104 Cowal DR N, Spicewood TX 78669
Spicewood, TX 78669 · Briarcliff
Single Family Residence for sale in Briarcliff
Overview
Property Description
Tucked away in the exclusive Spicewood, community of Briarcliff, 104 Cowal Drive offers a seamless blend of relaxed living and thoughtful, modern updates. This single-story gem spans 2,179 square feet, featuring an open and flexible floor plan that feels both spacious and intuitive. Forget the hassle of upkeep—the entire home is finished with tile flooring, offering a sleek, carpet-free environment that’s as practical as it is stylish. The heart of the home flows effortlessly into a kitchen equipped with a new range and dishwasher, while the rest of the house benefits from significant recent upgrades, including a new HVAC system and water heater installed within the last three years. Even the garage door opener is new, ensuring every detail of this well-maintained property is ready for its next chapter. Retreat to the relaxing primary suite with it's ensuite bath including a jetted garden tub and separate shower. Two additional bedrooms and a second full bath sit on the opposite side of the home providing privacy, all while enjoying the peace of mind that comes with a home that has been truly cared for. Outside, the spacious, private backyard and deck serve as your own personal sanctuary—perfect for weekend gatherings, gardening, or simply soaking in the Hill Country air. The location is a standout, offering quick access to the area’s beautiful lakes and easy access to Highway 71. Situated within the highly regarded Lake Travis school district, this property captures the best of the Texas lifestyle. Whether you’re looking for a low-maintenance primary residence or a gateway to lake-area living, this Briarcliff beauty delivers on every front.
Financial Info
- Price
- $485,000
- $ / Sqft
- $223
- HOA
- Yes - Mandatory / $327 / Annually
- HOA Name
- Briarcliff HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.78%
- Est. Taxes
- $8,626.37
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 104 Cowal DR N
- County
- Travis
- City
- Spicewood
- State
- TX
- Zip
- 78669
- Subdivision
- Briarcliff
- Legal Description
- LOT 659 BRIARCLIFF INC SEC 15
- Parcel
- 01589502300000
Interior Features
- Floor
- No Carpet, Tile
- Num Living
- 1
- Dining
- 2
- Appliances
- Dishwasher, Disposal, Electric Range, Microwave, Free-Standing Refrigerator, Stainless Steel Appliance(s)
- Laundry
- Laundry Room
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Wood Burning
- Interior Features
- See Remarks, Prewired, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2007 / Resale
- Square Feet
- 2,179 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Stone, Stucco
- Acres
- 0.33
- Lot Description
- Trees-Heavy
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- LS
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central, Electric
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Privacy, Wood
- Exterior Features
- See Remarks, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 27, 2026 | Active Under Contract | — | |
| Jul 23, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lake Travis ISD
- Elementary
- West Cypress Hills
- Middle
- Lake Travis
- High
- Lake Travis
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,575 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,575
- Principal & interest
- $2,452
- Property taxes
- $719
- Homeowners insurance
- $404
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $388,000 | $4,337 | $25,092 | $383,663 | |
| 2 | $383,663 | $4,627 | $24,802 | $379,036 | |
| 3 | $379,036 | $4,937 | $24,492 | $374,099 | |
| 4 | $374,099 | $5,268 | $24,161 | $368,831 | |
| 5 | $368,831 | $5,621 | $23,809 | $363,211 | |
| 6 | $363,211 | $5,997 | $23,432 | $357,214 | |
| 7 | $357,214 | $6,399 | $23,030 | $350,815 | |
| 8 | $350,815 | $6,827 | $22,602 | $343,988 | |
| 9 | $343,988 | $7,284 | $22,145 | $336,704 | |
| 10 | $336,704 | $7,772 | $21,657 | $328,931 |
- Year 1$383,663
- Principal paid
- $4,337
- Interest paid
- $25,092
- Starting balance
- $388,000
- Year 2$379,036
- Principal paid
- $4,627
- Interest paid
- $24,802
- Starting balance
- $383,663
- Year 3$374,099
- Principal paid
- $4,937
- Interest paid
- $24,492
- Starting balance
- $379,036
- Year 4$368,831
- Principal paid
- $5,268
- Interest paid
- $24,161
- Starting balance
- $374,099
- Year 5$363,211
- Principal paid
- $5,621
- Interest paid
- $23,809
- Starting balance
- $368,831
- Year 6$357,214
- Principal paid
- $5,997
- Interest paid
- $23,432
- Starting balance
- $363,211
- Year 7$350,815
- Principal paid
- $6,399
- Interest paid
- $23,030
- Starting balance
- $357,214
- Year 8$343,988
- Principal paid
- $6,827
- Interest paid
- $22,602
- Starting balance
- $350,815
- Year 9$336,704
- Principal paid
- $7,284
- Interest paid
- $22,145
- Starting balance
- $343,988
- Year 10$328,931
- Principal paid
- $7,772
- Interest paid
- $21,657
- Starting balance
- $336,704
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.