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Active Under ContractMLS #9998881

207 Cove Creek DR, Spicewood TX 78669

Spicewood, TX 78669 · Ridge Harbor

Single Family Residence for sale in Ridge Harbor

4Bedrooms
3Bathrooms
2,560Square Ft
0.38Acres
2Garage
2005Year Built
1 / 40
$615,000$625,000
3D tour

Overview

Property Description

Seller is offering 2/1 Buydown. Incredible opportunity to own a special slice of Texas in a gated community with excellent amenities, lake access, and plenty of space and privacy! Welcome to 207 Cove Creek Dr. This home features 4 bedrooms, 3 bathrooms, an office, and 2,560 sq ft. The main living spaces are open concept, and the living room has high, beamed ceilings, concrete floors, and a beautiful fireplace. The dedicated office is located immediately to the right as you enter the home, and the formal dining space is immediately to the left. The large, updated kitchen is light and bright, and features quartz countertops and stainless steel appliances. There is a large dining area next to the kitchen, and it overlooks the stunning backyard. The primary bedroom has tray ceilings, a huge walk-in closet, a spacious ensuite bathroom with two vanities, a soaking tub, a walk-in shower, and a water closet. The second living space leads to a private bedroom and full bathroom and could be used for a second primary suite, multigenerational living, or as a private suite for long-term guests. It is currently used as a dedicated office, but the options are truly limitless! The backyard may just become your favorite place to relax, thanks to the huge stone patio with large covered and uncovered sections, a custom built-in fire pit, beautiful trees, and expertly designed landscaping. The front of the home is also beautifully landscaped and welcoming, and features a charming bridge. The home is perfect for a main residence or lock-and-leave property, thanks to being located in the private gated community of Ridge Harbor. Community amenities include a marina, two boat ramps, a pool, park, sports courts, and a playground.

Financial Info
Price
$615,000
$ / Sqft
$240
HOA
Yes - Mandatory / $1,082 / Annually
HOA Name
Ridge Harbor HOA
HOA Includes
Common Area Maintenance
Tax Rate
1.3233%
Est. Taxes
$7,245
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
207 Cove Creek DR
County
Burnet
City
Spicewood
State
TX
Zip
78669
Subdivision
Ridge Harbor
Legal Description
S7290 RIDGE HARBOR LOT 108, SEC 1
Parcel
36676
Interior Features
Floor
Carpet, Concrete
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island
Appliances
Dishwasher, Microwave, Range, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Breakfast Bar, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Quartz Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Study/Home Office, Washer Hookup, None, Blinds, Window Treatments
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2005 / Resale
Square Feet
2,560 / Public Records
Garages
2
Garage Desc
Attached, Driveway, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Masonry – All Sides
Acres
0.38
Lot Description
Back Yard, Front Yard, Landscaped, Private, Trees-Moderate, Xeriscape
Restrictions
Deed Restrictions
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
LW
Utility Info
Water
Private
Sewer
Private Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wrought Iron
Exterior Features
Gutters Partial, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
See Remarks, Gated, Lake, Lock and Leave, Playground, Pool, Sport Court(s)/Facility

Price history

Days on market
−$10,000 (−1.6%)
$625,000 → $615,000
1
Price reduction
Active Under Contract
Since Oct 25, 2026
Price trend
List priceMay 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 25, 2026Active Under Contract
Oct 13, 2026Price Decrease$615,000−$10,000 (−1.6%)
May 20, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Spicewood (Marble Falls ISD)
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $615,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,227 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,227

Principal & interest
$3,110
Property taxes
$604
Homeowners insurance
$513

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$492,000$5,499$31,818$486,501
2$486,501$5,868$31,450$480,633
3$480,633$6,260$31,057$474,373
4$474,373$6,680$30,638$467,693
5$467,693$7,127$30,190$460,566
6$460,566$7,604$29,713$452,962
7$452,962$8,114$29,204$444,848
8$444,848$8,657$28,660$436,191
9$436,191$9,237$28,080$426,954
10$426,954$9,855$27,462$417,099
  • Year 1$486,501
    Principal paid
    $5,499
    Interest paid
    $31,818
    Starting balance
    $492,000
  • Year 2$480,633
    Principal paid
    $5,868
    Interest paid
    $31,450
    Starting balance
    $486,501
  • Year 3$474,373
    Principal paid
    $6,260
    Interest paid
    $31,057
    Starting balance
    $480,633
  • Year 4$467,693
    Principal paid
    $6,680
    Interest paid
    $30,638
    Starting balance
    $474,373
  • Year 5$460,566
    Principal paid
    $7,127
    Interest paid
    $30,190
    Starting balance
    $467,693
  • Year 6$452,962
    Principal paid
    $7,604
    Interest paid
    $29,713
    Starting balance
    $460,566
  • Year 7$444,848
    Principal paid
    $8,114
    Interest paid
    $29,204
    Starting balance
    $452,962
  • Year 8$436,191
    Principal paid
    $8,657
    Interest paid
    $28,660
    Starting balance
    $444,848
  • Year 9$426,954
    Principal paid
    $9,237
    Interest paid
    $28,080
    Starting balance
    $436,191
  • Year 10$417,099
    Principal paid
    $9,855
    Interest paid
    $27,462
    Starting balance
    $426,954
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.