ActiveMLS #8647092

305 String Prairie WAY, Smithville TX 78957

Name: 305 String Prairie WAY, Smithville, TX 78957
SKU: 8647092
Price: 344872 USD
Availability: InStock

Smithville, TX 78957 · The Prairie

Single Family Residence for sale in The Prairie

$354,600

$344,872

1,576

0.22

2025

Price Reduced

1 / 26

$344,872$354,600

Overview

Property Description

BUYER INCENTIVES ARE AVAILABLE. Contact Listing Agent for details regarding available incentives. Discover The Prairie Subdivision. It is a thoughtfully designed neighborhood that blends comfort, quality, and small-town charm. These newly constructed homes are built with durability in mind, offering the perfect combination of style and long-term peace of mind. Every home comes with 1- 2-10-year warranty coverage, ensuring confidence in your investment for years to come. Each home rests on an engineered slab foundation, designed to provide strength, stability, and protection against shifting soils common in Central Texas. Combined with modern construction standards, this foundation delivers lasting quality and reduces maintenance concerns down the road. Inside, you will find fenced-in backyards for privacy, spacious open layouts filled with natural light, modern kitchens for cooking and entertaining, and generous living areas made for gatherings or quiet evenings. The Prairie was created with timeless style, strength, and a sense of pride. Residents can enjoy leisurely walks and bike rides along well-lit sidewalks, a secluded entrance, and a welcoming atmosphere that encourages friendly neighborhood connections. This peaceful setting makes it easy to relax outdoors, play, or simply enjoy the community around you. Nestled in the heart of Smithville, TX, The Prairie offers close access to everything you need. Local highlights include the Colorado River, Buescher State Park, Riverbend Park, and a nearby community recreation center. For travel and commuting, the Austin-Bergstrom International Airport is only 40 minutes from your doorstep.

Financial Info

Price: $344,872
$ / Sqft: $219
HOA: Yes - Mandatory / $500 / Annually
HOA Name: Smithville Prairie Property Owners
HOA Includes: See Remarks
Tax Rate: 1.93%
Est. Taxes: $6,700
Tax Year: 2025
Exemptions: None

Legal Info

Address: 305 String Prairie WAY
County: Bastrop
City: Smithville
State: TX
Zip: 78957
Subdivision: The Prairie
Legal Description: THE PRAIRIE SUBDIVISION, LOT 2, ACRES 0.2161
Parcel: 8733960

Interior Features

Floor: Vinyl
Num Living: 1
Dining: 1
Kitchen: Granite Counters, Kitchen Island, Pantry
Appliances: Dishwasher, Disposal, Electric Range, Microwave, RNGHD
Laundry: Laundry Room
Master Bed: 2 Primary Baths, Primary Bedroom on Main, Walk-In Closet(s)
Master Main: Yes
Interior Features: 2 Primary Baths, Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, None, Insulated Windows, Screens

General Info

Beds: 2 Total / 2 Main Level
Full / Half Baths: 2 / 0
Prop Type: Residential
Property Type: Single Family Residence
Stories: 1
Year Built: 2025 / New
Square Feet: 1,576 / Public Records
Garages: 2
Garage Desc: Concrete
Foundation: Slab
Roof: Composition
Construction: HardiPlank Type, Blown-In Insulation, Radiant Barrier, Stone
Acres: 0.22
Lot Description: Back Yard, City Lot, Curbs, Front Yard, Public Maintained Road
Restrictions: City Restrictions, Deed Restrictions
Flood Plain: No
View: None
Water Access: No
Waterfront: No
Area: SV

Utility Info

Water: Public
Sewer: Septic Needed
Utilities: Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Heat: Electric
A C: Ceiling Fan(s), Electric

Exterior Features

Fence: Back Yard, Wood
Exterior Features: Private Yard, Covered, Front Porch, Rear Porch
Pool On Property: No
Area Amenities: Cluster Mailbox, Curbs, Sidewalks, Underground Utilities

