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105 Tom Tom 3451579Edit search
ActiveMLS #3451579

105 Tom Tom, Smithville TX 78957

Smithville, TX 78957 · Indian Lake

Single Family Residence for sale in Indian Lake

3Bedrooms
1 full / 1 halfBathrooms
1,200Square Ft
0.46Acres
2Garage
1978Year Built
1 / 40
$249,000
3D tour

Overview

Property Description

Discover the perfect blend of space and serenity in the heart of Smithville! This inviting 3-bedroom, 2-bathroom home sits on a nearly half-acre lot, offering ample room for outdoor living and gardening. 20’X30’ garage/workshop. New septic, Leveled home, and New HVAC installed 2024/2025. Located in the desirable Indian Lake community, residents enjoy access to a beautiful lake, fishing pier, park, pool. With low HOA fees and a peaceful, country setting just minutes from historic downtown Smithville, this property provides an incredible opportunity to embrace a relaxed lifestyle . Don't miss your chance to own a piece of paradise!

Financial Info
Price
$249,000
$ / Sqft
$208
HOA
Yes - Mandatory / $200 / Annually
HOA Name
Indian lake owner Association
HOA Includes
Common Area Maintenance
Tax Rate
1.47%
Est. Taxes
$107,190
Tax Year
2026
Exemptions
Disability, Homestead
Legal Info
Address
105 Tom Tom
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Indian Lake
Legal Description
Indian Lake section 2, Lot 434,435,436,437
Parcel
80093, 20077,20074
Interior Features
Floor
Carpet, Wood
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher
Laundry
In Bathroom
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), Entrance Foyer, French Doors, Kitchen Island, No Interior Steps, Primary Bedroom on Main, Washer Hookup, None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
1 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1978 / Resale
Square Feet
1,200 / Public Records
Garages
2
Garage Desc
Detached
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
HardiPlank Type
Acres
0.46
Lot Description
Back Yard, Few Trees, Front Yard, Level, Public Maintained Road
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
SV
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
Electricity Connected, Propane, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Livestock
Exterior Features
Private Yard, Covered, Front Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill

Rooms

Rooms2 rooms

Main level

  • Kitchen

    Center Island, Laminate Counters, Two Primary Closets

  • Primary Bedroom

    None

Price history

Members only
Days on market
$249,000
List price
0
Price reductions
Active
Since Aug 2, 2026
Property history1 event
DateEventPriceChange
Aug 2, 2026New Listing

Taxes

General Information
Owner
BRADSHAW, DOUG CLARK & MICHELLE L
Legal
INDIAN LAKE SECTION 2, LOT 435
Geo ID
20077
Acreage
0.12
Exemptions
Exemption Type
DISLOC, Homestead, DIS
Taxing Units
T1
BASTROP COUNTY
T2
SMITHVILLE ISD
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$107,190
MLS tax year
2026
CAD estimated taxes
$757.27
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$19,687$122,543$142,230$142,230$142,230
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$142,230$142,230———$498.50BASTROP COUNTY
$142,230$915———$8.62SMITHVILLE ISD
$142,230$142,230———$142.23BASTROP COUNTY EMERGENCY SVC DIST #3
$142,230$137,992———$107.92COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Smithville ISD
Elementary
Brown Primary
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $249,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$10,400 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $10,400

Principal & interest
$1,259
Property taxes
$8,933
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$199,200$2,227$12,882$196,973
2$196,973$2,376$12,733$194,598
3$194,598$2,535$12,574$192,063
4$192,063$2,704$12,404$189,359
5$189,359$2,886$12,223$186,473
6$186,473$3,079$12,030$183,394
7$183,394$3,285$11,824$180,109
8$180,109$3,505$11,604$176,604
9$176,604$3,740$11,369$172,864
10$172,864$3,990$11,119$168,874
  • Year 1$196,973
    Principal paid
    $2,227
    Interest paid
    $12,882
    Starting balance
    $199,200
  • Year 2$194,598
    Principal paid
    $2,376
    Interest paid
    $12,733
    Starting balance
    $196,973
  • Year 3$192,063
    Principal paid
    $2,535
    Interest paid
    $12,574
    Starting balance
    $194,598
  • Year 4$189,359
    Principal paid
    $2,704
    Interest paid
    $12,404
    Starting balance
    $192,063
  • Year 5$186,473
    Principal paid
    $2,886
    Interest paid
    $12,223
    Starting balance
    $189,359
  • Year 6$183,394
    Principal paid
    $3,079
    Interest paid
    $12,030
    Starting balance
    $186,473
  • Year 7$180,109
    Principal paid
    $3,285
    Interest paid
    $11,824
    Starting balance
    $183,394
  • Year 8$176,604
    Principal paid
    $3,505
    Interest paid
    $11,604
    Starting balance
    $180,109
  • Year 9$172,864
    Principal paid
    $3,740
    Interest paid
    $11,369
    Starting balance
    $176,604
  • Year 10$168,874
    Principal paid
    $3,990
    Interest paid
    $11,119
    Starting balance
    $172,864
First 10 of 30 years

Nearby

Courtesy of Coldwell Banker, G-M & Assoc. · (512) 303-5400

Listings courtesy of ACTRIS as distributed by MLS GRID.