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195 Covert Dr 8931962Edit search
ActiveMLS #8931962

195 Covert DR, Tow TX 78672

Tow, TX 78672 · Ja Gabbart

Single Family Residence for sale in Ja Gabbart

3Bedrooms
2 full / 1 halfBathrooms
1,800Square Ft
0.26Acres
0Garage
2023Year Built
1 / 29
$385,000

Overview

Property Description

10 foot ceilings 6 inch outer walls with all spray foam insulation, recessed lighting throughout, built in entertainment system, modern appearance , all new appliances, water well, storage or work shed .22 of an acre, just steps from lake Buchanan when at full capacity. End of the street privacy. Room to build your own garage or seller can build for you once sale is completed. So much to list please see pictures! Seller will offer to build garage (at buyers cost) on empty lot after purchase. Seller offers $20,000 concession towards new septic if LCRA does not approve current septic system.

Financial Info
Price
$385,000
$ / Sqft
$214
HOA
None
Tax Rate
1.0528%
Est. Taxes
$415
Tax Year
2026
Exemptions
None
Legal Info
Address
195 Covert DR
County
Llano
City
Tow
State
TX
Zip
78672
Subdivision
Ja Gabbart
Legal Description
J A GABBART AMENDED LTS 10B & 11B
Parcel
10465000010B0
Interior Features
Floor
See Remarks
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Oven, Electric Oven
Laundry
Inside
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Smoke Detector(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
1,800 / Public Records
Garage Desc
Open
Foundation
Pillar/Post/Pier, Slab
Roof
Shingle
Construction
Wood Siding
Acres
0.26
Lot Description
Cleared, Views
Restrictions
None
Flood Plain
No
View
Lake
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Fenced
Exterior Features
See Remarks, Covered
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$385,000
List price
0
Price reductions
Active
Since Jul 19, 2026
Property history1 event
DateEventPriceChange
Jul 19, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $385,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,303 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,303

Principal & interest
$1,947
Property taxes
$35
Homeowners insurance
$321

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$308,000$3,443$19,919$304,557
2$304,557$3,673$19,688$300,884
3$300,884$3,919$19,442$296,965
4$296,965$4,182$19,180$292,783
5$292,783$4,462$18,900$288,322
6$288,322$4,760$18,601$283,561
7$283,561$5,079$18,282$278,482
8$278,482$5,419$17,942$273,063
9$273,063$5,782$17,579$267,280
10$267,280$6,170$17,192$261,110
  • Year 1$304,557
    Principal paid
    $3,443
    Interest paid
    $19,919
    Starting balance
    $308,000
  • Year 2$300,884
    Principal paid
    $3,673
    Interest paid
    $19,688
    Starting balance
    $304,557
  • Year 3$296,965
    Principal paid
    $3,919
    Interest paid
    $19,442
    Starting balance
    $300,884
  • Year 4$292,783
    Principal paid
    $4,182
    Interest paid
    $19,180
    Starting balance
    $296,965
  • Year 5$288,322
    Principal paid
    $4,462
    Interest paid
    $18,900
    Starting balance
    $292,783
  • Year 6$283,561
    Principal paid
    $4,760
    Interest paid
    $18,601
    Starting balance
    $288,322
  • Year 7$278,482
    Principal paid
    $5,079
    Interest paid
    $18,282
    Starting balance
    $283,561
  • Year 8$273,063
    Principal paid
    $5,419
    Interest paid
    $17,942
    Starting balance
    $278,482
  • Year 9$267,280
    Principal paid
    $5,782
    Interest paid
    $17,579
    Starting balance
    $273,063
  • Year 10$261,110
    Principal paid
    $6,170
    Interest paid
    $17,192
    Starting balance
    $267,280
First 10 of 30 years

Nearby

Courtesy of Eaton Real Estate Company,LLC · (561) 938-0000

Listings courtesy of ACTRIS as distributed by MLS GRID.