Rooms

Rooms4 rooms

Main level

Bathroom
GranCnt, Full Bath, Walk-in Shower
Bathroom
GranCnt, Full Bath
Bedroom
Ceiling Fan(s), Walk-In Closet(s)
Primary Bedroom
Ceiling Fan(s), Walk-In Closet(s)

Price history

Members only

Days on market

−$9,728 (−2.7%)

$354,600 → $344,872

Price reductions

Active

Since Sep 22, 2025

Price trend

List priceSep 2025 → Sep 2026

Property history4 events

Date	Event	Price	Change
Sep 16, 2026	Price Decrease	$344,872−$4,000 (−1.1%)	−$4,000 (−1.1%)
Jun 18, 2026	Price Decrease	$348,872−$1,000 (−0.3%)	−$1,000 (−0.3%)
Feb 10, 2026	Price Decrease	$349,872−$4,728 (−1.3%)	−$4,728 (−1.3%)
Sep 22, 2025	New Listing		—

Taxes

General Information

Owner: SJ2 DEVELOPMENT LLC
Legal: The Prairie Subdivision, LOT 2, Acres 0.2161
Geo ID: 8733960
Acreage: 0.22

Exemptions

Exemption Type: None on record

Taxing Units

T1: BASTROP COUNTY
T2: SMITHVILLE ISD
T6: BASTROP COUNTY EMERGENCY SVC DIST #3
T7: COUNTY ROAD FM

Tax Summary

MLS estimated annual taxes: $6,700
MLS tax year: 2025
CAD estimated taxes: $4,501.67
CAD source year: 2026

Appraisal Values

Year	Land	Improvements	Market	Appraised	Assessed
2026	$61,940	$297,945	$359,885	$359,885	$305,986

Assessments

Capped	Taxable	Assessed	Land HS	Imp HS	CAD Est. Tax	Taxing Unit
$305,986	$305,986	—	—	—	$1,072.45	BASTROP COUNTY
$305,986	$305,986	—	—	—	$2,883.92	SMITHVILLE ISD
$305,986	$305,986	—	—	—	$305.99	BASTROP COUNTY EMERGENCY SVC DIST #3
$305,986	$305,986	—	—	—	$239.31	COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info

District: Smithville ISD
Elementary: Smithville
Middle: Smithville
High: Smithville

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $344,872

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$2,589 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $1,744
Property taxes: $558
Homeowners insurance: $287

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$275,898	$3,084	$17,843	$272,814
2	$272,814	$3,290	$17,636	$269,524
3	$269,524	$3,511	$17,416	$266,013
4	$266,013	$3,746	$17,181	$262,267
5	$262,267	$3,997	$16,930	$258,270
6	$258,270	$4,264	$16,662	$254,006
7	$254,006	$4,550	$16,376	$249,456
8	$249,456	$4,855	$16,072	$244,602
9	$244,602	$5,180	$15,747	$239,422
10	$239,422	$5,527	$15,400	$233,895

Year 1$272,814
Principal paid
$3,084
Interest paid
$17,843
Starting balance
$275,898
Year 2$269,524
Principal paid
$3,290
Interest paid
$17,636
Starting balance
$272,814
Year 3$266,013
Principal paid
$3,511
Interest paid
$17,416
Starting balance
$269,524
Year 4$262,267
Principal paid
$3,746
Interest paid
$17,181
Starting balance
$266,013
Year 5$258,270
Principal paid
$3,997
Interest paid
$16,930
Starting balance
$262,267
Year 6$254,006
Principal paid
$4,264
Interest paid
$16,662
Starting balance
$258,270
Year 7$249,456
Principal paid
$4,550
Interest paid
$16,376
Starting balance
$254,006
Year 8$244,602
Principal paid
$4,855
Interest paid
$16,072
Starting balance
$249,456
Year 9$239,422
Principal paid
$5,180
Interest paid
$15,747
Starting balance
$244,602
Year 10$233,895
Principal paid
$5,527
Interest paid
$15,400
Starting balance
$239,422

First 10 of 30 years

Nearby

Courtesy of Van Zandt Properties · (512) 412-6207

Listings courtesy of ACTRIS as distributed by MLS GRID.