interest paid
    $12,292
    Starting balance
    $190,938
  • Year 10$182,581
    Principal paid
    $4,314
    Interest paid
    $12,021
    Starting balance
    $186,895
First 10 of 30 years

Nearby

Courtesy of ERA Experts · (512) 270-4765

Listings courtesy of ACTRIS as distributed by MLS GRID.