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ActiveMLS #9797280

1703 Waterloo TRL # A, Austin TX 78704

Austin, TX 78704 · Cinnamon Ridge

Condominium for sale in Cinnamon Ridge

2Bedrooms
1 full / 1 halfBathrooms
1,084Square Ft
0.08Acres
1Garage
1983Year Built
Price Reduced
1 / 40
$395,000$449,000

Overview

Property Description

Excellent location in the heart of 78704. Formerly an income property, in 2009 the previous owner created an A/B condo regime then sold off each side to individual owners. NO HOA Dues, insurance policy is not shared. Improvements to the property include: Upgraded wood flooring on the stairs and upstairs bedrooms, exterior Balcony replaced with Hardi-Siding, upgraded light fixtures, rebuilt front deck and walkup stairs, google fiber. Walking distance to bus routes, bike to S Lamar, 1st and Congress. Perfect for people with pets that want to be close to everything Austin. Recently installed wood floors in the upstairs bedrooms and hallways, one of which contains a private balcony. Half of a shared 2-car garage with other side of Duplex for storage.

Financial Info
Price
$395,000
$ / Sqft
$364
HOA
Mandatory
HOA Name
Waterloo Trail HOA
HOA Includes
Insurance, See Remarks
Tax Rate
2.296%
Est. Taxes
$9,332
Tax Year
2024
Exemptions
None
Legal Info
Address
1703 Waterloo TRL # A
County
Travis
City
Austin
State
TX
Zip
78704
Subdivision
Cinnamon Ridge
Legal Description
Lot 19 Blk D Cinnamon Ridge
Parcel
04040729020000
Interior Features
Floor
No Carpet, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Oven, Free-Standing Range, Self Cleaning Oven
Laundry
In Kitchen, Laundry Closet, Main Level
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Family Room, Wood Burning
Interior Features
Breakfast Bar, Entrance Foyer, Pantry, Track Lighting, Walk-In Closet(s), Smoke Detector(s), Window Treatments
General Info
Beds
2 Total / 2 Other Level
Full / Half Baths
1 / 1
Prop Type
Residential
Property Type
Condominium
Stories
2
Year Built
1983 / Resale
Square Feet
1,084 / Public Records
Garages
1
Garage Desc
Assigned, Detached, Door-Single, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, Frame, Masonry – Partial
Acres
0.08
Lot Description
Curbs, Interior Lot, Public Maintained Road, Sloped Up, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
Restrictions
Building Style, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
6
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Sewer Connected, Water Connected
Heat
Central, Heat Pump
A C
Central Air
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
Exterior Steps, Gutters Full, Private Yard, Deck, Patio, Porch
Pool On Property
No
Area Amenities
Curbs

Price history

Members only
Days on market
−$54,000 (−12%)
$449,000 → $395,000
3
Price reductions
Active
Since May 25, 2026
Price trend
List priceMay 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 9, 2026Price Decrease$395,000−$2,500 (−0.6%)
Aug 16, 2026Price Decrease$397,500−$22,500 (−5.4%)
Jul 21, 2026Price Decrease$420,000−$29,000 (−6.5%)
May 25, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Austin ISD
Elementary
Zilker
Middle
O Henry
High
Austin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $395,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,104 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,104

Principal & interest
$1,997
Property taxes
$778
Homeowners insurance
$329

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$316,000$3,532$20,436$312,468
2$312,468$3,769$20,199$308,699
3$308,699$4,021$19,947$304,678
4$304,678$4,290$19,678$300,388
5$300,388$4,578$19,390$295,811
6$295,811$4,884$19,084$290,927
7$290,927$5,211$18,757$285,715
8$285,715$5,560$18,408$280,155
9$280,155$5,933$18,035$274,222
10$274,222$6,330$17,638$267,893
  • Year 1$312,468
    Principal paid
    $3,532
    Interest paid
    $20,436
    Starting balance
    $316,000
  • Year 2$308,699
    Principal paid
    $3,769
    Interest paid
    $20,199
    Starting balance
    $312,468
  • Year 3$304,678
    Principal paid
    $4,021
    Interest paid
    $19,947
    Starting balance
    $308,699
  • Year 4$300,388
    Principal paid
    $4,290
    Interest paid
    $19,678
    Starting balance
    $304,678
  • Year 5$295,811
    Principal paid
    $4,578
    Interest paid
    $19,390
    Starting balance
    $300,388
  • Year 6$290,927
    Principal paid
    $4,884
    Interest paid
    $19,084
    Starting balance
    $295,811
  • Year 7$285,715
    Principal paid
    $5,211
    Interest paid
    $18,757
    Starting balance
    $290,927
  • Year 8$280,155
    Principal paid
    $5,560
    Interest paid
    $18,408
    Starting balance
    $285,715
  • Year 9$274,222
    Principal paid
    $5,933
    Interest paid
    $18,035
    Starting balance
    $280,155
  • Year 10$267,893
    Principal paid
    $6,330
    Interest paid
    $17,638
    Starting balance
    $274,222
First 10 of 30 years

Nearby

Courtesy of Twelve Rivers Realty · (512) 588-1453

Listings courtesy of ACTRIS as distributed by MLS GRID.