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305 N 5th St 2007096Edit search
ActiveMLS #2007096

305 N 5th ST, Thorndale TX 76577

Thorndale, TX 76577 · Mutual Lumber

Single Family Residence for sale in Mutual Lumber

2Bedrooms
1Bathrooms
1,176Square Ft
0.32Acres
3Garage
1976Year Built
Price Reduced
1 / 20
$214,900$225,000

Overview

Property Description

This charming Thorndale bungalow sits on a pretty treed .318-acre lot and offers an inviting blend of character and comfort. The home features two bedrooms, one bath, and two spacious living areas, including one with a raised-hearth fireplace. Thoughtful built-ins—such as a buffet, bookcases, breakfast bar, and a bay window—add warmth and personality, complemented by wood floors throughout. Recent updates include roof shingles and a firewall, providing added peace of mind. An oversized 2.5-car garage with a utility area offers excellent storage and workspace, while the fenced backyard is perfect for pets, play, or outdoor relaxation. This delightful property is truly a must-see.

Financial Info
Price
$214,900
$ / Sqft
$183
HOA
None
Tax Rate
2.3576%
Est. Taxes
$4,159
Tax Year
2025
Exemptions
None
Legal Info
Address
305 N 5th ST
County
Milam
City
Thorndale
State
TX
Zip
76577
Subdivision
Mutual Lumber
Legal Description
S15000 MUTUAL LUMBER BLK A LOT A, S PT OF
Parcel
R11629
Interior Features
Floor
Wood
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Dishwasher, Refrigerator, Gas Water Heater
Laundry
In Garage, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room, Raised Hearth, Wood Burning
Interior Features
Bookcases, Breakfast Bar, Ceiling Fan(s), Laminate Counters, Electric Dryer Hookup, Interior Steps, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Washer Hookup, None, Wood Frames
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1976 / Resale
Square Feet
1,176 / Public Records
Garages
3
Garage Desc
Attached, Door-Multi, Garage, Garage Faces Front, Oversized
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Frame
Acres
0.32
Lot Description
Interior Lot, Level, Public Maintained Road, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions
Flood Plain
See Remarks, No
View
None
Water Access
No
Waterfront
No
Area
MC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link
Exterior Features
Gutters Partial, Front Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$10,100 (−4.5%)
$225,000 → $214,900
1
Price reduction
Active
Since Mar 16, 2026
Price trend
List priceMar 2026 → May 2026
Property history2 events
DateEventPriceChange
May 4, 2026Price Decrease$214,900−$10,100 (−4.5%)
Mar 16, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Thorndale ISD
Elementary
Thorndale
Middle
Thorndale
High
Thorndale

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $214,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,613 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,613

Principal & interest
$1,087
Property taxes
$347
Homeowners insurance
$179

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$171,920$1,922$11,118$169,998
2$169,998$2,050$10,990$167,948
3$167,948$2,188$10,852$165,761
4$165,761$2,334$10,706$163,426
5$163,426$2,490$10,549$160,936
6$160,936$2,657$10,383$158,279
7$158,279$2,835$10,205$155,444
8$155,444$3,025$10,015$152,419
9$152,419$3,228$9,812$149,191
10$149,191$3,444$9,596$145,747
  • Year 1$169,998
    Principal paid
    $1,922
    Interest paid
    $11,118
    Starting balance
    $171,920
  • Year 2$167,948
    Principal paid
    $2,050
    Interest paid
    $10,990
    Starting balance
    $169,998
  • Year 3$165,761
    Principal paid
    $2,188
    Interest paid
    $10,852
    Starting balance
    $167,948
  • Year 4$163,426
    Principal paid
    $2,334
    Interest paid
    $10,706
    Starting balance
    $165,761
  • Year 5$160,936
    Principal paid
    $2,490
    Interest paid
    $10,549
    Starting balance
    $163,426
  • Year 6$158,279
    Principal paid
    $2,657
    Interest paid
    $10,383
    Starting balance
    $160,936
  • Year 7$155,444
    Principal paid
    $2,835
    Interest paid
    $10,205
    Starting balance
    $158,279
  • Year 8$152,419
    Principal paid
    $3,025
    Interest paid
    $10,015
    Starting balance
    $155,444
  • Year 9$149,191
    Principal paid
    $3,228
    Interest paid
    $9,812
    Starting balance
    $152,419
  • Year 10$145,747
    Principal paid
    $3,444
    Interest paid
    $9,596
    Starting balance
    $149,191
First 10 of 30 years

Nearby

Courtesy of Coldwell Banker Realty · (512) 930-2000

Listings courtesy of ACTRIS as distributed by MLS GRID.