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ActiveMLS #2817245

196 Harvest Creek DR, Uhland TX 78640

Uhland, TX 78640 · HARVEST CREEK

Single Family Residence for sale in HARVEST CREEK

3Bedrooms
2Bathrooms
1,293Square Ft
0.00Acres
2Garage
2022Year Built
1 / 33
$320,000
3D tour

Overview

Property Description

Assumable 4.75% rate. A qualified buyer can take over the seller's loan instead of financing at today's rates, and on a typical loan that saves real money every month for years. This 3-bed, 2-bath home in Harvest Creek has already had the big stuff handled. The roof is new as of 2025, and the garage is wired for EV charging, so plugging in at home is ready from day one. The fixtures are upgraded throughout, and a security system is installed and in place. Outside, the landscaping was redone, giving the yard a finished, settled-in look you won't get from a builder-basic lot. Harvest Creek sits in the quiet stretch between Kyle and Uhland. It's an easy drive to I-35, south Austin and San Marcos are both within reach, and the neighborhood is zoned to Hays CISD. A rate like this rarely comes along on a house in this shape. Schedule a showing before someone else locks it in.

Financial Info
Price
$320,000
$ / Sqft
$247
HOA
Yes - Mandatory / $50 / Monthly
HOA Name
HARVEST CREEK
HOA Includes
Common Area Maintenance
Tax Rate
2.0311%
Est. Taxes
$5,620
Tax Year
2025
Exemptions
None
Legal Info
Address
196 Harvest Creek DR
County
Hays
City
Uhland
State
TX
Zip
78640
Subdivision
HARVEST CREEK
Legal Description
HARVEST CREEK 47/C/1
Parcel
196 HARVEST CREEK DRIVE
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Microwave, Range
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Primary Bedroom on Main, Walk-In Closet(s), Security System, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2022 / Resale
Square Feet
1,293 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Frame, Masonry – Partial
Lot Description
Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Natural Gas Available, Phone Available, Sewer Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox

Price history

Days on market
$320,000
List price
0
Price reductions
Active
Since Oct 22, 2026
Property history1 event
DateEventPriceChange
Oct 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Susie Fuentes
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $320,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,353 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,353

Principal & interest
$1,618
Property taxes
$468
Homeowners insurance
$267

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$256,000$2,861$16,556$253,139
2$253,139$3,053$16,364$250,086
3$250,086$3,257$16,160$246,828
4$246,828$3,476$15,941$243,353
5$243,353$3,708$15,709$239,644
6$239,644$3,957$15,460$235,687
7$235,687$4,222$15,195$231,466
8$231,466$4,504$14,913$226,961
9$226,961$4,806$14,611$222,155
10$222,155$5,128$14,289$217,027
  • Year 1$253,139
    Principal paid
    $2,861
    Interest paid
    $16,556
    Starting balance
    $256,000
  • Year 2$250,086
    Principal paid
    $3,053
    Interest paid
    $16,364
    Starting balance
    $253,139
  • Year 3$246,828
    Principal paid
    $3,257
    Interest paid
    $16,160
    Starting balance
    $250,086
  • Year 4$243,353
    Principal paid
    $3,476
    Interest paid
    $15,941
    Starting balance
    $246,828
  • Year 5$239,644
    Principal paid
    $3,708
    Interest paid
    $15,709
    Starting balance
    $243,353
  • Year 6$235,687
    Principal paid
    $3,957
    Interest paid
    $15,460
    Starting balance
    $239,644
  • Year 7$231,466
    Principal paid
    $4,222
    Interest paid
    $15,195
    Starting balance
    $235,687
  • Year 8$226,961
    Principal paid
    $4,504
    Interest paid
    $14,913
    Starting balance
    $231,466
  • Year 9$222,155
    Principal paid
    $4,806
    Interest paid
    $14,611
    Starting balance
    $226,961
  • Year 10$217,027
    Principal paid
    $5,128
    Interest paid
    $14,289
    Starting balance
    $222,155
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.