112 Ridge Harbor DR, Spicewood TX 78669
Spicewood, TX 78669 · Ridge Harbor
See Remarks for sale in Ridge Harbor
Overview
Property Description
Nestled in gated Ridge Harbor on the south shore of Lake Travis, this 2.8-acre property combines substantial existing improvements with space to evolve over time. The approx. 3,872 SF heated/cooled structure includes 5 bedrooms, 3 full baths, and a large garage/workshop with room for vehicles, boats, RVs, tools, equipment, hobbies, and storage. Its generous square footage and flexible layout create options for multigenerational living, work, recreation, and future rental use. Priced below the cost to recreate comparable finished space and improvements today, the property offers exceptional value. Beyond the existing structure, a future residence could be positioned behind a mature cedar grove for added privacy or selectively cleared for a more open estate-style setting. A separate water and sewer tap are already in place, giving future construction a meaningful head start. Current driveway access is directly from the county road, with future access also potentially available from within gated Ridge Harbor. The community offers private Lake Travis access, two boat launches, marina, pool, tennis, and pickleball. Per HOA, minimum home size is 2,500 SF, and the property may be eligible to be subdivided. A favorable 1.32% tax rate adds to the appeal. Located near the growing Thomas Ranch master-planned community and its expanding residential and commercial development, with convenient access to golf, wineries, breweries, hiking, fishing, Muleshoe Bend Recreation Area, Lakeway, Bee Cave, Marble Falls, and Austin. Whether used as-is, expanded over time, or paired with a future custom residence, this is a rare opportunity to secure substantial finished space, usable acreage, Lake Travis access, and infrastructure already in place.
Financial Info
- Price
- $725,000
- $ / Sqft
- $187
- HOA
- Yes - Mandatory / $1,082 / Annually
- HOA Name
- Ridge Harbor
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.32%
- Est. Taxes
- $11,963.63
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 112 Ridge Harbor DR
- County
- Burnet
- City
- Spicewood
- State
- TX
- Zip
- 78669
- Subdivision
- Ridge Harbor
- Legal Description
- S7290 RIDGE HARBOR LOT 13, SEC 4 2.697
- Parcel
- 36704
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Built-In Electric Range, Dishwasher, Disposal, Electric Cooktop, Microwave
- Laundry
- Lower Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, High Speed Internet, Interior Steps, Kitchen Island, Pantry, Walk-In Closet(s), Washer Hookup, None, Plantation Shutters
General Info
- Beds
- 5 Total / 2 Main Level / 3 Other Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- See Remarks
- Stories
- 2
- Year Built
- 2017 / See Remarks
- Square Feet
- 3,872 / Owner
- Garages
- 4
- Garage Desc
- Attached, Door-Multi, Drive Through, Driveway, Garage Door Opener, Garage Faces Side, Oversized, RV Garage
- Foundation
- Slab
- Roof
- Metal
- Construction
- Masonry – Partial
- Acres
- 2.80
- Lot Description
- See Remarks, Level, Native Plants, Private Maintained Road, Public Maintained Road, Split Possible, Many Trees
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Neighborhood, Pond, Trees/Woods, Water
- Water Access
- No
- Waterfront
- No
- Area
- LW
Utility Info
- Water
- See Remarks, Private
- Sewer
- See Remarks, Private Sewer
- Utilities
- Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- Covered, Deck
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Controlled Access, Fishing, Gated, High Speed Internet, Lake, Picnic Area, Playground, Pool, Tennis Court(s), Trash Pickup - Door to Door, Underground Utilities
Rooms
Second level
- Primary Bedroom
Ceiling Fan(s), Dual Vanity, Full Bath, Two Primary Closets
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 15, 2026 | Price Decrease | $725,000−$24,000 (−3.2%) | −$24,000 (−3.2%) |
| Jul 21, 2026 | Price Decrease | $749,000−$131,000 (−14.9%) | −$131,000 (−14.9%) |
| Jun 18, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Marble Falls ISD
- Elementary
- Spicewood (Marble Falls ISD)
- Middle
- Marble Falls
- High
- Marble Falls
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$5,267 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $5,267
- Principal & interest
- $3,666
- Property taxes
- $997
- Homeowners insurance
- $604
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $580,000 | $6,483 | $37,509 | $573,517 | |
| 2 | $573,517 | $6,917 | $37,075 | $566,600 | |
| 3 | $566,600 | $7,380 | $36,612 | $559,220 | |
| 4 | $559,220 | $7,874 | $36,117 | $551,346 | |
| 5 | $551,346 | $8,402 | $35,590 | $542,944 | |
| 6 | $542,944 | $8,965 | $35,027 | $533,979 | |
| 7 | $533,979 | $9,565 | $34,427 | $524,414 | |
| 8 | $524,414 | $10,205 | $33,786 | $514,209 | |
| 9 | $514,209 | $10,889 | $33,103 | $503,320 | |
| 10 | $503,320 | $11,618 | $32,374 | $491,702 |
- Year 1$573,517
- Principal paid
- $6,483
- Interest paid
- $37,509
- Starting balance
- $580,000
- Year 2$566,600
- Principal paid
- $6,917
- Interest paid
- $37,075
- Starting balance
- $573,517
- Year 3$559,220
- Principal paid
- $7,380
- Interest paid
- $36,612
- Starting balance
- $566,600
- Year 4$551,346
- Principal paid
- $7,874
- Interest paid
- $36,117
- Starting balance
- $559,220
- Year 5$542,944
- Principal paid
- $8,402
- Interest paid
- $35,590
- Starting balance
- $551,346
- Year 6$533,979
- Principal paid
- $8,965
- Interest paid
- $35,027
- Starting balance
- $542,944
- Year 7$524,414
- Principal paid
- $9,565
- Interest paid
- $34,427
- Starting balance
- $533,979
- Year 8$514,209
- Principal paid
- $10,205
- Interest paid
- $33,786
- Starting balance
- $524,414
- Year 9$503,320
- Principal paid
- $10,889
- Interest paid
- $33,103
- Starting balance
- $514,209
- Year 10$491,702
- Principal paid
- $11,618
- Interest paid
- $32,374
- Starting balance
- $503,320
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.