3204 Overcup Oak DR # A, Austin TX 78704
Austin, TX 78704 · South Terrace
Single Family Residence for sale in South Terrace
Overview
Property Description
*Sellers are offering $10k in concessions!* Welcome to 3204 Overcup Oak Dr #A! This barely-lived-in home sits on a quiet cul-de-sac in the heart of 78704. Inside, you'll find 4 bedrooms and 4.5 bathrooms, with every bedroom offering its own private ensuite bath- a rare and functional layout that gives everyone their own space. Upstairs, one bedroom is accessed exclusively through the second-floor balcony, creating a private retreat that's perfect for guests, extended family, or an additional entertaining space. Located just minutes from South Lamar's best restaurants, coffee shops, and boutiques, and with quick access to major highways for an easy commute anywhere in Austin, this is central Austin living at its finest.
Financial Info
- Price
- $1,090,000
- $ / Sqft
- $486
- HOA
- Mandatory
- HOA Name
- 3204 Overcup Oak HOA
- HOA Includes
- See Remarks
- Tax Rate
- 2.04%
- Est. Taxes
- $22,000
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 3204 Overcup Oak DR # A
- County
- Travis
- City
- Austin
- State
- TX
- Zip
- 78704
- Subdivision
- South Terrace
- Legal Description
- LOT 7 BLK B SOUTH TERRACE ADDN
- Parcel
- 307689
Interior Features
- Floor
- Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Range, Microwave, Refrigerator, Washer, Tankless Water Heater, Wine Refrigerator
- Laundry
- Laundry Closet, Upper Level
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Quartz Counters, Dry Bar, Carbon Monoxide Detector(s), Smoke Detector(s), Blinds, Screens
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 4 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2023 / Resale
- Square Feet
- 2,242 / Public Records
- Garages
- 1
- Garage Desc
- Attached, Attached Carport, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type
- Acres
- 0.19
- Lot Description
- Back Yard, Cul-De-Sac, Curbs, Few Trees, Landscaped, Sprinkler - In-ground
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- 6
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Fiber, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Wood
- Exterior Features
- Gas Grill, Private Yard, Covered, Deck, Patio
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Kitchen
Breakfast Bar, Quartz Counters, Open to Family Room, Pantry, Wet Bar
Second level
- Primary Bathroom
Quartz Counters, Dual Vanity, Full Bath, Garden Tub, Separate Shower, Walk-In Closet(s), Walk-in Shower
- Primary Bedroom
Ceiling Fan(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 5, 2026 | Price Decrease | $1,090,000−$9,999 (−0.9%) | −$9,999 (−0.9%) |
| Sep 10, 2026 | New Listing | — |
Taxes
No safe current-year residential account match is available.
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
Schools
School Info
- District
- Austin ISD
- Elementary
- Zilker
- Middle
- O Henry
- High
- Austin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$8,253 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $8,253
- Principal & interest
- $5,512
- Property taxes
- $1,833
- Homeowners insurance
- $908
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $872,000 | $9,747 | $56,393 | $862,253 | |
| 2 | $862,253 | $10,399 | $55,740 | $851,854 | |
| 3 | $851,854 | $11,096 | $55,044 | $840,758 | |
| 4 | $840,758 | $11,839 | $54,301 | $828,919 | |
| 5 | $828,919 | $12,632 | $53,508 | $816,288 | |
| 6 | $816,288 | $13,478 | $52,662 | $802,810 | |
| 7 | $802,810 | $14,380 | $51,759 | $788,430 | |
| 8 | $788,430 | $15,343 | $50,796 | $773,086 | |
| 9 | $773,086 | $16,371 | $49,769 | $756,715 | |
| 10 | $756,715 | $17,467 | $48,672 | $739,248 |
- Year 1$862,253
- Principal paid
- $9,747
- Interest paid
- $56,393
- Starting balance
- $872,000
- Year 2$851,854
- Principal paid
- $10,399
- Interest paid
- $55,740
- Starting balance
- $862,253
- Year 3$840,758
- Principal paid
- $11,096
- Interest paid
- $55,044
- Starting balance
- $851,854
- Year 4$828,919
- Principal paid
- $11,839
- Interest paid
- $54,301
- Starting balance
- $840,758
- Year 5$816,288
- Principal paid
- $12,632
- Interest paid
- $53,508
- Starting balance
- $828,919
- Year 6$802,810
- Principal paid
- $13,478
- Interest paid
- $52,662
- Starting balance
- $816,288
- Year 7$788,430
- Principal paid
- $14,380
- Interest paid
- $51,759
- Starting balance
- $802,810
- Year 8$773,086
- Principal paid
- $15,343
- Interest paid
- $50,796
- Starting balance
- $788,430
- Year 9$756,715
- Principal paid
- $16,371
- Interest paid
- $49,769
- Starting balance
- $773,086
- Year 10$739,248
- Principal paid
- $17,467
- Interest paid
- $48,672
- Starting balance
- $756,715
Nearby
12 closest listings to 3204 Overcup Oak DR # A, Austin TX 78704 (within 2 miles).
Courtesy of LPT Realty LLC - Ascend Group · (512) 355-0150
Listings courtesy of ACTRIS as distributed by MLS GRID.