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124 Fm 2571 3264006Edit search
ActiveMLS #3264006

124 Fm 2571, Smithville TX 78957

Smithville, TX 78957 · Finca De Lujo

Single Family Residence for sale in Finca De Lujo

3Bedrooms
1Bathrooms
1,040Square Ft
0.36Acres
0Garage
1955Year Built
New
1 / 40
$199,990

Overview

Property Description

Charming 3 bedroom, 1 bath home on a 0.362-acre corner lot in Smithville, offering 1,040 sq ft with covered deck/patio space. Metal roof and HardiPlank/wood siding construction. The home needs updating and is being sold as-is, offering a great opportunity for an investor or owner-builder. Public utilities available. Don't miss this opportunity close to downtown Smithville.

Financial Info
Price
$199,990
$ / Sqft
$192
HOA
None
Tax Rate
2.5323%
Est. Taxes
$2,608.6
Tax Year
2026
Exemptions
None
Legal Info
Address
124 Fm 2571
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Finca De Lujo
Legal Description
FINCA DE LUJO LOT 2
Parcel
8702332
Interior Features
Floor
Wood
Num Living
1
Dining
1
Appliances
Dryer, Free-Standing Electric Range, Washer, Electric Water Heater
Laundry
Outside
Master Main
Yes
Interior Features
None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1955 / Resale
Square Feet
1,040 / Public Records
Garage Desc
Gated, Gravel
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
HardiPlank Type, Metal Siding, Wood Siding
Acres
0.36
Lot Description
Corner Lot, Trees-Heavy, Views
Restrictions
None
Flood Plain
No
View
Garden
Water Access
No
Waterfront
No
Area
SV
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Phone Available, Sewer Connected, Water Connected
Heat
Electric
A C
Electric, Wall/Window Unit(s)
Exterior Features
Fence
Barbed Wire, Wood
Exterior Features
Dog Run, Covered, Deck, Patio
Pool On Property
No

Price history

Members only
Days on market
$199,990
List price
0
Price reductions
Active
Since Sep 21, 2026
Property history1 event
DateEventPriceChange
Sep 21, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Smithville ISD
Elementary
Smithville
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $199,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,395 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,395

Principal & interest
$1,011
Property taxes
$217
Homeowners insurance
$167

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$159,992$1,788$10,347$158,204
2$158,204$1,908$10,227$156,296
3$156,296$2,036$10,099$154,260
4$154,260$2,172$9,963$152,088
5$152,088$2,318$9,817$149,770
6$149,770$2,473$9,662$147,297
7$147,297$2,638$9,497$144,659
8$144,659$2,815$9,320$141,844
9$141,844$3,004$9,131$138,840
10$138,840$3,205$8,930$135,635
  • Year 1$158,204
    Principal paid
    $1,788
    Interest paid
    $10,347
    Starting balance
    $159,992
  • Year 2$156,296
    Principal paid
    $1,908
    Interest paid
    $10,227
    Starting balance
    $158,204
  • Year 3$154,260
    Principal paid
    $2,036
    Interest paid
    $10,099
    Starting balance
    $156,296
  • Year 4$152,088
    Principal paid
    $2,172
    Interest paid
    $9,963
    Starting balance
    $154,260
  • Year 5$149,770
    Principal paid
    $2,318
    Interest paid
    $9,817
    Starting balance
    $152,088
  • Year 6$147,297
    Principal paid
    $2,473
    Interest paid
    $9,662
    Starting balance
    $149,770
  • Year 7$144,659
    Principal paid
    $2,638
    Interest paid
    $9,497
    Starting balance
    $147,297
  • Year 8$141,844
    Principal paid
    $2,815
    Interest paid
    $9,320
    Starting balance
    $144,659
  • Year 9$138,840
    Principal paid
    $3,004
    Interest paid
    $9,131
    Starting balance
    $141,844
  • Year 10$135,635
    Principal paid
    $3,205
    Interest paid
    $8,930
    Starting balance
    $138,840
First 10 of 30 years

Nearby

Courtesy of Stanberry REALTORS · (512) 303-5065

Listings courtesy of ACTRIS as distributed by MLS GRID.