522 Circle DR, Sunrise Beach TX 78643
Sunrise Beach, TX 78643 · Granite Shoals Lake Estat
Single Family Residence for sale in Granite Shoals Lake Estat
Overview
Property Description
Own your own piece of the Hill Country on the only constant level lake in central Texas. This 3180 sqft 2 story custom built lakeside home is on 5 lots/1.48 acres of treed, park-like settings-all the room you need to create cherished memories with family and friends. 343 ft of waterfront complete with concrete bulkheads, retaining walls and docks, 2 recessed boat slips, 1 recessed boat lift. Covered front and back porches, large covered deck overlooking the water, all equipped with electricity. **Buyer and or Buyers Agent to verify- water frontage, acreage, schools, taxes, square footage, Etc.** Home is perfect for entertaining. Large open living area, separate large formal dining room, private owners suite located downstairs, large utility room, & half bath, 2 additional bonus rooms for office or game rooms. Upstairs has 3 bedrooms, two large bonus rooms, 2 full baths, one en suite. Property is fenced all around with an electric front gate, also has a very large Morgan Metal Building and small shed as well. Multiple neighborhood parks with boat ramps, playgrounds, pickle ball courts. Private neighborhood airport.
Financial Info
- Price
- $1,750,000
- $ / Sqft
- $550
- HOA
- None
- Tax Rate
- 1.26127%
- Est. Taxes
- $15,742.29
- Tax Year
- 2025
- Exemptions
- Over 65
Legal Info
- Address
- 522 Circle DR
- County
- Llano
- City
- Sunrise Beach
- State
- TX
- Zip
- 78643
- Subdivision
- Granite Shoals Lake Estat
- Legal Description
- GRANITE SHOALS LAKE ESTATES LTS 130-132 & 132A & 133
- Parcel
- 15542
Interior Features
- Floor
- Bamboo, Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Range, Microwave, Water Softener Owned
- Laundry
- In Hall, Laundry Room
- Master Bed
- 2 Primary Baths
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- 2 Primary Baths, In-Law Floorplan, Storage, Study/Home Office, None, ENERGY STAR Qualified Windows, Shutters, Solar Screens
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2004 / Resale
- Square Feet
- 3,180 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Circular Driveway, Driveway, Electric Gate, Garage, Outside, Private, Secured
- Foundation
- Slab
- Roof
- Metal
- Construction
- Cedar, Frame, HardiPlank Type
- Acres
- 1.52
- Lot Description
- Back Yard, Cleared, Front Yard, Irregular Lot, Landscaped, Native Plants, Sprinkler - Automatic, Sprinkler - In-ground, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- See Remarks, City Restrictions, Easement
- Flood Plain
- Yes-100 yr
- View
- Lake, Water
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LL
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- See Remarks
- Heat
- Central, Electric, Zoned
- A C
- Central Air, Electric, Zoned
Exterior Features
- Fence
- Chain Link, Fenced, Front Yard, Gate, Wrought Iron
- Exterior Features
- Balcony, Boat Dock - Private, Boat Lift, Boat Slip, Exterior Steps, Gutters Partial, Private Yard, Deck, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Airport/Runway, BBQ Pit/Grill, Fishing, Lake, Picnic Area, Sport Court(s)/Facility, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 1, 2026 | Back On Market | — | |
| Jul 28, 2026 | Hold | — | |
| Jul 11, 2026 | Price Decrease | $1,750,000−$229,000 (−11.6%) | −$229,000 (−11.6%) |
| May 15, 2026 | Price Decrease | $1,979,000−$271,000 (−12%) | −$271,000 (−12%) |
| Apr 5, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Llano ISD
- Elementary
- Packsaddle
- Middle
- Llano
- High
- Llano
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$11,619 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $11,619
- Principal & interest
- $8,849
- Property taxes
- $1,312
- Homeowners insurance
- $1,458
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $1,400,000 | $15,648 | $90,539 | $1,384,352 | |
| 2 | $1,384,352 | $16,696 | $89,491 | $1,367,656 | |
| 3 | $1,367,656 | $17,814 | $88,373 | $1,349,841 | |
| 4 | $1,349,841 | $19,007 | $87,180 | $1,330,834 | |
| 5 | $1,330,834 | $20,280 | $85,907 | $1,310,554 | |
| 6 | $1,310,554 | $21,639 | $84,549 | $1,288,915 | |
| 7 | $1,288,915 | $23,088 | $83,100 | $1,265,827 | |
| 8 | $1,265,827 | $24,634 | $81,553 | $1,241,193 | |
| 9 | $1,241,193 | $26,284 | $79,904 | $1,214,910 | |
| 10 | $1,214,910 | $28,044 | $78,143 | $1,186,866 |
- Year 1$1,384,352
- Principal paid
- $15,648
- Interest paid
- $90,539
- Starting balance
- $1,400,000
- Year 2$1,367,656
- Principal paid
- $16,696
- Interest paid
- $89,491
- Starting balance
- $1,384,352
- Year 3$1,349,841
- Principal paid
- $17,814
- Interest paid
- $88,373
- Starting balance
- $1,367,656
- Year 4$1,330,834
- Principal paid
- $19,007
- Interest paid
- $87,180
- Starting balance
- $1,349,841
- Year 5$1,310,554
- Principal paid
- $20,280
- Interest paid
- $85,907
- Starting balance
- $1,330,834
- Year 6$1,288,915
- Principal paid
- $21,639
- Interest paid
- $84,549
- Starting balance
- $1,310,554
- Year 7$1,265,827
- Principal paid
- $23,088
- Interest paid
- $83,100
- Starting balance
- $1,288,915
- Year 8$1,241,193
- Principal paid
- $24,634
- Interest paid
- $81,553
- Starting balance
- $1,265,827
- Year 9$1,214,910
- Principal paid
- $26,284
- Interest paid
- $79,904
- Starting balance
- $1,241,193
- Year 10$1,186,866
- Principal paid
- $28,044
- Interest paid
- $78,143
- Starting balance
- $1,214,910
Nearby
Courtesy of Fathom Realty · (888) 455-6040
Listings courtesy of ACTRIS as distributed by MLS GRID.