20 Saddle Rock RDG, Wimberley TX 78676
Wimberley, TX 78676 · Woodcreek Sec 21
Single Family Residence for sale in Woodcreek Sec 21
Overview
Property Description
Current price includes the additional lot. The property is being offered with the adjacent lot included, providing additional privacy, space, and flexibility. If the additional lot is separated from the sale, the home will be offered at $395,000. The additional lot is separately listed for $60,000. Custom-built, this one-of-a-kind home offers timeless craftsmanship and exceptional privacy on over half an acre. Designed for gathering, the spacious floor plan has an impressive living room with soaring ceilings, abundant natural light, and a stunning floor-to-ceiling fieldstone fireplace and accent wall featuring fossils discovered on the property. The kitchen features custom cabinetry, butcher block island, tile backsplash, cooktop, and new stainless steel appliances. Freshly updated with new flooring, interior paint, and modern light fixtures. All three bedrooms offer walk-in closets, while the primary suite features dual vanities and a walk-in shower. Outside, a large covered porch overlooks mature trees, custom fieldstone landscaping, and a beautifully crafted pond with a soothing waterfall, an ideal setting for entertaining, enjoying sunsets, or relaxing with your morning coffee. The additional lot features two well-built storage buildings with electricity and two carports for additional privacy, storage and parking or future builds. Located minutes from Wimberley Square, Blue Hole Regional Park, Jacob's Well, local wineries, shopping, and dining, this property offers the rare opportunity to own a Hill Country home with character that simply can't be replicated. Please note: Hays County tax records reflect a 2006 construction date; however, the home was originally built in 1987. Additional updates include a new roof (January 2026), newer HVAC (approximately five years old), and new appliances. A finished attic room, accessed through the kitchen roof/attic access, provides additional flexible space for storage, a workspace, hobby room, or other potential uses.
Financial Info
- Price
- $439,000
- $ / Sqft
- $255
- HOA
- Yes - Mandatory / $10 / Monthly
- HOA Name
- Woodcreek Property Owners Association
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.5528%
- Est. Taxes
- $6,811
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 20 Saddle Rock RDG
- County
- Hays
- City
- Wimberley
- State
- TX
- Zip
- 78676
- Subdivision
- Woodcreek Sec 21
- Legal Description
- WOODCREEK SEC 21, LOT 31 - 32
- Parcel
- 1198102100032008
Interior Features
- Floor
- Laminate, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Electric Range, Refrigerator
- Laundry
- Inside
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room, Stone
- Interior Features
- Ceiling Fan(s), Electric Dryer Hookup, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, None, Blinds, Screens, Shutters
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2006 / Resale
- Square Feet
- 1,723 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Covered, Driveway, Garage, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Cement Siding, Stone
- Acres
- 0.59
- Lot Description
- Back Yard, Cleared, Front Yard, Garden, Landscaped, Native Plants, Split Possible, Waterfall
- Restrictions
- None
- Flood Plain
- No
- View
- Garden, Hill Country, Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- HW
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Gate, Partial, Perimeter, Privacy, Wood
- Exterior Features
- Garden, Private Yard, Covered, Deck, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s), Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 28, 2026 | Price Decrease | $439,000−$16,000 (−3.5%) | −$16,000 (−3.5%) |
| Aug 6, 2026 | Price Decrease | $455,000−$10,000 (−2.2%) | −$10,000 (−2.2%) |
| Jul 23, 2026 | New Listing | — |
Taxes
- Owner
- SIMMS, DENISE A
- Legal
- WOODCREEK SEC 21, Lot 31 - 32
- Geo ID
- 1198102100032008
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $6,811
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $106,260 | $332,390 | $438,650 | $438,650 |
Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).
Schools
School Info
- District
- Wimberley ISD
- Elementary
- Jacobs Well
- Middle
- Danforth
- High
- Wimberley
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,154 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,154
- Principal & interest
- $2,220
- Property taxes
- $568
- Homeowners insurance
- $366
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $351,200 | $3,925 | $22,712 | $347,275 | |
| 2 | $347,275 | $4,188 | $22,450 | $343,086 | |
| 3 | $343,086 | $4,469 | $22,169 | $338,617 | |
| 4 | $338,617 | $4,768 | $21,870 | $333,849 | |
| 5 | $333,849 | $5,087 | $21,550 | $328,762 | |
| 6 | $328,762 | $5,428 | $21,210 | $323,334 | |
| 7 | $323,334 | $5,792 | $20,846 | $317,542 | |
| 8 | $317,542 | $6,180 | $20,458 | $311,362 | |
| 9 | $311,362 | $6,593 | $20,044 | $304,769 | |
| 10 | $304,769 | $7,035 | $19,603 | $297,734 |
- Year 1$347,275
- Principal paid
- $3,925
- Interest paid
- $22,712
- Starting balance
- $351,200
- Year 2$343,086
- Principal paid
- $4,188
- Interest paid
- $22,450
- Starting balance
- $347,275
- Year 3$338,617
- Principal paid
- $4,469
- Interest paid
- $22,169
- Starting balance
- $343,086
- Year 4$333,849
- Principal paid
- $4,768
- Interest paid
- $21,870
- Starting balance
- $338,617
- Year 5$328,762
- Principal paid
- $5,087
- Interest paid
- $21,550
- Starting balance
- $333,849
- Year 6$323,334
- Principal paid
- $5,428
- Interest paid
- $21,210
- Starting balance
- $328,762
- Year 7$317,542
- Principal paid
- $5,792
- Interest paid
- $20,846
- Starting balance
- $323,334
- Year 8$311,362
- Principal paid
- $6,180
- Interest paid
- $20,458
- Starting balance
- $317,542
- Year 9$304,769
- Principal paid
- $6,593
- Interest paid
- $20,044
- Starting balance
- $311,362
- Year 10$297,734
- Principal paid
- $7,035
- Interest paid
- $19,603
- Starting balance
- $304,769
Nearby
Courtesy of Ranchland Real Estate · (512) 829-5522
Listings courtesy of ACTRIS as distributed by MLS GRID.