512 Harbor DR # 7, Spicewood TX 78669
Spicewood, TX 78669 · Harbor Point
Townhouse for sale in Harbor Point
Overview
Property Description
*STRs allowed!* Wake to sweeping views of Lake Travis and the natural beauty of Turkey Bend from this beautifully appointed lakefront townhome in gated Ridge Harbor. Unforgettable sunsets and more than 1,100 acres of Hill Country landscape across the water create a tranquil sense of privacy and open space. An included boat slip with HydroHoist lift offers effortless lake access just steps away. An iron entry door opens to a light-filled interior enhanced by travertine flooring. Designed for entertaining, the upper level features an open great room, dining alcove, and chef-inspired kitchen flowing onto a spacious tiled terrace overlooking the water. A vaulted wood ceiling, stone fireplace, wall of windows, and custom motorized shades elevate the inviting living space. The kitchen is appointed with two granite islands, breakfast-bar seating, a commercial-style six-burner gas range with double ovens, stainless steel appliances, ice machine, pantry, and dedicated wine and coffee bar. Two secondary bedrooms and two full bathrooms complete this level. The lower-level primary suite offers a private retreat with a stone fireplace, built-ins, access to a covered terrace with Lake Travis and marina views, a large walk-in closet, and a luxurious bathroom with dual granite vanities, generous cabinetry, and an oversized walk-in shower. A fourth bedroom, adjacent full bathroom, and utility room complete the lower level. Ridge Harbor amenities include a community pool, waterfront park, tennis and pickleball courts, playground, marina, and abundant outdoor recreation. Ideal as a full-time residence or weekend escape, this exceptional lock-and-leave townhome offers an inviting opportunity to embrace the Lake Travis lifestyle. Short-term rentals are allowed, giving flexibility to generate rental income when not in residence. The roof was replaced within the past two years, and the owners installed durable Hardie® plank siding, offering lasting performance and low-maintenance appeal.
Financial Info
- Price
- $699,000
- $ / Sqft
- $281
- HOA
- Yes - Mandatory / $1,383.5 / Annually
- HOA Name
- HPTA and Ridge Harbor
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 1.3233%
- Est. Taxes
- $9,970.37
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 512 Harbor DR # 7
- County
- Burnet
- City
- Spicewood
- State
- TX
- Zip
- 78669
- Subdivision
- Harbor Point
- Legal Description
- S5102 HARBOR POINT LOT 7 AND INTEREST IN COMMON AREA (TOWNHOME)
- Parcel
- 18495
Interior Features
- Floor
- Carpet, Stone, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- See Remarks, Dishwasher, Disposal, Gas Range, Microwave, Electric Oven, Double Oven, RNGHD, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Electric Water Heater, Wine Refrigerator
- Laundry
- In Unit, Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 2
- Fireplace Description
- Living Room, Primary Bedroom
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Granite Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Fire Alarm, See Remarks, Window Treatments
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 4 / 0
- Prop Type
- Residential
- Property Type
- Townhouse
- Stories
- 2
- Year Built
- 1985 / Resale
- Square Feet
- 2,489 / Public Records
- Garages
- 2
- Garage Desc
- Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Pillar/Post/Pier
- Roof
- Shingle
- Construction
- Vinyl Siding
- Acres
- 0.03
- Lot Description
- Cul-De-Sac, Views
- Restrictions
- Deed Restrictions
- Flood Plain
- Yes-100 yr
- View
- Hill Country, Lake, Marina, Panoramic
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Propane, Water Connected
- Heat
- Central, Electric
- A C
- Central Air, Electric
Exterior Features
- Fence
- None
- Exterior Features
- See Remarks, Boat Slip, Exterior Steps, Lighting, Private Entrance, Terrace
- Pool On Property
- No
- Area Amenities
- See Remarks, Common Grounds, Controlled Access, Gated, Lake, Park, Picnic Area, Pool, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 28, 2026 | Active Under Contract | — | |
| Aug 21, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Marble Falls ISD
- Elementary
- Spicewood (Marble Falls ISD)
- Middle
- Marble Falls
- High
- Marble Falls
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,949 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,949
- Principal & interest
- $3,535
- Property taxes
- $831
- Homeowners insurance
- $583
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $559,200 | $6,250 | $36,164 | $552,950 | |
| 2 | $552,950 | $6,669 | $35,745 | $546,281 | |
| 3 | $546,281 | $7,116 | $35,299 | $539,165 | |
| 4 | $539,165 | $7,592 | $34,822 | $531,573 | |
| 5 | $531,573 | $8,101 | $34,314 | $523,473 | |
| 6 | $523,473 | $8,643 | $33,771 | $514,830 | |
| 7 | $514,830 | $9,222 | $33,192 | $505,608 | |
| 8 | $505,608 | $9,840 | $32,575 | $495,768 | |
| 9 | $495,768 | $10,498 | $31,916 | $485,270 | |
| 10 | $485,270 | $11,202 | $31,213 | $474,068 |
- Year 1$552,950
- Principal paid
- $6,250
- Interest paid
- $36,164
- Starting balance
- $559,200
- Year 2$546,281
- Principal paid
- $6,669
- Interest paid
- $35,745
- Starting balance
- $552,950
- Year 3$539,165
- Principal paid
- $7,116
- Interest paid
- $35,299
- Starting balance
- $546,281
- Year 4$531,573
- Principal paid
- $7,592
- Interest paid
- $34,822
- Starting balance
- $539,165
- Year 5$523,473
- Principal paid
- $8,101
- Interest paid
- $34,314
- Starting balance
- $531,573
- Year 6$514,830
- Principal paid
- $8,643
- Interest paid
- $33,771
- Starting balance
- $523,473
- Year 7$505,608
- Principal paid
- $9,222
- Interest paid
- $33,192
- Starting balance
- $514,830
- Year 8$495,768
- Principal paid
- $9,840
- Interest paid
- $32,575
- Starting balance
- $505,608
- Year 9$485,270
- Principal paid
- $10,498
- Interest paid
- $31,916
- Starting balance
- $495,768
- Year 10$474,068
- Principal paid
- $11,202
- Interest paid
- $31,213
- Starting balance
- $485,270
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.