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ActiveMLS #4814566

3405 Bee Creek RD, Spicewood TX 78669

Spicewood, TX 78669 · Travis Settlement Sec 07

Single Family Residence for sale in Travis Settlement Sec 07

5Bedrooms
4 full / 1 halfBathrooms
4,800Square Ft
2.70Acres
2Garage
1993Year Built
Price Reduced
1 / 40
$1,099,000$1,795,000

Overview

Property Description

OWNER FINANCING AVAILABLE! LOCATION, LOCATION! Only 40min to downtown Austin, Close to Schools, Restaurants & Stores. Unique house situated on 2.7 acres on Lake Travis w/ 200 feet of water frontage w/ large covered boat dock. 5+ bedrooms, 4.5 baths, 2 car garage & 3 car ports, gated & fenced, circular driveway. Mesmerizing open bay views to the lake, high vaulted ceilings w/ unique 16 ft glass bay that opens on hydraulics & wood burning stone fireplace. Spacious primary suite on the main level plus additional sitting room w/ a stone fireplace & outdoor views to patio and lake. Kitchen has granite countertops & stainless appliances open to breakfast area w/ lovely window banquette seating with amazing lake views. Ample size dining room w/ wood beams & Saltillo floors. House has a covered water well system w/ solar power for unlimited water. Backyard has 3 decks w/ lake views. Private back road access to community boat ramp and also private boat dock. Large oak trees in the front & back yard, with a large open meadow by the lake. Must see!

Financial Info
Price
$1,099,000
$ / Sqft
$229
HOA
Yes - Mandatory / $178 / Annually
HOA Name
Travis Settlement
Tax Rate
1.7%
Est. Taxes
$15,000
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
3405 Bee Creek RD
County
Travis
City
Spicewood
State
TX
Zip
78669
Subdivision
Travis Settlement Sec 07
Legal Description
Lot 388 Travis Settlement Sec 7
Parcel
01349606300000
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Pantry
Appliances
Built-In Electric Oven, Cooktop, Dishwasher, Dryer, Microwave, Free-Standing Refrigerator, Warming Drawer, Washer, Electric Water Heater
Laundry
Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
2
Fireplace Description
Family Room, Primary Bedroom
Interior Features
Breakfast Bar, Entrance Foyer, Primary Bedroom on Main, Pantry, Multiple Living Areas, Multiple Dining Areas, Study/Home Office, None, Vinyl Windows, Window Treatments
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
4 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1993 / Resale
Square Feet
4,800 / Owner
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Masonry – All Sides
Acres
2.70
Lot Description
Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Lake, Panoramic, River
Water Access
Yes
Waterfront
Yes
Area
LS
Utility Info
Water
Private, Well
Sewer
Septic Tank
Utilities
Electricity Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy
Exterior Features
Boat Dock - Shared, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Common Grounds, Lake

Price history

Days on market
−$696,000 (−38.8%)
$1,795,000 → $1,099,000
6
Price reductions
Active
Since Feb 19, 2026
Price trend
List priceFeb 2026 → Sep 2026
Property history7 events
DateEventPriceChange
Sep 14, 2026Price Decrease$1,099,000−$100,000 (−8.3%)
Aug 7, 2026Price Decrease$1,199,000−$146,000 (−10.9%)
Jul 3, 2026Price Decrease$1,345,000−$145,000 (−9.7%)
May 12, 2026Price Decrease$1,490,000−$60,000 (−3.9%)
Apr 10, 2026Price Decrease$1,550,000−$100,000 (−6.1%)
Mar 16, 2026Price Decrease$1,650,000−$145,000 (−8.1%)
Feb 19, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 130956

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
LAKE TRAVIS ISD1.039700$905,042$9,409.72
TRAVIS CO ESD NO 160.077500$1,306,302$1,012.38
TRAVIS CO ESD NO 80.093015$1,306,302$1,215.06
TRAVIS COUNTY0.375845$1,045,042$3,927.74
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$1,045,042$1,233.39
Ordinary property tax estimate1.704083$16,798.29

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
BALLOUZ MARC
Legal
LOT 388 TRAVIS SETTLEMENT SEC 7 & ABS 2163 SUR 49 GC & RR CO ABS 2539 SUR 50 CEZEAU G ACR. 1.5903 (TOTAL 2.6103)
Geo ID
prop:130956
Acreage
2.61
Exemptions
Exemption Type
Homestead
Tax Summary
MLS estimated annual taxes
$15,000
MLS tax year
2025
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$1,756,4541.704083$15,138.85
2024—1.676014$13,750.79
2023—1.633447$12,053.27
2022—1.782023$12,507.86
2021—1.884279$12,219.47
2020—1.998565$11,738.74

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info
District
Lake Travis ISD
Elementary
West Cypress Hills
Middle
Lake Travis
High
Lake Travis

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,099,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$7,723 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $7,723

Principal & interest
$5,557
Property taxes
$1,250
Homeowners insurance
$916

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$879,200$9,827$56,859$869,373
2$869,373$10,485$56,201$858,888
3$858,888$11,187$55,498$847,700
4$847,700$11,937$54,749$835,764
5$835,764$12,736$53,950$823,028
6$823,028$13,589$53,097$809,439
7$809,439$14,499$52,187$794,940
8$794,940$15,470$51,216$779,470
9$779,470$16,506$50,180$762,963
10$762,963$17,612$49,074$745,352
  • Year 1$869,373
    Principal paid
    $9,827
    Interest paid
    $56,859
    Starting balance
    $879,200
  • Year 2$858,888
    Principal paid
    $10,485
    Interest paid
    $56,201
    Starting balance
    $869,373
  • Year 3$847,700
    Principal paid
    $11,187
    Interest paid
    $55,498
    Starting balance
    $858,888
  • Year 4$835,764
    Principal paid
    $11,937
    Interest paid
    $54,749
    Starting balance
    $847,700
  • Year 5$823,028
    Principal paid
    $12,736
    Interest paid
    $53,950
    Starting balance
    $835,764
  • Year 6$809,439
    Principal paid
    $13,589
    Interest paid
    $53,097
    Starting balance
    $823,028
  • Year 7$794,940
    Principal paid
    $14,499
    Interest paid
    $52,187
    Starting balance
    $809,439
  • Year 8$779,470
    Principal paid
    $15,470
    Interest paid
    $51,216
    Starting balance
    $794,940
  • Year 9$762,963
    Principal paid
    $16,506
    Interest paid
    $50,180
    Starting balance
    $779,470
  • Year 10$745,352
    Principal paid
    $17,612
    Interest paid
    $49,074
    Starting balance
    $762,963
First 10 of 30 years

Nearby

Courtesy of Renata Realty · (512) 694-5661

Listings courtesy of ACTRIS as distributed by MLS GRID.