401 Rivers ST, Smithville TX 78957
Smithville, TX 78957 · Eagleston
Single Family Residence for sale in Eagleston
Overview
Property Description
Charming single story home on a corner lot in the heart of Smithville. Built in 1955, this 3 bedroom, 2 bath home offers 1,284 sq ft with an open floorplan, high ceilings and plenty of natural light. The kitchen has granite counters, a breakfast bar and a dedicated laundry room nearby. All bedrooms are on the main level, and ceiling fans run throughout. Outside, large mature trees shade the property. You’ll find a welcoming front porch, a back patio and a fully fenced backyard with gated access. A detached carport fits two vehicles, and an outbuilding gives you extra storage. Other updates include HardiPlank siding, dual pane vinyl windows, full gutters, central heat pump AC and an automatic sprinkler system. The school bus stops right at the corner in front of the house, and the sidewalk for the Safe Walk to School route runs right past the home. There’s no HOA, and the home is zoned to Smithville ISD. You’re minutes from local parks, the skate park, splash pad, community garden, library, restaurants and the Colorado River, with an easy drive to Bastrop and Austin. Vacant and easy to show.
Financial Info
- Price
- $260,000
- $ / Sqft
- $202
- HOA
- None
- Tax Rate
- 2.41926%
- Est. Taxes
- $5,047.28
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 401 Rivers ST
- County
- Bastrop
- City
- Smithville
- State
- TX
- Zip
- 78957
- Subdivision
- Eagleston
- Legal Description
- EAGLESTON BLK 5 LOT 1
- Parcel
- R17341
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters
- Appliances
- Disposal, Microwave, Free-Standing Electric Oven, Plumbed For Ice Maker, Vented Exhaust Fan, Electric Water Heater
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Electric Dryer Hookup, High Speed Internet, Open Floorplan, Primary Bedroom on Main, Storage, Washer Hookup, Security Lights, Smoke Detector(s), Blinds, Double Pane Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1955 / Resale
- Square Feet
- 1,284 / Public Records
- Garage Desc
- Carport, Detached Carport, Gated, Storage
- Foundation
- Pillar/Post/Pier
- Roof
- Composition
- Construction
- Frame, HardiPlank Type
- Acres
- 0.15
- Lot Description
- City Lot, Corner Lot, Front Yard, Level, Public Maintained Road, Sprinkler - Automatic, Sprinklers In Front, Sprinkler - Side Yard, Trees-Large (Over 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- City, Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- SV
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric, Heat Pump
Exterior Features
- Fence
- Back Yard, Chain Link, Fenced, Gate
- Exterior Features
- Gutters Full, Lighting, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Airport/Runway, Dog Park, General Aircraft Airport, High Speed Internet, Library, Park, Restaurant, Sport Court(s)/Facility, Trash Pickup - Door to Door
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Smithville ISD
- Elementary
- Brown Primary
- Middle
- Smithville
- High
- Smithville
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,953 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,953
- Principal & interest
- $1,315
- Property taxes
- $421
- Homeowners insurance
- $217
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $208,000 | $2,325 | $13,452 | $205,675 | |
| 2 | $205,675 | $2,481 | $13,296 | $203,195 | |
| 3 | $203,195 | $2,647 | $13,130 | $200,548 | |
| 4 | $200,548 | $2,824 | $12,952 | $197,724 | |
| 5 | $197,724 | $3,013 | $12,763 | $194,711 | |
| 6 | $194,711 | $3,215 | $12,562 | $191,496 | |
| 7 | $191,496 | $3,430 | $12,346 | $188,066 | |
| 8 | $188,066 | $3,660 | $12,117 | $184,406 | |
| 9 | $184,406 | $3,905 | $11,871 | $180,501 | |
| 10 | $180,501 | $4,167 | $11,610 | $176,334 |
- Year 1$205,675
- Principal paid
- $2,325
- Interest paid
- $13,452
- Starting balance
- $208,000
- Year 2$203,195
- Principal paid
- $2,481
- Interest paid
- $13,296
- Starting balance
- $205,675
- Year 3$200,548
- Principal paid
- $2,647
- Interest paid
- $13,130
- Starting balance
- $203,195
- Year 4$197,724
- Principal paid
- $2,824
- Interest paid
- $12,952
- Starting balance
- $200,548
- Year 5$194,711
- Principal paid
- $3,013
- Interest paid
- $12,763
- Starting balance
- $197,724
- Year 6$191,496
- Principal paid
- $3,215
- Interest paid
- $12,562
- Starting balance
- $194,711
- Year 7$188,066
- Principal paid
- $3,430
- Interest paid
- $12,346
- Starting balance
- $191,496
- Year 8$184,406
- Principal paid
- $3,660
- Interest paid
- $12,117
- Starting balance
- $188,066
- Year 9$180,501
- Principal paid
- $3,905
- Interest paid
- $11,871
- Starting balance
- $184,406
- Year 10$176,334
- Principal paid
- $4,167
- Interest paid
- $11,610
- Starting balance
- $180,501
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.