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ActiveMLS #5570002

824 Willow Creek CIR, San Marcos TX 78666

San Marcos, TX 78666 · Willow Creek I

Single Family Residence for sale in Willow Creek I

4Bedrooms
2 full / 1 halfBathrooms
1,981Square Ft
0.85Acres
2Garage
1981Year Built
New
1 / 33
$489,000

Overview

Property Description

Amazing Opportunity to live the country life just 10 minutes to downtown San Marcos and 7 minutes to the new HEB. NO CITY TAXES (tax rate 1.6%)! NO HOA! Beautiful .85-acre lot with many mature oak trees. The living room features cathedral ceilings with a lovely woodburning fireplace, built-ins, a built-in wet bar and a quaint space just off of the living room that would make a cozy reading nook. The primary bedroom has a sliding glass door that leads to the patio in the back. The primary bedroom has a large walk-in closet with a double vanity. New Roof 2026, new water heater 2024. Pella Windows.

Financial Info
Price
$489,000
$ / Sqft
$247
HOA
None
Tax Rate
1.6%
Est. Taxes
$6,500
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
824 Willow Creek CIR
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Willow Creek I
Legal Description
WILLOW CREEK I LOT 27 0.85 AC GEO#90209189
Parcel
R48083
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Free-Standing Electric Range, RNGHD, Free-Standing Refrigerator, Electric Water Heater
Laundry
In Garage
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Bar, Bookcases, Ceiling Fan(s), Cathedral Ceiling(s), Laminate Counters, Double Vanity, Electric Dryer Hookup, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Wet Bar, Closed Circuit Camera(s), Smoke Detector(s), Screens
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1981 / Resale
Square Feet
1,981 / Public Records
Garages
2
Garage Desc
Driveway
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Masonry – Partial
Acres
0.85
Lot Description
Back Yard, Level, Trees-Large (Over 40 Ft), Many Trees
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HS
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Available, Phone Available, Water Available, Water Connected
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Chain Link, Partial
Exterior Features
Dog Run, Gutters Full, No Exterior Steps, Front Porch, Patio
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Main level

  • Primary Bedroom

    Lovely sliding glass door leading to patio in the backyard.

Price history

Days on market
$489,000
List price
0
Price reductions
Active
Since Nov 8, 2026
Property history1 event
DateEventPriceChange
Nov 8, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
San Marcos CISD
Elementary
Hernandez
Middle
Miller
High
San Marcos

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $489,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,423 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,423

Principal & interest
$2,473
Property taxes
$542
Homeowners insurance
$408

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$391,200$4,373$25,299$386,827
2$386,827$4,665$25,006$382,162
3$382,162$4,978$24,694$377,184
4$377,184$5,311$24,361$371,873
5$371,873$5,667$24,005$366,206
6$366,206$6,046$23,625$360,160
7$360,160$6,451$23,220$353,708
8$353,708$6,883$22,788$346,825
9$346,825$7,344$22,327$339,480
10$339,480$7,836$21,836$331,644
  • Year 1$386,827
    Principal paid
    $4,373
    Interest paid
    $25,299
    Starting balance
    $391,200
  • Year 2$382,162
    Principal paid
    $4,665
    Interest paid
    $25,006
    Starting balance
    $386,827
  • Year 3$377,184
    Principal paid
    $4,978
    Interest paid
    $24,694
    Starting balance
    $382,162
  • Year 4$371,873
    Principal paid
    $5,311
    Interest paid
    $24,361
    Starting balance
    $377,184
  • Year 5$366,206
    Principal paid
    $5,667
    Interest paid
    $24,005
    Starting balance
    $371,873
  • Year 6$360,160
    Principal paid
    $6,046
    Interest paid
    $23,625
    Starting balance
    $366,206
  • Year 7$353,708
    Principal paid
    $6,451
    Interest paid
    $23,220
    Starting balance
    $360,160
  • Year 8$346,825
    Principal paid
    $6,883
    Interest paid
    $22,788
    Starting balance
    $353,708
  • Year 9$339,480
    Principal paid
    $7,344
    Interest paid
    $22,327
    Starting balance
    $346,825
  • Year 10$331,644
    Principal paid
    $7,836
    Interest paid
    $21,836
    Starting balance
    $339,480
First 10 of 30 years

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Courtesy of Central Metro Realty · (512) 454-6873

Listings courtesy of ACTRIS as distributed by MLS GRID.