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Active Under ContractMLS #4882404

131 Moccasin Bend DR, Smithville TX 78957

Smithville, TX 78957 · Lake Thunderbird

Single Family Residence for sale in Lake Thunderbird

2Bedrooms
1 full / 1 halfBathrooms
1,248Square Ft
0.75Acres
0Garage
2001Year Built
1 / 40
$294,000$350,000

Overview

Property Description

STR ALLOWED* 4 lots included in this listing Welcome to your serene lakeside retreat at 131 Moccasin Bend Drive in Smithville, TX! This charming 2-bedroom, 1.5-bathroom home offers 1,248 square feet of comfortable living space, nestled on a .75 acre lot. Enjoy the perks of lakefront living with direct access to Lake Thunderbird and a boat ramp, perfect for weekend adventures. The property features ample additional parking, ensuring convenience for you and your guests. The kitchen is well-equipped with a range and dishwasher, and has been updated with a new dishwasher in 2025. A new water heater was installed in 2023, adding to the home's modern amenities. Relax on your expansive deck, soaking in incredible lake views, or take advantage of the stocked fishing pier. Explore the property's walking trails, surrounded by lush cedar, pine, and oak trees. This secluded haven includes private outdoor space, and a secure electric gate for peace of mind. With short-term rental (STR) allowed, this is an ideal opportunity for both personal enjoyment and investment. Don't miss this unique chance to own a piece of paradise just 6 miles northeast of Smithville!

Financial Info
Price
$294,000
$ / Sqft
$236
HOA
Yes - Mandatory / $13 / Monthly
HOA Name
Lake Thunderbird
HOA Includes
Common Area Maintenance
Tax Rate
1.3453%
Est. Taxes
$3,740
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
131 Moccasin Bend DR
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Lake Thunderbird
Legal Description
LAKE THUNDERBIRD SEC 4, LOT 40 - 43
Parcel
16520
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Electric Range, Microwave, Portable Dishwasher, Refrigerator
Laundry
In Kitchen
Master Main
Yes
Interior Features
Ceiling Fan(s), Electric Dryer Hookup, Kitchen Island, Open Floorplan, Washer Hookup, None
General Info
Beds
2 Total / 1 Main Level / 1 Other Level
Full / Half Baths
1 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2001 / Resale
Square Feet
1,248 / Public Records
Garage Desc
Gravel, Open, Outside
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
HardiPlank Type
Acres
0.75
Lot Description
Cleared, Native Plants, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Deed Restrictions
Flood Plain
Yes-500 yr
View
Neighborhood, Trees/Woods
Water Access
Yes
Waterfront
Yes
Area
SV
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
Underground Utilities
Heat
Central
A C
Ceiling Fan(s), Multi Units
Exterior Features
Fence
Fenced, Perimeter, Wire
Exterior Features
Exterior Steps, Gutters Partial, Private Yard, Covered, Deck, Porch, Rear Porch
Pool On Property
No
Area Amenities
Lake

Rooms

Rooms1 room

Second level

  • Primary Bedroom

    Ceiling Fan(s)

Price history

Members only
Days on market
−$56,000 (−16%)
$350,000 → $294,000
5
Price reductions
Active Under Contract
Since Oct 31, 2025
Price trend
List priceOct 2025Aug 2026
Property history7 events
DateEventPriceChange
Aug 29, 2026Active Under Contract
Aug 3, 2026Price Decrease$294,000−$5,000 (−1.7%)
Apr 26, 2026Price Decrease$299,000−$20,000 (−6.3%)
Mar 13, 2026Price Decrease$319,000−$9,000 (−2.7%)
Jan 17, 2026Price Decrease$328,000−$10,000 (−3%)
Dec 11, 2025Price Decrease$338,000−$12,000 (−3.4%)
Oct 31, 2025New Listing

Taxes

General Information
Owner
CAMPBELL, JORDAN & NATALIE ELIZABETH ALLEN
Legal
Lake Thunderbird Sec 4, Lot 40 - 43
Geo ID
16520
Acreage
0.75
Exemptions
Exemption Type
Homestead
Taxing Units
T1
BASTROP COUNTY
T2
SMITHVILLE ISD
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$3,740
MLS tax year
2025
CAD estimated taxes
$3,177.09
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$193,267$124,750$318,017$318,017$305,800
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$305,800$305,800$1,071.80BASTROP COUNTY
$305,800$165,800$1,562.67SMITHVILLE ISD
$305,800$305,800$305.80BASTROP COUNTY EMERGENCY SVC DIST #3
$305,800$302,800$236.82COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Smithville ISD
Elementary
Smithville
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $294,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,044 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,044

Principal & interest
$1,487
Property taxes
$312
Homeowners insurance
$245

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$235,200$2,629$15,211$232,571
2$232,571$2,805$15,035$229,766
3$229,766$2,993$14,847$226,773
4$226,773$3,193$14,646$223,580
5$223,580$3,407$14,432$220,173
6$220,173$3,635$14,204$216,538
7$216,538$3,879$13,961$212,659
8$212,659$4,139$13,701$208,521
9$208,521$4,416$13,424$204,105
10$204,105$4,711$13,128$199,393
  • Year 1$232,571
    Principal paid
    $2,629
    Interest paid
    $15,211
    Starting balance
    $235,200
  • Year 2$229,766
    Principal paid
    $2,805
    Interest paid
    $15,035
    Starting balance
    $232,571
  • Year 3$226,773
    Principal paid
    $2,993
    Interest paid
    $14,847
    Starting balance
    $229,766
  • Year 4$223,580
    Principal paid
    $3,193
    Interest paid
    $14,646
    Starting balance
    $226,773
  • Year 5$220,173
    Principal paid
    $3,407
    Interest paid
    $14,432
    Starting balance
    $223,580
  • Year 6$216,538
    Principal paid
    $3,635
    Interest paid
    $14,204
    Starting balance
    $220,173
  • Year 7$212,659
    Principal paid
    $3,879
    Interest paid
    $13,961
    Starting balance
    $216,538
  • Year 8$208,521
    Principal paid
    $4,139
    Interest paid
    $13,701
    Starting balance
    $212,659
  • Year 9$204,105
    Principal paid
    $4,416
    Interest paid
    $13,424
    Starting balance
    $208,521
  • Year 10$199,393
    Principal paid
    $4,711
    Interest paid
    $13,128
    Starting balance
    $204,105
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.