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ActiveMLS #6388550

2985 Prairie BLF, Seguin TX 78155

Seguin, TX 78155 · MILL CREEK CROSSING

Single Family Residence for sale in MILL CREEK CROSSING

4Bedrooms
3 full / 1 halfBathrooms
3,583Square Ft
0.18Acres
2Garage
2006Year Built
Price Reduced
1 / 25
$395,000$410,000
3D tour

Overview

Property Description

**4 Beds + Private Office + Media Room + Second Living Area** Welcome to spacious living in Mill Creek Crossing, one of Seguin’s growing communities with everyday convenience, neighborhood charm, and room to grow. This two-story home offers the kind of flexible floor plan buyers are looking for, with 4 bedrooms plus a private office, plus a media room, plus a second living area/bonus room. Most of the interior was recently painted, giving the home a fresh, move-in ready feel. The open main living area features high ceilings, great natural light, and an easy flow between the kitchen, dining, and living spaces, making the floor plan ideal for everyday living and entertaining. The kitchen includes granite countertops, a center island, and plenty of room for cooking and gathering. The main-level primary suite offers privacy and comfort with an over-sized walk-in closet, soaking tub, separate shower, and dual vanity. A dedicated office on the first floor is ideal for working from home, studying, or keeping household tasks organized. Upstairs, the additional bedrooms are joined by a media room and a second living area, creating excellent separation for movie nights, game space, guests, hobbies, or multi-generational living. The backyard offers room to relax, play, garden, or entertain under mature trees, and the back porch is a perfect spot to enjoy your morning cup of coffee or evening beverage. A neighborhood playground is just down the street, adding to the community feel. Seguin continues to attract attention for its small-town warmth, historic downtown, strong job growth, access to New Braunfels, San Antonio, Kyle, Buda, and Austin, and expanding shopping, dining, and services. Seguin Crossing is bringing new national retailers and the larger Seguin Town Center is planned near I-10 and Highway 46, plus a new Costco in nearby New Braunfels.

Financial Info
Price
$395,000
$ / Sqft
$110
HOA
Yes - Mandatory / $220 / Annually
HOA Name
MILL CREEK CROSSING HOMEOWNERS ASSOCIATION
HOA Includes
Common Area Maintenance
Tax Rate
2.0667%
Est. Taxes
$7,867
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
2985 Prairie BLF
County
Guadalupe
City
Seguin
State
TX
Zip
78155
Subdivision
MILL CREEK CROSSING
Legal Description
Mill Creek Crossing #1A Lot 62
Parcel
1G21021A0006200000
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Entrance Foyer, French Doors, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Study/Home Office, Walk-In Closet(s), Security System Owned, Double Pane Windows
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2006 / Resale
Square Feet
3,583 / Public Records
Garages
2
Garage Desc
Attached, Door-Multi, Driveway, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick, HardiPlank Type, Stone
Acres
0.18
Lot Description
Back Yard, Front Yard, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft)
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
GU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Private Yard, Rear Porch
Pool On Property
No
Area Amenities
Park, Playground

Rooms

Rooms14 rooms

Main level

  • Living Room

    High Ceilings

  • Laundry
  • Primary Bathroom

    GranCnt, Dual Vanity, Full Bath, Garden Tub, Separate Shower

  • Bathroom

    Half Bath

  • Dining Room
  • Office

    Ceiling Fan(s)

  • Primary Bedroom

    HUGE walk-in closet!

    Full Bath, High Ceilings, Walk-In Closet(s)

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, Open to Family Room, Pantry, Recessed Lighting

Second level

  • Bedroom
  • Bedroom
  • Bathroom

    Shower/tub combo

    Full Bath

  • Bedroom
  • Media Room
  • Bonus Room

Price history

Members only
Days on market
−$15,000 (−3.7%)
$410,000 → $395,000
2
Price reductions
Active
Since Jun 30, 2026
Price trend
List priceJun 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 22, 2026Price Decrease$395,000−$5,000 (−1.3%)
Jul 14, 2026Price Decrease$400,000−$10,000 (−2.4%)
Jun 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Navarro ISD
Elementary
Navarro
Middle
Navarro
High
Navarro

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $395,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,982 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,982

Principal & interest
$1,997
Property taxes
$656
Homeowners insurance
$329

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$316,000$3,532$20,436$312,468
2$312,468$3,769$20,199$308,699
3$308,699$4,021$19,947$304,678
4$304,678$4,290$19,678$300,388
5$300,388$4,578$19,390$295,811
6$295,811$4,884$19,084$290,927
7$290,927$5,211$18,757$285,715
8$285,715$5,560$18,408$280,155
9$280,155$5,933$18,035$274,222
10$274,222$6,330$17,638$267,893
  • Year 1$312,468
    Principal paid
    $3,532
    Interest paid
    $20,436
    Starting balance
    $316,000
  • Year 2$308,699
    Principal paid
    $3,769
    Interest paid
    $20,199
    Starting balance
    $312,468
  • Year 3$304,678
    Principal paid
    $4,021
    Interest paid
    $19,947
    Starting balance
    $308,699
  • Year 4$300,388
    Principal paid
    $4,290
    Interest paid
    $19,678
    Starting balance
    $304,678
  • Year 5$295,811
    Principal paid
    $4,578
    Interest paid
    $19,390
    Starting balance
    $300,388
  • Year 6$290,927
    Principal paid
    $4,884
    Interest paid
    $19,084
    Starting balance
    $295,811
  • Year 7$285,715
    Principal paid
    $5,211
    Interest paid
    $18,757
    Starting balance
    $290,927
  • Year 8$280,155
    Principal paid
    $5,560
    Interest paid
    $18,408
    Starting balance
    $285,715
  • Year 9$274,222
    Principal paid
    $5,933
    Interest paid
    $18,035
    Starting balance
    $280,155
  • Year 10$267,893
    Principal paid
    $6,330
    Interest paid
    $17,638
    Starting balance
    $274,222
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.