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ActiveMLS #2715408

112 Ridge Harbor DR, Spicewood TX 78669

Spicewood, TX 78669 · Ridge Harbor

See Remarks for sale in Ridge Harbor

5Bedrooms
3Bathrooms
3,872Square Ft
2.80Acres
4Garage
2017Year Built
Price Reduced
1 / 40
$725,000$880,000
3D tour

Overview

Property Description

Nestled in gated Ridge Harbor on the south shore of Lake Travis, this 2.8-acre property combines substantial existing improvements with space to evolve over time. The approx. 3,872 SF heated/cooled structure includes 5 bedrooms, 3 full baths, and a large garage/workshop with room for vehicles, boats, RVs, tools, equipment, hobbies, and storage. Its generous square footage and flexible layout create options for multigenerational living, work, recreation, and future rental use. Priced below the cost to recreate comparable finished space and improvements today, the property offers exceptional value. Beyond the existing structure, a future residence could be positioned behind a mature cedar grove for added privacy or selectively cleared for a more open estate-style setting. A separate water and sewer tap are already in place, giving future construction a meaningful head start. Current driveway access is directly from the county road, with future access also potentially available from within gated Ridge Harbor. The community offers private Lake Travis access, two boat launches, marina, pool, tennis, and pickleball. Per HOA, minimum home size is 2,500 SF, and the property may be eligible to be subdivided. A favorable 1.32% tax rate adds to the appeal. Located near the growing Thomas Ranch master-planned community and its expanding residential and commercial development, with convenient access to golf, wineries, breweries, hiking, fishing, Muleshoe Bend Recreation Area, Lakeway, Bee Cave, Marble Falls, and Austin. Whether used as-is, expanded over time, or paired with a future custom residence, this is a rare opportunity to secure substantial finished space, usable acreage, Lake Travis access, and infrastructure already in place.

Financial Info
Price
$725,000
$ / Sqft
$187
HOA
Yes - Mandatory / $1,082 / Annually
HOA Name
Ridge Harbor
HOA Includes
Common Area Maintenance
Tax Rate
1.32%
Est. Taxes
$11,963.63
Tax Year
2026
Exemptions
None
Legal Info
Address
112 Ridge Harbor DR
County
Burnet
City
Spicewood
State
TX
Zip
78669
Subdivision
Ridge Harbor
Legal Description
S7290 RIDGE HARBOR LOT 13, SEC 4 2.697
Parcel
36704
Interior Features
Floor
Laminate, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Electric Range, Dishwasher, Disposal, Electric Cooktop, Microwave
Laundry
Lower Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, High Speed Internet, Interior Steps, Kitchen Island, Pantry, Walk-In Closet(s), Washer Hookup, None, Plantation Shutters
General Info
Beds
5 Total / 2 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
See Remarks
Stories
2
Year Built
2017 / See Remarks
Square Feet
3,872 / Owner
Garages
4
Garage Desc
Attached, Door-Multi, Drive Through, Driveway, Garage Door Opener, Garage Faces Side, Oversized, RV Garage
Foundation
Slab
Roof
Metal
Construction
Masonry – Partial
Acres
2.80
Lot Description
See Remarks, Level, Native Plants, Private Maintained Road, Public Maintained Road, Split Possible, Many Trees
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Neighborhood, Pond, Trees/Woods, Water
Water Access
No
Waterfront
No
Area
LW
Utility Info
Water
See Remarks, Private
Sewer
See Remarks, Private Sewer
Utilities
Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Electric
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
None
Exterior Features
Covered, Deck
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Controlled Access, Fishing, Gated, High Speed Internet, Lake, Picnic Area, Playground, Pool, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities

Rooms

Rooms1 room

Second level

  • Primary Bedroom

    Ceiling Fan(s), Dual Vanity, Full Bath, Two Primary Closets

Price history

Members only
Days on market
−$155,000 (−17.6%)
$880,000 → $725,000
2
Price reductions
Active
Since Jun 18, 2026
Price trend
List priceJun 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 15, 2026Price Decrease$725,000−$24,000 (−3.2%)
Jul 21, 2026Price Decrease$749,000−$131,000 (−14.9%)
Jun 18, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Spicewood (Marble Falls ISD)
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $725,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$5,267 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $5,267

Principal & interest
$3,666
Property taxes
$997
Homeowners insurance
$604

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$580,000$6,483$37,509$573,517
2$573,517$6,917$37,075$566,600
3$566,600$7,380$36,612$559,220
4$559,220$7,874$36,117$551,346
5$551,346$8,402$35,590$542,944
6$542,944$8,965$35,027$533,979
7$533,979$9,565$34,427$524,414
8$524,414$10,205$33,786$514,209
9$514,209$10,889$33,103$503,320
10$503,320$11,618$32,374$491,702
  • Year 1$573,517
    Principal paid
    $6,483
    Interest paid
    $37,509
    Starting balance
    $580,000
  • Year 2$566,600
    Principal paid
    $6,917
    Interest paid
    $37,075
    Starting balance
    $573,517
  • Year 3$559,220
    Principal paid
    $7,380
    Interest paid
    $36,612
    Starting balance
    $566,600
  • Year 4$551,346
    Principal paid
    $7,874
    Interest paid
    $36,117
    Starting balance
    $559,220
  • Year 5$542,944
    Principal paid
    $8,402
    Interest paid
    $35,590
    Starting balance
    $551,346
  • Year 6$533,979
    Principal paid
    $8,965
    Interest paid
    $35,027
    Starting balance
    $542,944
  • Year 7$524,414
    Principal paid
    $9,565
    Interest paid
    $34,427
    Starting balance
    $533,979
  • Year 8$514,209
    Principal paid
    $10,205
    Interest paid
    $33,786
    Starting balance
    $524,414
  • Year 9$503,320
    Principal paid
    $10,889
    Interest paid
    $33,103
    Starting balance
    $514,209
  • Year 10$491,702
    Principal paid
    $11,618
    Interest paid
    $32,374
    Starting balance
    $503,320
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.