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ActiveMLS #5450000

442 Big Bow, Smithville TX 78957

Smithville, TX 78957 · Indian Lake

Mobile Home for sale in Indian Lake

2Bedrooms
2Bathrooms
948Square Ft
0.53Acres
0Garage
1974Year Built
New
1 / 30
$215,000

Overview

Property Description

Lakefront living at a super affordable price! This extensively renovated two-bedroom, two-bath home sits high on a beautiful, green, triple lot with mature trees in Smithville’s Indian Lake community. Inside, you’ll find new flooring, fresh paint, bright living spaces, and a kitchen with white cabinetry. Two sets of sliding glass doors open onto an absolutely stunning deck with a view of the lake where gray and white heron are often seen. There’s plenty of room for grilling, having friends over, or just sitting outside and enjoying the peaceful setting. Mature trees provide shade, and the spacious green yard gives you room to spread out. The property also has its own private dock with access to the water, dependent on lake levels. Neighborhood amenities include a 30-acre stocked fishing lake, a park, and a seasonal pool. Make it your full-time home, a weekend getaway, or explore its potential as an Airbnb investment, subject to community rules and applicable rental requirements. An extensively renovated home, a beautiful lakefront setting, and a triple lot—all at an affordable price. Come take a look!

Financial Info
Price
$215,000
$ / Sqft
$227
HOA
Yes - Mandatory / $150 / Annually
HOA Name
Indian Lake Owner’s Association
HOA Includes
See Remarks, Common Area Maintenance
Tax Rate
1.47%
Est. Taxes
$1,517.69
Tax Year
2026
Exemptions
None
Legal Info
Address
442 Big Bow
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Indian Lake
Legal Description
INDIAN LAKE SEC 2, LOT 18, 19 & 20
Parcel
19069
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Appliances
Electric Oven
Laundry
None
Master Bed
2 Primary Baths, Primary Bedroom on Main
Master Main
Yes
Interior Features
2 Primary Baths, Ceiling Fan(s), Tile Counters, Interior Steps, Primary Bedroom on Main, None
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Mobile Home
Stories
1
Year Built
1974 / Updated/Remodeled
Square Feet
948 / Public Records
Garage Desc
Additional Parking
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
Vinyl Siding
Acres
0.53
Lot Description
Back Yard, Few Trees, Front Yard, Level, Views
Restrictions
Deed Restrictions
Flood Plain
Partial
View
Lake, Neighborhood, Water
Water Access
Yes
Waterfront
Yes
Area
SV
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link, Partial
Exterior Features
Exterior Steps, Covered, Deck, Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Fishing, Lake, Park

Rooms

Rooms1 room

Main level

  • Primary Bedroom

Price history

Members only
Days on market
$215,000
List price
0
Price reductions
Active
Since Oct 16, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Smithville ISD
Elementary
Brown Primary
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $215,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,392 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,392

Principal & interest
$1,087
Property taxes
$126
Homeowners insurance
$179

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$172,000$1,922$11,123$170,078
2$170,078$2,051$10,995$168,026
3$168,026$2,189$10,857$165,838
4$165,838$2,335$10,711$163,502
5$163,502$2,492$10,554$161,011
6$161,011$2,658$10,387$158,352
7$158,352$2,836$10,209$155,516
8$155,516$3,026$10,019$152,489
9$152,489$3,229$9,817$149,260
10$149,260$3,445$9,600$145,815
  • Year 1$170,078
    Principal paid
    $1,922
    Interest paid
    $11,123
    Starting balance
    $172,000
  • Year 2$168,026
    Principal paid
    $2,051
    Interest paid
    $10,995
    Starting balance
    $170,078
  • Year 3$165,838
    Principal paid
    $2,189
    Interest paid
    $10,857
    Starting balance
    $168,026
  • Year 4$163,502
    Principal paid
    $2,335
    Interest paid
    $10,711
    Starting balance
    $165,838
  • Year 5$161,011
    Principal paid
    $2,492
    Interest paid
    $10,554
    Starting balance
    $163,502
  • Year 6$158,352
    Principal paid
    $2,658
    Interest paid
    $10,387
    Starting balance
    $161,011
  • Year 7$155,516
    Principal paid
    $2,836
    Interest paid
    $10,209
    Starting balance
    $158,352
  • Year 8$152,489
    Principal paid
    $3,026
    Interest paid
    $10,019
    Starting balance
    $155,516
  • Year 9$149,260
    Principal paid
    $3,229
    Interest paid
    $9,817
    Starting balance
    $152,489
  • Year 10$145,815
    Principal paid
    $3,445
    Interest paid
    $9,600
    Starting balance
    $149,260
First 10 of 30 years

Nearby

Courtesy of Land Unlimited · (512) 729-7139

Listings courtesy of ACTRIS as distributed by MLS GRID.