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Active Under ContractMLS #7135932

318 NW Loop 230 Highway, Smithville TX 78957

Smithville, TX 78957 · Smithville Townsite

Single Family Residence for sale in Smithville Townsite

3Bedrooms
2Bathrooms
1,567Square Ft
0.16Acres
1Garage
1965Year Built
1 / 20
$250,000$340,000

Overview

Property Description

Positioned in a highly visible location along Loop 230 in Smithville, this versatile property offers the perfect opportunity for a professional office, small business, or charming residence. With 3 bedrooms and 2 bathrooms, the layout provides flexible space for offices, meeting rooms, or comfortable living. Inside, you’ll find beautiful hardwood floors and classic plantation shutters that create a warm, welcoming atmosphere while adding timeless character. The home has been exceptionally well maintained, making it move-in ready whether you're planning a business location or a personal residence. The exterior is just as inviting. A magnificent Live Oak tree anchors the front yard, offering abundant shade and wonderful curb appeal. On the side of the property, a covered pergola provides a peaceful outdoor space—perfect for breaks, casual meetings, or relaxing evenings. Practical features include a detached one-car garage along with two additional parking pads, providing convenient parking for owners, clients, or guests. Located just 12 miles from Bastrop for major retail and dining, and about 20 miles from the rapidly growing industrial hub near Starbase, this property offers both small-town charm and excellent access to the expanding opportunities in the region. Whether you're looking to establish a business presence in Smithville or enjoy a unique home with prime exposure, this property offers location, character, and flexibility all in one.

Financial Info
Price
$250,000
$ / Sqft
$160
HOA
None
Tax Rate
2.11%
Est. Taxes
$3,893
Tax Year
2025
Exemptions
None
Legal Info
Address
318 NW Loop 230 Highway
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Smithville Townsite
Legal Description
S7820 - SMITHVILLE TOWNSITE BLK 20, LOT 2, (AMENDING PLAT OF LOTS 3 & 4, BLK 20)
Parcel
19286
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Built-In Gas Oven, Gas Cooktop, Refrigerator
Laundry
Common Area, Main Level
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, French Doors, In-Law Floorplan, Interior Steps, Washer Hookup, None, Plantation Shutters
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1965 / Resale
Square Feet
1,567 / Public Records
Garages
1
Garage Desc
Parking Pad
Foundation
Pillar/Post/Pier, Slab
Roof
Composition
Construction
Block, Brick
Acres
0.16
Lot Description
Alley Access, City Lot, Front Yard, Level
Restrictions
City Restrictions
Flood Plain
No
View
City
Water Access
No
Waterfront
No
Area
SV
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Front Yard, Wrought Iron
Exterior Features
CCTYD, Exterior Steps, Covered, Front Porch, Patio
Pool On Property
No
Area Amenities
Airport/Runway, Dog Park, High Speed Internet, Library, Playground, Recycling Area/Center

Price history

Members only
Days on market
−$90,000 (−26.5%)
$340,000 → $250,000
5
Price reductions
Active Under Contract
Since Mar 5, 2026
Price trend
List priceMar 2026Aug 2026
Property history7 events
DateEventPriceChange
Aug 26, 2026Active Under Contract
Aug 12, 2026Price Decrease$250,000−$17,000 (−6.4%)
Jul 31, 2026Price Decrease$267,000−$12,000 (−4.3%)
Jun 16, 2026Price Decrease$279,000−$21,000 (−7%)
May 13, 2026Price Decrease$300,000−$25,000 (−7.7%)
Apr 9, 2026Price Decrease$325,000−$15,000 (−4.4%)
Mar 5, 2026New Listing

Taxes

General Information
Owner
CUNNINGHAM, RANDALL H & LAURA
Legal
S7820 - Smithville Townsite BLK 20, LOT 2, (AMENDING PLAT OF LOTS 3 & 4, BLK 20)
Geo ID
19286
Acreage
0.16
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
SMITHVILLE ISD
T3
CITY OF SMITHVILLE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$3,893
MLS tax year
2025
CAD estimated taxes
$3,893.13
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$73,672$110,823$184,495$184,495$184,495
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$184,495$184,495$646.64BASTROP COUNTY
$184,495$184,495$1,738.87SMITHVILLE ISD
$184,495$184,495$1,178.83CITY OF SMITHVILLE
$184,495$184,495$184.50BASTROP COUNTY EMERGENCY SVC DIST #3
$184,495$184,495$144.29COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Smithville ISD
Elementary
Brown Primary
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $250,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,796 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,796

Principal & interest
$1,264
Property taxes
$324
Homeowners insurance
$208

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$200,000$2,235$12,934$197,765
2$197,765$2,385$12,784$195,379
3$195,379$2,545$12,625$192,834
4$192,834$2,715$12,454$190,119
5$190,119$2,897$12,272$187,222
6$187,222$3,091$12,078$184,131
7$184,131$3,298$11,871$180,832
8$180,832$3,519$11,650$177,313
9$177,313$3,755$11,415$173,559
10$173,559$4,006$11,163$169,552
  • Year 1$197,765
    Principal paid
    $2,235
    Interest paid
    $12,934
    Starting balance
    $200,000
  • Year 2$195,379
    Principal paid
    $2,385
    Interest paid
    $12,784
    Starting balance
    $197,765
  • Year 3$192,834
    Principal paid
    $2,545
    Interest paid
    $12,625
    Starting balance
    $195,379
  • Year 4$190,119
    Principal paid
    $2,715
    Interest paid
    $12,454
    Starting balance
    $192,834
  • Year 5$187,222
    Principal paid
    $2,897
    Interest paid
    $12,272
    Starting balance
    $190,119
  • Year 6$184,131
    Principal paid
    $3,091
    Interest paid
    $12,078
    Starting balance
    $187,222
  • Year 7$180,832
    Principal paid
    $3,298
    Interest paid
    $11,871
    Starting balance
    $184,131
  • Year 8$177,313
    Principal paid
    $3,519
    Interest paid
    $11,650
    Starting balance
    $180,832
  • Year 9$173,559
    Principal paid
    $3,755
    Interest paid
    $11,415
    Starting balance
    $177,313
  • Year 10$169,552
    Principal paid
    $4,006
    Interest paid
    $11,163
    Starting balance
    $173,559
First 10 of 30 years

Nearby

Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.