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ActiveMLS #3194748

255 Spirit ST, Elgin TX 78621

Elgin, TX 78621 · Trinity Ranch

Single Family Residence for sale in Trinity Ranch

3Bedrooms
2Bathrooms
1,288Square Ft
0.13Acres
2Garage
2024Year Built
Price Reduced
1 / 24
$285,000$295,000

Overview

Property Description

Welcome to 255 Spirit St., a nearly new 3-bedroom, 2-bath Century Communities home in Trinity Ranch. Built just two years ago, this home features a spacious open floor plan, island kitchen with granite countertops and stainless steel appliances, abundant natural light, generously sized bedrooms, and a large fenced backyard. Enjoy the benefits of a master-planned community with a neighborhood pool and elementary school, plus remaining structural warranty coverage. Motivated seller! Seller is willing to contribute toward buyer closing costs and other concessions with an acceptable offer, creating a great opportunity for buyers looking to reduce their upfront expenses. Schedule your showing today!

Financial Info
Price
$285,000
$ / Sqft
$221
HOA
Yes - Mandatory / $156 / Quarterly
HOA Name
Neighborhood Management
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.96%
Tax Year
2026
Exemptions
None
Legal Info
Address
255 Spirit ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Trinity Ranch
Legal Description
Trinity Ranch Phase 1, Section 3, BLK R, LOT 22
Parcel
255 Spirit St
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Electric Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Storage, Walk-In Closet(s), Washer Hookup, Wired for Data, Carbon Monoxide Detector(s), Prewired, Smoke Detector(s), Double Pane Windows, Screens, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2024 / Resale
Square Feet
1,288 / Builder
Garages
2
Garage Desc
Attached, Concrete, Driveway, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Frame, HardiPlank Type, Attic/Crawl Hatchway(s) Insulated, Blown-In Insulation, Masonry – All Sides, Radiant Barrier, Stone
Acres
0.13
Lot Description
Back Yard, Front Yard, Landscaped, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Rain Sensor, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Available, Underground Utilities, Water Available
Heat
Central, Exhaust Fan
A C
Central Air
Exterior Features
Fence
Back Yard, Gate, Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Curbs, Playground, Pool, Sport Court(s)/Facility, Street Lights, Suburban, Underground Utilities

Price history

Days on market
−$10,000 (−3.4%)
$295,000 → $285,000
1
Price reduction
Active
Since Aug 12, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 14, 2026Price Decrease$285,000−$10,000 (−3.4%)
Aug 12, 2026New Listing

Taxes

General Information
Owner
EDWARDS, AYANNA YARIXA
Legal
Trinity Ranch Phase 1, Section 3, BLK R, LOT 22
Geo ID
8733635
Acreage
0.13
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ELGIN MUNICIPAL UTILITY DISTRICT NO. 2
Tax Summary
MLS tax year
2026
CAD estimated taxes
$6,220.98
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$74,150$199,168$273,318$273,318$273,318
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$273,318$273,318———$957.95BASTROP COUNTY
$273,318$133,318———$1,631.01ELGIN ISD
$273,318$273,318———$273.32BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$273,318$268,318———$277.44AUSTIN COMMUNITY COLLEGE
$273,318$273,318———$273.32BASTROP COUNTY EMERGENCY SVC DIST #3
$273,318$270,318———$211.42COUNTY ROAD FM
$273,318$273,318———$2,596.52ELGIN MUNICIPAL UTILITY DISTRICT NO. 2

Source: Bastrop County

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $285,000
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,679 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,679, incomplete: some costs are unavailable

Principal & interest
$1,441
Property taxes
Unavailable
Homeowners insurance
$238

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$228,000$2,548$14,745$225,452
2$225,452$2,719$14,574$222,732
3$222,732$2,901$14,392$219,831
4$219,831$3,095$14,198$216,736
5$216,736$3,303$13,991$213,433
6$213,433$3,524$13,769$209,909
7$209,909$3,760$13,533$206,149
8$206,149$4,012$13,282$202,137
9$202,137$4,280$13,013$197,857
10$197,857$4,567$12,726$193,290
  • Year 1$225,452
    Principal paid
    $2,548
    Interest paid
    $14,745
    Starting balance
    $228,000
  • Year 2$222,732
    Principal paid
    $2,719
    Interest paid
    $14,574
    Starting balance
    $225,452
  • Year 3$219,831
    Principal paid
    $2,901
    Interest paid
    $14,392
    Starting balance
    $222,732
  • Year 4$216,736
    Principal paid
    $3,095
    Interest paid
    $14,198
    Starting balance
    $219,831
  • Year 5$213,433
    Principal paid
    $3,303
    Interest paid
    $13,991
    Starting balance
    $216,736
  • Year 6$209,909
    Principal paid
    $3,524
    Interest paid
    $13,769
    Starting balance
    $213,433
  • Year 7$206,149
    Principal paid
    $3,760
    Interest paid
    $13,533
    Starting balance
    $209,909
  • Year 8$202,137
    Principal paid
    $4,012
    Interest paid
    $13,282
    Starting balance
    $206,149
  • Year 9$197,857
    Principal paid
    $4,280
    Interest paid
    $13,013
    Starting balance
    $202,137
  • Year 10$193,290
    Principal paid
    $4,567
    Interest paid
    $12,726
    Starting balance
    $197,857
First 10 of 30 years

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Courtesy of Coldwell Banker Realty · (512) 343-7500

Listings courtesy of ACTRIS as distributed by MLS GRID.