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Active Under ContractMLS #2810065

104 Cowal DR N, Spicewood TX 78669

Spicewood, TX 78669 · Briarcliff

Single Family Residence for sale in Briarcliff

3Bedrooms
2Bathrooms
2,179Square Ft
0.33Acres
2Garage
2007Year Built
1 / 29
$485,000

Overview

Property Description

Tucked away in the exclusive Spicewood, community of Briarcliff, 104 Cowal Drive offers a seamless blend of relaxed living and thoughtful, modern updates. This single-story gem spans 2,179 square feet, featuring an open and flexible floor plan that feels both spacious and intuitive. Forget the hassle of upkeep—the entire home is finished with tile flooring, offering a sleek, carpet-free environment that’s as practical as it is stylish. The heart of the home flows effortlessly into a kitchen equipped with a new range and dishwasher, while the rest of the house benefits from significant recent upgrades, including a new HVAC system and water heater installed within the last three years. Even the garage door opener is new, ensuring every detail of this well-maintained property is ready for its next chapter. Retreat to the relaxing primary suite with it's ensuite bath including a jetted garden tub and separate shower. Two additional bedrooms and a second full bath sit on the opposite side of the home providing privacy, all while enjoying the peace of mind that comes with a home that has been truly cared for. Outside, the spacious, private backyard and deck serve as your own personal sanctuary—perfect for weekend gatherings, gardening, or simply soaking in the Hill Country air. The location is a standout, offering quick access to the area’s beautiful lakes and easy access to Highway 71. Situated within the highly regarded Lake Travis school district, this property captures the best of the Texas lifestyle. Whether you’re looking for a low-maintenance primary residence or a gateway to lake-area living, this Briarcliff beauty delivers on every front.

Financial Info
Price
$485,000
$ / Sqft
$223
HOA
Yes - Mandatory / $327 / Annually
HOA Name
Briarcliff HOA
HOA Includes
Common Area Maintenance
Tax Rate
1.78%
Est. Taxes
$8,626.37
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
104 Cowal DR N
County
Travis
City
Spicewood
State
TX
Zip
78669
Subdivision
Briarcliff
Legal Description
LOT 659 BRIARCLIFF INC SEC 15
Parcel
01589502300000
Interior Features
Floor
No Carpet, Tile
Num Living
1
Dining
2
Appliances
Dishwasher, Disposal, Electric Range, Microwave, Free-Standing Refrigerator, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
See Remarks, Prewired, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2007 / Resale
Square Feet
2,179 / Public Records
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Stone, Stucco
Acres
0.33
Lot Description
Trees-Heavy
Restrictions
See Remarks
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
LS
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy, Wood
Exterior Features
See Remarks, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
See Remarks

Price history

Members only
Days on market
$485,000
List price
0
Price reductions
Active Under Contract
Since Jul 23, 2026
Property history2 events
DateEventPriceChange
Aug 27, 2026Active Under Contract
Jul 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lake Travis ISD
Elementary
West Cypress Hills
Middle
Lake Travis
High
Lake Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $485,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,575 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,575

Principal & interest
$2,452
Property taxes
$719
Homeowners insurance
$404

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$388,000$4,337$25,092$383,663
2$383,663$4,627$24,802$379,036
3$379,036$4,937$24,492$374,099
4$374,099$5,268$24,161$368,831
5$368,831$5,621$23,809$363,211
6$363,211$5,997$23,432$357,214
7$357,214$6,399$23,030$350,815
8$350,815$6,827$22,602$343,988
9$343,988$7,284$22,145$336,704
10$336,704$7,772$21,657$328,931
  • Year 1$383,663
    Principal paid
    $4,337
    Interest paid
    $25,092
    Starting balance
    $388,000
  • Year 2$379,036
    Principal paid
    $4,627
    Interest paid
    $24,802
    Starting balance
    $383,663
  • Year 3$374,099
    Principal paid
    $4,937
    Interest paid
    $24,492
    Starting balance
    $379,036
  • Year 4$368,831
    Principal paid
    $5,268
    Interest paid
    $24,161
    Starting balance
    $374,099
  • Year 5$363,211
    Principal paid
    $5,621
    Interest paid
    $23,809
    Starting balance
    $368,831
  • Year 6$357,214
    Principal paid
    $5,997
    Interest paid
    $23,432
    Starting balance
    $363,211
  • Year 7$350,815
    Principal paid
    $6,399
    Interest paid
    $23,030
    Starting balance
    $357,214
  • Year 8$343,988
    Principal paid
    $6,827
    Interest paid
    $22,602
    Starting balance
    $350,815
  • Year 9$336,704
    Principal paid
    $7,284
    Interest paid
    $22,145
    Starting balance
    $343,988
  • Year 10$328,931
    Principal paid
    $7,772
    Interest paid
    $21,657
    Starting balance
    $336,704
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.