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ActiveMLS #8931962

195 Covert DR, Tow TX 78672

Tow, TX 78672 · Ja Gabbart

Single Family Residence for sale in Ja Gabbart

3Bedrooms
2 full / 1 halfBathrooms
1,800Square Ft
0.26Acres
0Garage
2023Year Built
Price Reduced
1 / 32
$349,000$385,000

Overview

Property Description

10 foot ceilings 6 inch outer walls with all spray foam insulation, recessed lighting throughout, built in entertainment system, modern appearance , all new appliances, water well, storage or work shed .22 of an acre, just steps from lake Buchanan when at full capacity. End of the street privacy. Room to build your own garage or seller can build for you once sale is completed. So much to list please see pictures! Seller will offer to build garage (at buyers cost) on empty lot after purchase. Seller offers an $18,000 concession towards new septic if LCRA does not approve current septic system.

Financial Info
Price
$349,000
$ / Sqft
$194
HOA
None
Tax Rate
1.0528%
Est. Taxes
$415
Tax Year
2026
Exemptions
None
Legal Info
Address
195 Covert DR
County
Llano
City
Tow
State
TX
Zip
78672
Subdivision
Ja Gabbart
Legal Description
J A GABBART AMENDED LTS 10B & 11B
Parcel
10465000010B0
Interior Features
Floor
See Remarks
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Oven, Electric Oven
Laundry
Inside
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Smoke Detector(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
1,800 / Public Records
Garage Desc
Open
Foundation
Pillar/Post/Pier, Slab
Roof
Shingle
Construction
Wood Siding
Acres
0.26
Lot Description
Cleared, Views
Restrictions
None
Flood Plain
No
View
Lake
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Fenced
Exterior Features
See Remarks, Covered
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$36,000 (−9.4%)
$385,000 → $349,000
1
Price reduction
Active
Since Jul 19, 2026
Price trend
List priceJul 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 22, 2026Price Decrease$349,000−$36,000 (−9.4%)
Jul 19, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $349,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,091 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,091

Principal & interest
$1,765
Property taxes
$35
Homeowners insurance
$291

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$279,200$3,121$18,056$276,079
2$276,079$3,330$17,847$272,750
3$272,750$3,553$17,624$269,197
4$269,197$3,791$17,386$265,406
5$265,406$4,044$17,132$261,362
6$261,362$4,315$16,861$257,047
7$257,047$4,604$16,572$252,442
8$252,442$4,913$16,264$247,529
9$247,529$5,242$15,935$242,288
10$242,288$5,593$15,584$236,695
  • Year 1$276,079
    Principal paid
    $3,121
    Interest paid
    $18,056
    Starting balance
    $279,200
  • Year 2$272,750
    Principal paid
    $3,330
    Interest paid
    $17,847
    Starting balance
    $276,079
  • Year 3$269,197
    Principal paid
    $3,553
    Interest paid
    $17,624
    Starting balance
    $272,750
  • Year 4$265,406
    Principal paid
    $3,791
    Interest paid
    $17,386
    Starting balance
    $269,197
  • Year 5$261,362
    Principal paid
    $4,044
    Interest paid
    $17,132
    Starting balance
    $265,406
  • Year 6$257,047
    Principal paid
    $4,315
    Interest paid
    $16,861
    Starting balance
    $261,362
  • Year 7$252,442
    Principal paid
    $4,604
    Interest paid
    $16,572
    Starting balance
    $257,047
  • Year 8$247,529
    Principal paid
    $4,913
    Interest paid
    $16,264
    Starting balance
    $252,442
  • Year 9$242,288
    Principal paid
    $5,242
    Interest paid
    $15,935
    Starting balance
    $247,529
  • Year 10$236,695
    Principal paid
    $5,593
    Interest paid
    $15,584
    Starting balance
    $242,288
First 10 of 30 years

Nearby

Courtesy of Eaton Real Estate Company,LLC · (561) 938-0000

Listings courtesy of ACTRIS as distributed by MLS GRID.