406 Live Oak ST, Smithville TX 78957
Smithville, TX 78957 · Mt Pleasant
Single Family Residence for sale in Mt Pleasant
Overview
Property Description
Beautifully restored with timeless charm, this 1920 home offers the perfect blend of historic character and modern comfort. Located on a quiet corner lot in Smithville's Mt. Pleasant neighborhood—affectionately known as "The Hill"—this charming 2-bedroom, 1.5-bath home offers 1,105 square feet on 0.172 acres, less than one mile from historic downtown Smithville and the Colorado River. Featuring authentic clapboard wood siding, original interior doors, built-in half bookcases, and classic architectural details, this home captures the craftsmanship of a bygone era while offering today's modern conveniences. Nearly every major system has been updated, including a 30-year composition roof with radiant barrier decking, professionally leveled pier-and-beam foundation, freeze-resistant PEX plumbing, double-pane windows, American Standard central HVAC, R-40 attic insulation, whole-home carbon and sediment water filtration system, new Rheem water heater, luxury vinyl plank flooring with new subflooring, and remodeled kitchen and baths. Inside, original character shines throughout the spacious living and dining rooms with built-in half bookcases and classic columns. The updated kitchen features quartz countertops, tile backsplash, GE appliances, garbage disposal, abundant cabinetry, and additional comfort from the Mitsubishi mini-split. The two bedrooms share a Jack-and-Jill bathroom with a beautifully tiled walk-in shower, plus a convenient half bath for guests. Enjoy thoughtfully landscaped grounds featuring a Tulip Poplar, Red Maple, Apple tree, Silverado Sage, and Autumn Sage. The detached carport includes a concrete driveway, storage/workshop with electricity, and a workbench. Experience the best of small-town living with Downtown Smithville, the Colorado River, parks, restaurants, and shopping all within walking / biking distance. City of Smithville utilities; and high-speed internet is already connected. Refrigerator, washer, dryer, and chicken coop do not convey.
Financial Info
- Price
- $279,000
- $ / Sqft
- $252
- HOA
- None
- Tax Rate
- 2.11%
- Est. Taxes
- $5,307.49
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 406 Live Oak ST
- County
- Bastrop
- City
- Smithville
- State
- TX
- Zip
- 78957
- Subdivision
- Mt Pleasant
- Legal Description
- MT PLEASANT BLK 20 LOT 8
- Parcel
- 17375
Interior Features
- Floor
- See Remarks, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker, Electric Water Heater
- Laundry
- In Hall
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- See Remarks, Bookcases, Ceiling Fan(s), Quartz Counters, Electric Dryer Hookup, No Interior Steps, Primary Bedroom on Main, Recessed Lighting, Washer Hookup, None, Blinds, Vinyl Windows, Window Coverings
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 1 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1920 / Updated/Remodeled
- Square Feet
- 1,105 / Public Records
- Garage Desc
- Carport, Concrete, Detached Carport, Driveway, Storage
- Foundation
- Pillar/Post/Pier
- Roof
- See Remarks, Composition, Shingle
- Construction
- Clapboard, Wood Siding
- Acres
- 0.17
- Lot Description
- Corner Lot, Level, Public Maintained Road, Trees-Large (Over 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- SV
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric, Multi Units
Exterior Features
- Fence
- Partial, Wire
- Exterior Features
- See Remarks, Garden, Covered, Front Porch
- Pool On Property
- No
- Area Amenities
- High Speed Internet
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 18, 2026 | New Listing | — |
Taxes
- Owner
- ARRENDELL, LANE RICHARD & ELIZABETH LOUISE NORTHCUTT
- Legal
- MT PLEASANT BLK 20 LOT 8
- Geo ID
- 17375
- Acreage
- 0.17
- Exemption Type
- Homestead
- T1
- BASTROP COUNTY
- T2
- SMITHVILLE ISD
- T3
- CITY OF SMITHVILLE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $5,307.49
- MLS tax year
- 2026
- CAD estimated taxes
- $3,985.64
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $55,443 | $198,984 | $254,427 | $254,427 | $251,522 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $251,522 | $251,522 | — | — | — | $881.56 | BASTROP COUNTY |
| $251,522 | $111,522 | — | — | — | $1,051.09 | SMITHVILLE ISD |
| $251,522 | $251,522 | — | — | — | $1,607.10 | CITY OF SMITHVILLE |
| $251,522 | $251,522 | — | — | — | $251.52 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $251,522 | $248,522 | — | — | — | $194.37 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Smithville ISD
- Elementary
- Smithville
- Middle
- Smithville
- High
- Smithville
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,086 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,086
- Principal & interest
- $1,411
- Property taxes
- $442
- Homeowners insurance
- $233
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $223,200 | $2,495 | $14,435 | $220,705 | |
| 2 | $220,705 | $2,662 | $14,267 | $218,043 | |
| 3 | $218,043 | $2,840 | $14,089 | $215,203 | |
| 4 | $215,203 | $3,030 | $13,899 | $212,173 | |
| 5 | $212,173 | $3,233 | $13,696 | $208,940 | |
| 6 | $208,940 | $3,450 | $13,480 | $205,490 | |
| 7 | $205,490 | $3,681 | $13,248 | $201,809 | |
| 8 | $201,809 | $3,927 | $13,002 | $197,882 | |
| 9 | $197,882 | $4,190 | $12,739 | $193,691 | |
| 10 | $193,691 | $4,471 | $12,458 | $189,220 |
- Year 1$220,705
- Principal paid
- $2,495
- Interest paid
- $14,435
- Starting balance
- $223,200
- Year 2$218,043
- Principal paid
- $2,662
- Interest paid
- $14,267
- Starting balance
- $220,705
- Year 3$215,203
- Principal paid
- $2,840
- Interest paid
- $14,089
- Starting balance
- $218,043
- Year 4$212,173
- Principal paid
- $3,030
- Interest paid
- $13,899
- Starting balance
- $215,203
- Year 5$208,940
- Principal paid
- $3,233
- Interest paid
- $13,696
- Starting balance
- $212,173
- Year 6$205,490
- Principal paid
- $3,450
- Interest paid
- $13,480
- Starting balance
- $208,940
- Year 7$201,809
- Principal paid
- $3,681
- Interest paid
- $13,248
- Starting balance
- $205,490
- Year 8$197,882
- Principal paid
- $3,927
- Interest paid
- $13,002
- Starting balance
- $201,809
- Year 9$193,691
- Principal paid
- $4,190
- Interest paid
- $12,739
- Starting balance
- $197,882
- Year 10$189,220
- Principal paid
- $4,471
- Interest paid
- $12,458
- Starting balance
- $193,691
Nearby
Courtesy of All City Real Estate Ltd. Co · (866) 277-6005
Listings courtesy of ACTRIS as distributed by MLS GRID.