207 Cove Creek DR, Spicewood TX 78669
Spicewood, TX 78669 · Ridge Harbor
Single Family Residence for sale in Ridge Harbor
Overview
Property Description
Incredible opportunity to own a special slice of Texas in a gated community with excellent amenities, lake access, and plenty of space and privacy! Welcome to 207 Cove Creek Dr. This home features 4 bedrooms, 3 bathrooms, an office, and 2,560 sq ft. The main living spaces are open concept, and the living room has high, beamed ceilings, concrete floors, and a beautiful fireplace. The dedicated office is located immediately to the right as you enter the home, and the formal dining space is immediately to the left. The large, updated kitchen is light and bright, and features quartz countertops and stainless steel appliances. There is a large dining area next to the kitchen, and it overlooks the stunning backyard. The primary bedroom has tray ceilings, a huge walk-in closet, a spacious ensuite bathroom with two vanities, a soaking tub, a walk-in shower, and a water closet. The second living space leads to a private bedroom and full bathroom and could be used for a second primary suite, multigenerational living, or as a private suite for long-term guests. It is currently used as a dedicated office, but the options are truly limitless! The backyard may just become your favorite place to relax, thanks to the huge stone patio with large covered and uncovered sections, a custom built-in fire pit, beautiful trees, and expertly designed landscaping. The front of the home is also beautifully landscaped and welcoming, and features a charming bridge. The home is perfect for a main residence or lock-and-leave property, thanks to being located in the private gated community of Ridge Harbor. Community amenities include a marina, two boat ramps, a pool, park, sports courts, and a playground.
Financial Info
- Price
- $625,000
- $ / Sqft
- $244
- HOA
- Yes - Mandatory / $1,082 / Annually
- HOA Name
- Ridge Harbor HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.3233%
- Est. Taxes
- $7,245
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 207 Cove Creek DR
- County
- Burnet
- City
- Spicewood
- State
- TX
- Zip
- 78669
- Subdivision
- Ridge Harbor
- Legal Description
- S7290 RIDGE HARBOR LOT 108, SEC 1
- Parcel
- 36676
Interior Features
- Floor
- Carpet, Concrete
- Num Living
- 2
- Dining
- 2
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island
- Appliances
- Dishwasher, Microwave, Range, Stainless Steel Appliance(s)
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Quartz Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Study/Home Office, Washer Hookup, None, Blinds, Window Treatments
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2005 / Resale
- Square Feet
- 2,560 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Driveway, Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Masonry – All Sides
- Acres
- 0.38
- Lot Description
- Back Yard, Front Yard, Landscaped, Private, Trees-Moderate, Xeriscape
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- LW
Utility Info
- Water
- Private
- Sewer
- Private Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Wrought Iron
- Exterior Features
- Gutters Partial, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- See Remarks, Gated, Lake, Lock and Leave, Playground, Pool, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| May 20, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Marble Falls ISD
- Elementary
- Spicewood (Marble Falls ISD)
- Middle
- Marble Falls
- High
- Marble Falls
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,285 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,285
- Principal & interest
- $3,160
- Property taxes
- $604
- Homeowners insurance
- $521
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $500,000 | $5,589 | $32,335 | $494,411 | |
| 2 | $494,411 | $5,963 | $31,961 | $488,448 | |
| 3 | $488,448 | $6,362 | $31,562 | $482,086 | |
| 4 | $482,086 | $6,788 | $31,136 | $475,298 | |
| 5 | $475,298 | $7,243 | $30,681 | $468,055 | |
| 6 | $468,055 | $7,728 | $30,196 | $460,327 | |
| 7 | $460,327 | $8,246 | $29,678 | $452,081 | |
| 8 | $452,081 | $8,798 | $29,126 | $443,283 | |
| 9 | $443,283 | $9,387 | $28,537 | $433,896 | |
| 10 | $433,896 | $10,016 | $27,908 | $423,881 |
- Year 1$494,411
- Principal paid
- $5,589
- Interest paid
- $32,335
- Starting balance
- $500,000
- Year 2$488,448
- Principal paid
- $5,963
- Interest paid
- $31,961
- Starting balance
- $494,411
- Year 3$482,086
- Principal paid
- $6,362
- Interest paid
- $31,562
- Starting balance
- $488,448
- Year 4$475,298
- Principal paid
- $6,788
- Interest paid
- $31,136
- Starting balance
- $482,086
- Year 5$468,055
- Principal paid
- $7,243
- Interest paid
- $30,681
- Starting balance
- $475,298
- Year 6$460,327
- Principal paid
- $7,728
- Interest paid
- $30,196
- Starting balance
- $468,055
- Year 7$452,081
- Principal paid
- $8,246
- Interest paid
- $29,678
- Starting balance
- $460,327
- Year 8$443,283
- Principal paid
- $8,798
- Interest paid
- $29,126
- Starting balance
- $452,081
- Year 9$433,896
- Principal paid
- $9,387
- Interest paid
- $28,537
- Starting balance
- $443,283
- Year 10$423,881
- Principal paid
- $10,016
- Interest paid
- $27,908
- Starting balance
- $433,896
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.