191 Pine Valley LOOP, Smithville TX 78957
Smithville, TX 78957 · Pine Valley Estates
Single Family Residence for sale in Pine Valley Estates
Overview
Property Description
Just over 10 acres of trees, wet weather creeks, nature, space, quiet and private living. This spectacular property offers native flora all throughout the spacious 10 acres and a 3BD/2BA home with a stellar wraparound porch complete with metal roof (imagine sitting on your porch at sunset with a mug of tea watching the wildlife and sun set!). The home offers a flexible floor plan with galley kitchen and large dining and living room. One bedroom downstairs and two others upstairs. Plenty of storage throughout with custom wood built-ins and real wood kitchen cabinets. Stainless fridge conveys. Property is in a partial floodplain, but the house itself is above flooding zones (see attached certificate). No restrictions, so many possibilities! For an aerial video tour of the property, see this link: https://drive.google.com/file/d/130U5A1Ih-FDby8sfqLkrE1PVGby1bnNO/view?usp=sharing
Financial Info
- Price
- $465,000
- $ / Sqft
- $276
- HOA
- None
- Tax Rate
- 1.55%
- Est. Taxes
- $5,700
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 191 Pine Valley LOOP
- County
- Bastrop
- City
- Smithville
- State
- TX
- Zip
- 78957
- Subdivision
- Pine Valley Estates
- Legal Description
- PINE VALLEY ESTATES SEC 1, LOT 244, 245 & FR 268, ACRES 10.5240
- Parcel
- 42382
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Electric Oven, Electric Range, Microwave, Free-Standing Refrigerator, Stainless Steel Appliance(s), Electric Water Heater
- Laundry
- Laundry Room, Lower Level
- Master Main
- Yes
- Interior Features
- Built-in Features, Ceiling Fan(s), Electric Dryer Hookup, Natural Woodwork, Track Lighting, None, Insulated Windows, Screens
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 1993 / Resale
- Square Feet
- 1,683 / Public Records
- Garage Desc
- Driveway, Unpaved
- Foundation
- Raised
- Roof
- Metal
- Construction
- Vinyl Siding
- Acres
- 10.52
- Lot Description
- Private, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees
- Restrictions
- None
- Flood Plain
- See Remarks, Partial
- View
- Rural, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- SV
Utility Info
- Water
- Public
- Sewer
- Aerobic Septic, Septic Tank
- Utilities
- Electricity Connected, Internet-Fiber, Sewer Connected
- Heat
- Central, Electric, Heat Pump
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Barbed Wire, Partial, Wire
- Exterior Features
- See Remarks, Covered, Deck, Front Porch, Porch, Wrap Around
- Pool On Property
- No
- Area Amenities
- None
Rooms
Second level
- Bedroom
- Primary Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 29, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Smithville ISD
- Elementary
- Smithville
- Middle
- Smithville
- High
- Smithville
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,214 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,214
- Principal & interest
- $2,351
- Property taxes
- $475
- Homeowners insurance
- $388
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $372,000 | $4,158 | $24,058 | $367,842 | |
| 2 | $367,842 | $4,436 | $23,779 | $363,406 | |
| 3 | $363,406 | $4,734 | $23,482 | $358,672 | |
| 4 | $358,672 | $5,051 | $23,165 | $353,622 | |
| 5 | $353,622 | $5,389 | $22,827 | $348,233 | |
| 6 | $348,233 | $5,750 | $22,466 | $342,483 | |
| 7 | $342,483 | $6,135 | $22,081 | $336,348 | |
| 8 | $336,348 | $6,546 | $21,670 | $329,803 | |
| 9 | $329,803 | $6,984 | $21,232 | $322,819 | |
| 10 | $322,819 | $7,452 | $20,764 | $315,367 |
- Year 1$367,842
- Principal paid
- $4,158
- Interest paid
- $24,058
- Starting balance
- $372,000
- Year 2$363,406
- Principal paid
- $4,436
- Interest paid
- $23,779
- Starting balance
- $367,842
- Year 3$358,672
- Principal paid
- $4,734
- Interest paid
- $23,482
- Starting balance
- $363,406
- Year 4$353,622
- Principal paid
- $5,051
- Interest paid
- $23,165
- Starting balance
- $358,672
- Year 5$348,233
- Principal paid
- $5,389
- Interest paid
- $22,827
- Starting balance
- $353,622
- Year 6$342,483
- Principal paid
- $5,750
- Interest paid
- $22,466
- Starting balance
- $348,233
- Year 7$336,348
- Principal paid
- $6,135
- Interest paid
- $22,081
- Starting balance
- $342,483
- Year 8$329,803
- Principal paid
- $6,546
- Interest paid
- $21,670
- Starting balance
- $336,348
- Year 9$322,819
- Principal paid
- $6,984
- Interest paid
- $21,232
- Starting balance
- $329,803
- Year 10$315,367
- Principal paid
- $7,452
- Interest paid
- $20,764
- Starting balance
- $322,819
Nearby
Courtesy of All City Real Estate Ltd. Co · (866) 277-6005
Listings courtesy of ACTRIS as distributed by MLS GRID.