221 Private Road 4001, Thorndale TX 76577
Thorndale, TX 76577 · James W Harvey Surv Abs #188
Single Family Residence for sale in James W Harvey Surv Abs #188
Overview
Property Description
**Your Private San Gabriel River Retreat Awaits!** Escape to 3 secluded acres of peaceful Texas countryside with beautiful San Gabriel River frontage, abundant wildlife, and deer frequently roaming the property. This one-of-a-kind retreat offers approximately 2,100 SF of interior living space with 2 main-level bedrooms and 2 bathrooms, plus an additional 300 SF loft featuring 2 more bedrooms (loft SF not included in advertised living area). An impressive 1,800 SF air-conditioned garage provides exceptional space for vehicles, hobbies, a workshop, or endless possibilities. Imagine sipping your morning coffee while watching deer wander by, spending afternoons along the river, and unwinding in the privacy of your own secluded getaway. Whether you're seeking a peaceful full-time residence or a weekend escape, this property delivers the space, serenity, and natural beauty you've been searching for. **Properties combining river frontage, acreage, privacy, and this much versatile space don't come along every day! Don't just dream about your own private retreat—come experience it firsthand. Schedule your private showing today and discover why this could be the escape you've been waiting for!**
Financial Info
- Price
- $599,999
- $ / Sqft
- $286
- HOA
- None
- Tax Rate
- 1.843%
- Est. Taxes
- $5,642
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 221 Private Road 4001
- County
- Milam
- City
- Thorndale
- State
- TX
- Zip
- 76577
- Subdivision
- James W Harvey Surv Abs #188
- Legal Description
- A1880 HARVEY, JAMES,3.0 ACRES
- Parcel
- R72714
Interior Features
- Floor
- Concrete
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Built-In Electric Oven, Dishwasher, Electric Range, Refrigerator
- Laundry
- In Garage
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room, Wood Burning
- Interior Features
- Ceiling Fan(s), High Ceilings, Stone Counters, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Primary Bedroom on Main, Security System, Double Pane Windows
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2018 / Resale
- Square Feet
- 2,100 / Public Records
- Garages
- 3
- Garage Desc
- Circular Driveway, Garage Faces Rear, Gravel
- Foundation
- Slab
- Roof
- Metal
- Construction
- Metal Siding
- Acres
- 3.00
- Lot Description
- Private Maintained Road, Trees-Moderate
- Restrictions
- None
- Flood Plain
- See Remarks
- View
- River, Trees/Woods
- Water Access
- Yes
- Waterfront
- Yes
- Area
- MC
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Other, Water Connected
- Heat
- Central, Fireplace(s), Heat Pump
- A C
- Central Air, Heat Pump
Exterior Features
- Fence
- None
- Exterior Features
- Satellite Dish Owned, Awning(s)
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 5, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Thorndale ISD
- Elementary
- Thorndale
- Middle
- Thorndale
- High
- Thorndale
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,004 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,004
- Principal & interest
- $3,034
- Property taxes
- $470
- Homeowners insurance
- $500
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $479,999 | $5,365 | $31,042 | $474,634 | |
| 2 | $474,634 | $5,724 | $30,683 | $468,910 | |
| 3 | $468,910 | $6,108 | $30,299 | $462,802 | |
| 4 | $462,802 | $6,517 | $29,890 | $456,285 | |
| 5 | $456,285 | $6,953 | $29,454 | $449,332 | |
| 6 | $449,332 | $7,419 | $28,988 | $441,913 | |
| 7 | $441,913 | $7,916 | $28,491 | $433,997 | |
| 8 | $433,997 | $8,446 | $27,961 | $425,551 | |
| 9 | $425,551 | $9,012 | $27,396 | $416,540 | |
| 10 | $416,540 | $9,615 | $26,792 | $406,925 |
- Year 1$474,634
- Principal paid
- $5,365
- Interest paid
- $31,042
- Starting balance
- $479,999
- Year 2$468,910
- Principal paid
- $5,724
- Interest paid
- $30,683
- Starting balance
- $474,634
- Year 3$462,802
- Principal paid
- $6,108
- Interest paid
- $30,299
- Starting balance
- $468,910
- Year 4$456,285
- Principal paid
- $6,517
- Interest paid
- $29,890
- Starting balance
- $462,802
- Year 5$449,332
- Principal paid
- $6,953
- Interest paid
- $29,454
- Starting balance
- $456,285
- Year 6$441,913
- Principal paid
- $7,419
- Interest paid
- $28,988
- Starting balance
- $449,332
- Year 7$433,997
- Principal paid
- $7,916
- Interest paid
- $28,491
- Starting balance
- $441,913
- Year 8$425,551
- Principal paid
- $8,446
- Interest paid
- $27,961
- Starting balance
- $433,997
- Year 9$416,540
- Principal paid
- $9,012
- Interest paid
- $27,396
- Starting balance
- $425,551
- Year 10$406,925
- Principal paid
- $9,615
- Interest paid
- $26,792
- Starting balance
- $416,540
Courtesy of The Real Estate Social, LLC · (512) 309-4462
Listings courtesy of ACTRIS as distributed by MLS GRID.