1703 Waterloo TRL # A, Austin TX 78704
Austin, TX 78704 · Cinnamon Ridge
Condominium for sale in Cinnamon Ridge
Overview
Property Description
Excellent location in the heart of 78704. Formerly an income property, in 2009 the previous owner created an A/B condo regime then sold off each side to individual owners. NO HOA Dues, insurance policy is not shared. Improvements to the property include: Upgraded wood flooring on the stairs and upstairs bedrooms, exterior Balcony replaced with Hardi-Siding, upgraded light fixtures, rebuilt front deck and walkup stairs, google fiber. Walking distance to bus routes, bike to S Lamar, 1st and Congress. Perfect for people with pets that want to be close to everything Austin. Recently installed wood floors in the upstairs bedrooms and hallways, one of which contains a private balcony. Half of a shared 2-car garage with other side of Duplex for storage.
Financial Info
- Price
- $395,000
- $ / Sqft
- $364
- HOA
- Mandatory
- HOA Name
- Waterloo Trail HOA
- HOA Includes
- Insurance, See Remarks
- Tax Rate
- 2.296%
- Est. Taxes
- $9,332
- Tax Year
- 2024
- Exemptions
- None
Legal Info
- Address
- 1703 Waterloo TRL # A
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78704
- Subdivision
- Cinnamon Ridge
- Legal Description
- Lot 19 Blk D Cinnamon Ridge
- Parcel
- 04040729020000
Interior Features
- Floor
- No Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Oven, Free-Standing Range, Self Cleaning Oven
- Laundry
- In Kitchen, Laundry Closet, Main Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Fireplaces
- 1
- Fireplace Description
- Family Room, Wood Burning
- Interior Features
- Breakfast Bar, Entrance Foyer, Pantry, Track Lighting, Walk-In Closet(s), Smoke Detector(s), Window Treatments
General Info
- Beds
- 2 Total / 2 Other Level
- Full / Half Baths
- 1 / 1
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 2
- Year Built
- 1983 / Resale
- Square Feet
- 1,084 / Public Records
- Garages
- 1
- Garage Desc
- Assigned, Detached, Door-Single, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick Veneer, Frame, Masonry – Partial
- Acres
- 0.08
- Lot Description
- Curbs, Interior Lot, Public Maintained Road, Sloped Up, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- Building Style, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- 6
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Cable, Sewer Connected, Water Connected
- Heat
- Central, Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- Exterior Steps, Gutters Full, Private Yard, Deck, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Curbs
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 9, 2026 | Price Decrease | $395,000−$2,500 (−0.6%) | −$2,500 (−0.6%) |
| Aug 16, 2026 | Price Decrease | $397,500−$22,500 (−5.4%) | −$22,500 (−5.4%) |
| Jul 21, 2026 | Price Decrease | $420,000−$29,000 (−6.5%) | −$29,000 (−6.5%) |
| May 25, 2026 | New Listing | — |
Taxes
TCAD account 785537
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| AUSTIN COMM COLL DIST | 0.103400 | $370,804 | $383.41 |
| AUSTIN ISD | 0.925200 | $370,804 | $3,430.68 |
| CITY OF AUSTIN | 0.524017 | $370,804 | $1,943.08 |
| TRAVIS COUNTY | 0.375845 | $370,804 | $1,393.65 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $370,804 | $437.63 |
| Ordinary property tax estimate | 2.046485 | $7,588.45 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- JDZ TRUST
- Legal
- UNT A 1703 WATERLOO TRAIL CONDOMINIUMS PLUS 50.0 % INT IN COM AREA
- Geo ID
- prop:785537
- Acreage
- 0.08
- Exemption Type
- None on record
- MLS estimated annual taxes
- $9,332
- MLS tax year
- 2024
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $378,184 | 2.046485 | $7,739.48 |
| 2024 | — | 1.981814 | $9,331.62 |
| 2023 | — | 1.809247 | $10,156.06 |
| 2022 | — | 1.974923 | $9,956.82 |
| 2021 | — | 2.176679 | $7,378.83 |
| 2020 | — | 2.226665 | $6,027.69 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Austin ISD
- Elementary
- Zilker
- Middle
- O Henry
- High
- Austin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,104 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,104
- Principal & interest
- $1,997
- Property taxes
- $778
- Homeowners insurance
- $329
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $316,000 | $3,532 | $20,436 | $312,468 | |
| 2 | $312,468 | $3,769 | $20,199 | $308,699 | |
| 3 | $308,699 | $4,021 | $19,947 | $304,678 | |
| 4 | $304,678 | $4,290 | $19,678 | $300,388 | |
| 5 | $300,388 | $4,578 | $19,390 | $295,811 | |
| 6 | $295,811 | $4,884 | $19,084 | $290,927 | |
| 7 | $290,927 | $5,211 | $18,757 | $285,715 | |
| 8 | $285,715 | $5,560 | $18,408 | $280,155 | |
| 9 | $280,155 | $5,933 | $18,035 | $274,222 | |
| 10 | $274,222 | $6,330 | $17,638 | $267,893 |
- Year 1$312,468
- Principal paid
- $3,532
- Interest paid
- $20,436
- Starting balance
- $316,000
- Year 2$308,699
- Principal paid
- $3,769
- Interest paid
- $20,199
- Starting balance
- $312,468
- Year 3$304,678
- Principal paid
- $4,021
- Interest paid
- $19,947
- Starting balance
- $308,699
- Year 4$300,388
- Principal paid
- $4,290
- Interest paid
- $19,678
- Starting balance
- $304,678
- Year 5$295,811
- Principal paid
- $4,578
- Interest paid
- $19,390
- Starting balance
- $300,388
- Year 6$290,927
- Principal paid
- $4,884
- Interest paid
- $19,084
- Starting balance
- $295,811
- Year 7$285,715
- Principal paid
- $5,211
- Interest paid
- $18,757
- Starting balance
- $290,927
- Year 8$280,155
- Principal paid
- $5,560
- Interest paid
- $18,408
- Starting balance
- $285,715
- Year 9$274,222
- Principal paid
- $5,933
- Interest paid
- $18,035
- Starting balance
- $280,155
- Year 10$267,893
- Principal paid
- $6,330
- Interest paid
- $17,638
- Starting balance
- $274,222
Nearby
12 closest listings to 1703 Waterloo TRL # A, Austin TX 78704 (within 2 miles).
Courtesy of Twelve Rivers Realty · (512) 588-1453
Listings courtesy of ACTRIS as distributed by MLS GRID.