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ActiveMLS #3141347

1601 Judy Lynn DR # 106, Spicewood TX 78669

Spicewood, TX 78669 · Whitecliff

Condominium for sale in Whitecliff

1Bedrooms
1Bathrooms
724Square Ft
1,490.00Acres
1Garage
1986Year Built
1 / 24
$399,000

Overview

Property Description

Darling Completely Remodeled Waterfront Lock and Leave Condo. These Boutique Condos are a hidden gem on Lake Travis. 1 Bedroom,1 Bath Open Kitchen, Living, Fun Wood Floors. Boatslip with Lift included. Pool, hot tub, low HOA Fees. Short-term rentals allowed. Must See

Financial Info
Price
$399,000
$ / Sqft
$551
HOA
Yes - Mandatory / $370 / Monthly
HOA Name
Whitecliff POA
HOA Includes
Common Area Maintenance, Insurance, Landscaping, Maintenance Grounds
Tax Rate
1.78%
Est. Taxes
$5,808
Tax Year
2026
Exemptions
None
Legal Info
Address
1601 Judy Lynn DR # 106
County
Travis
City
Spicewood
State
TX
Zip
78669
Subdivision
Whitecliff
Legal Description
UNT 106 BLD A Whitecliff CONDOMINIUM PHS 1 Amended plus 3 012% Interest in Common Area
Parcel
1601 Judy Lynn Drive
Interior Features
Floor
Laminate, Wood
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Electric Oven, Refrigerator, Washer/Dryer Stacked
Laundry
In Hall
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Electric, Family Room
Interior Features
Ceiling Fan(s), Quartz Counters, High Speed Internet, Primary Bedroom on Main, Recessed Lighting, None, Aluminum Frames, Blinds
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1986 / Updated/Remodeled
Square Feet
724 / Public Records
Garages
1
Garage Desc
Attached Carport, Parking Lot
Foundation
Slab
Roof
Metal
Construction
Cement Siding
Acres
1,490.00
Lot Description
Level, Native Plants
Restrictions
Deed Restrictions
Flood Plain
Partial
View
Hill Country, Lake, Marina, Pool, Skyline, Trees/Woods
Water Access
Yes
Waterfront
Yes
Area
LS
Utility Info
Water
Private
Sewer
Shared Septic
Utilities
Electricity Connected, Other, Sewer Connected, Water Connected
Heat
Central, Fireplace(s)
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Perimeter, Wrought Iron
Exterior Features
Boat Dock - Shared, Boat Lift, Boat Slip, Outdoor Grill, Covered, Deck, Patio, Rear Porch
Pool On Property
Yes
Area Amenities
Cluster Mailbox, Golf, Lock and Leave, Pool, Restaurant, Spa/Hot Tub, Sundeck

Price history

Members only
Days on market
$399,000
List price
0
Price reductions
Active
Since Sep 3, 2026
Property history1 event
DateEventPriceChange
Sep 3, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lake Travis ISD
Elementary
West Cypress Hills
Middle
Lake Travis
High
Lake Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $399,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,835 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,835

Principal & interest
$2,018
Property taxes
$484
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$319,200$3,568$20,643$315,632
2$315,632$3,807$20,404$311,825
3$311,825$4,062$20,149$307,764
4$307,764$4,334$19,877$303,430
5$303,430$4,624$19,587$298,806
6$298,806$4,934$19,277$293,873
7$293,873$5,264$18,947$288,609
8$288,609$5,617$18,594$282,992
9$282,992$5,993$18,218$276,999
10$276,999$6,394$17,817$270,605
  • Year 1$315,632
    Principal paid
    $3,568
    Interest paid
    $20,643
    Starting balance
    $319,200
  • Year 2$311,825
    Principal paid
    $3,807
    Interest paid
    $20,404
    Starting balance
    $315,632
  • Year 3$307,764
    Principal paid
    $4,062
    Interest paid
    $20,149
    Starting balance
    $311,825
  • Year 4$303,430
    Principal paid
    $4,334
    Interest paid
    $19,877
    Starting balance
    $307,764
  • Year 5$298,806
    Principal paid
    $4,624
    Interest paid
    $19,587
    Starting balance
    $303,430
  • Year 6$293,873
    Principal paid
    $4,934
    Interest paid
    $19,277
    Starting balance
    $298,806
  • Year 7$288,609
    Principal paid
    $5,264
    Interest paid
    $18,947
    Starting balance
    $293,873
  • Year 8$282,992
    Principal paid
    $5,617
    Interest paid
    $18,594
    Starting balance
    $288,609
  • Year 9$276,999
    Principal paid
    $5,993
    Interest paid
    $18,218
    Starting balance
    $282,992
  • Year 10$270,605
    Principal paid
    $6,394
    Interest paid
    $17,817
    Starting balance
    $276,999
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.