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ActiveMLS #4689823

106 Caddo, Smithville TX 78957

Smithville, TX 78957 · Indian Lake

Single Family Residence for sale in Indian Lake

2Bedrooms
1Bathrooms
1,194Square Ft
0.21Acres
0Garage
1978Year Built
Price Reduced
1 / 13
$300,000$350,000

Overview

Property Description

Here is your rare opportunity to own LAKE FRONT property on Indian Lake! Imagine waking up to the sounds of nature and spending your days fishing for largemouth bass, crappie, perch, and catfish in the stocked lake, just steps from your back door. Sounds really nice, right? Keep reading, it gets better! The totally renovated home which is approximately 1200sf with 2 large bedrooms and 1 bath includes a brand-new roof, new septic system, new windows, updated electrical and plumbing system, flooring, new central ac/heat system, interior/exterior doors, and low maintenance Trex decking on back and side porches. Fresh paint and new hardi board siding gives the home a fresh, welcoming facade. Situated on a quiet cul-de-sac, your privacy is ensured, making this an ideal spot to unwind. The community amenities include a pool, pavilion with BBQ area, lighted fishing pier, boat ramp, and playground. Don't miss this rare opportunity to own lake front property on Indian Lake, where every day feels like a vacation. Centrally located off FM 153 just 7 miles NE of Smithville, 14 miles E of Bastrop, 16 miles W of La Grange, and 13 miles S of Gidding. Austin’s Bergstrom International Airport is just 36 miles away.

Financial Info
Price
$300,000
$ / Sqft
$251
HOA
Yes - Mandatory / $150 / Annually
HOA Name
Indian Lake
HOA Includes
See Remarks
Tax Rate
1.34525%
Est. Taxes
$2,375
Tax Year
2024
Exemptions
None
Legal Info
Address
106 Caddo
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Indian Lake
Legal Description
INDIAN LAKE SECTION 1, LOT 87
Parcel
18790
Interior Features
Floor
Wood
Num Living
1
Dining
1
Appliances
Electric Range
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Entrance Foyer, Primary Bedroom on Main, None, Aluminum Frames
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1978 / Updated/Remodeled
Square Feet
1,194 / Public Records
Garage Desc
Open
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type
Acres
0.21
Lot Description
Cul-De-Sac, Front Yard, Gentle Sloping, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Deed Restrictions
Flood Plain
Yes-100 yr
View
Lake
Water Access
Yes
Waterfront
Yes
Area
SV
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Partial, Wood
Exterior Features
None, Covered, Deck, Rear Porch, Side Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Fishing, Lake, Playground, Pool

Rooms

Rooms4 rooms

Main level

  • Primary Bedroom

    Recessed Lighting

  • Kitchen

    Open to Family Room, Recessed Lighting

  • Bedroom

    Recessed Lighting

  • Primary Bathroom

    Full Bath

Price history

Members only
Days on market
−$50,000 (−14.3%)
$350,000 → $300,000
2
Price reductions
Active
Since May 5, 2025
Price trend
List priceMay 2025 → Apr 2026
Property history7 events
DateEventPriceChange
Apr 21, 2026Price Decrease$300,000−$25,000 (−7.7%)
Mar 13, 2026Back On Market
Mar 9, 2026Active Under Contract
Sep 14, 2025Back On Market
Sep 7, 2025Active Under Contract
Jul 21, 2025Price Decrease$325,000−$25,000 (−7.1%)
May 5, 2025New Listing

Taxes

General Information
Owner
EVO FREIGHT AND LOGISTIC SERVICES LLC
Legal
INDIAN LAKE SECTION 1, LOT 87
Geo ID
18790
Acreage
0.21
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
SMITHVILLE ISD
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$2,375
MLS tax year
2024
CAD estimated taxes
$2,173.00
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$41,406$106,297$147,703$147,703$147,703
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$147,703$147,703———$517.68BASTROP COUNTY
$147,703$147,703———$1,392.10SMITHVILLE ISD
$147,703$147,703———$147.70BASTROP COUNTY EMERGENCY SVC DIST #3
$147,703$147,703———$115.52COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Smithville ISD
Elementary
Smithville
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $300,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,965 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,965

Principal & interest
$1,517
Property taxes
$198
Homeowners insurance
$250

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$240,000$2,683$15,521$237,317
2$237,317$2,862$15,341$234,455
3$234,455$3,054$15,150$231,401
4$231,401$3,258$14,945$228,143
5$228,143$3,477$14,727$224,666
6$224,666$3,709$14,494$220,957
7$220,957$3,958$14,246$216,999
8$216,999$4,223$13,981$212,776
9$212,776$4,506$13,698$208,270
10$208,270$4,808$13,396$203,463
  • Year 1$237,317
    Principal paid
    $2,683
    Interest paid
    $15,521
    Starting balance
    $240,000
  • Year 2$234,455
    Principal paid
    $2,862
    Interest paid
    $15,341
    Starting balance
    $237,317
  • Year 3$231,401
    Principal paid
    $3,054
    Interest paid
    $15,150
    Starting balance
    $234,455
  • Year 4$228,143
    Principal paid
    $3,258
    Interest paid
    $14,945
    Starting balance
    $231,401
  • Year 5$224,666
    Principal paid
    $3,477
    Interest paid
    $14,727
    Starting balance
    $228,143
  • Year 6$220,957
    Principal paid
    $3,709
    Interest paid
    $14,494
    Starting balance
    $224,666
  • Year 7$216,999
    Principal paid
    $3,958
    Interest paid
    $14,246
    Starting balance
    $220,957
  • Year 8$212,776
    Principal paid
    $4,223
    Interest paid
    $13,981
    Starting balance
    $216,999
  • Year 9$208,270
    Principal paid
    $4,506
    Interest paid
    $13,698
    Starting balance
    $212,776
  • Year 10$203,463
    Principal paid
    $4,808
    Interest paid
    $13,396
    Starting balance
    $208,270
First 10 of 30 years

Nearby

Courtesy of Arrow Creek Properties, LLC · (979) 229-7804

Listings courtesy of ACTRIS as distributed by MLS GRID.